Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Talking Rock for teen drivers is GEICO
  • Average car insurance rates in Talking Rock, GA are $408/month
  • Average car insurance rates in Talking Rock, GA for senior drivers are $2,700/year

Average car insurance rates in Talking Rock, Georgia are $408 a month. But with a little research you can get a great deal from the top car insurance companies in Talking Rock, GA. Before you buy Talking Rock, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Talking Rock car insurance rates with Marietta car insurance rates, Atlanta car insurance rates, or Alpharetta car insurance rates to make sure you’re getting the best Talking Rock, GA car insurance quotes available.

Need affordable Talking Rock, GA car insurance? Enter your ZIP code to compare Talking Rock car insurance quotes from multiple car insurance companies near you.

Talking Rock, GA Minimum Car Insurance Coverage

Talking Rock, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Talking Rock, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Talking Rock, GA Car Insurance Rates by Coverage Level

Some Talking Rock drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Talking Rock, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Talking Rock, Georgia

Insurance Company Low Medium High
Allstate $4,020 $4,409 $4,658
GEICO $2,485 $2,672 $2,826
Liberty Mutual $9,733 $10,057 $10,522
Nationwide $6,130 $6,360 $6,258
Progressive $3,895 $4,197 $4,714
State Farm $3,165 $3,385 $3,597
USAA $3,055 $3,188 $3,371

Talking Rock, GA Car Insurance Rates by Age, Gender, and Marital Status

Talking Rock, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Talking Rock, GA car insurance, get quotes from multiple car insurance companies in the Talking Rock area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Talking Rock, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $3,000 $2,875 $2,875 $7,039 $9,079 $3,361 $3,670
GEICO $1,611 $1,592 $1,562 $1,562 $4,805 $5,764 $2,088 $2,302
Liberty Mutual $5,415 $5,892 $4,423 $5,008 $22,773 $25,411 $5,761 $6,150
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,660 $2,436 $2,291 $2,415 $8,577 $9,494 $3,071 $3,208
State Farm $2,191 $2,191 $1,972 $1,972 $5,937 $7,781 $2,407 $2,608
USAA $1,779 $1,775 $1,654 $1,658 $6,462 $7,650 $2,215 $2,444

Talking Rock, GA Car Insurance Rates for Teens

How much is Talking Rock, Georgia car insurance for teens? Compare rates from top Talking Rock car insurance companies below to help find the cheapest teen car insurance in Talking Rock, GA.

Annual Car Insurance Rates for Teen Drivers in Talking Rock, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,079
GEICO $4,805 $5,764
Liberty Mutual $22,773 $25,411
Nationwide $11,303 $14,550
Progressive $8,577 $9,494
State Farm $5,937 $7,781
USAA $6,462 $7,650

Talking Rock, GA Car Insurance Rates for Seniors

Before seniors buy Talking Rock, Georgia car insurance, they should make sure to shop around. Some Talking Rock, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Talking Rock, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,875 $2,875
GEICO $1,562 $1,562
Liberty Mutual $4,423 $5,008
Nationwide $3,588 $3,941
Progressive $2,291 $2,415
State Farm $1,972 $1,972
USAA $1,654 $1,658

Talking Rock, GA Car Insurance Rates by Credit History

How does your credit history affect Talking Rock, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Talking Rock, Georgia

Insurance Company Poor Fair Good
Allstate $5,658 $3,928 $3,502
GEICO $3,347 $2,352 $2,284
Liberty Mutual $14,490 $8,872 $6,951
Nationwide $7,439 $6,032 $5,276
Progressive $4,791 $4,160 $3,856
State Farm $4,794 $2,986 $2,367
USAA $4,171 $2,936 $2,506

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Talking Rock, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Talking Rock, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Talking Rock.

Annual Talking Rock, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $5,560 $4,517 $3,781
GEICO $1,795 $2,246 $4,590 $2,012
Liberty Mutual $7,660 $10,477 $12,057 $10,223
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,324 $5,932 $3,948 $3,872
State Farm $3,076 $3,689 $3,382 $3,382
USAA $2,450 $3,105 $4,532 $2,731

Talking Rock, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Talking Rock, GA car insurance rates. Compare rates below to see which Talking Rock car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Talking Rock, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,517
GEICO $4,590
Liberty Mutual $12,057
Nationwide $8,699
Progressive $3,948
State Farm $3,382
USAA $4,532

Talking Rock, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Talking Rock, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Talking Rock companies based on commute time.

Annual Car Insurance Rates by Commute Length in Talking Rock, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,264 $4,460
GEICO $2,615 $2,707
Liberty Mutual $10,104 $10,104
Nationwide $6,249 $6,249
Progressive $4,269 $4,269
State Farm $3,382 $3,382
USAA $3,059 $3,350

Talking Rock, GA Cheapest Car Insurance Rates

How do the top Talking Rock, Georgia car insurance companies’ average rates stack up against the Talking Rock average monthly car insurance rates of $408? Take a look and see.

Best Annual Car Insurance Rates by Company in Talking Rock, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Talking Rock, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Talking Rock, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Talking Rock, Georgia

Insurance Company Average Annual Rates
Allstate $4,362
GEICO $2,661
Liberty Mutual $10,104
Nationwide $6,249
Progressive $4,269
State Farm $3,382
USAA $3,204

Other Factors Affecting Talking Rock, GA Car Insurance Rates

Before you buy Talking Rock, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Talking Rock, GA Commute Time

How does your Talking Rock, GA commute time compare with the average driver? In Talking Rock, the average commute is 32.4 minutes.

Talking Rock, GA Car Insurance Quotes

Compare Talking Rock, GA car insurance quotes from multiple companies by entering your ZIP code now.