Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Franklin for teen drivers is USAA
  • The cheapest car insurance company in Franklin after a DUI is USAA
  • Average car insurance rates in Franklin, PA are $330/month

Average car insurance rates in Franklin, Pennsylvania are $330 a month. But with a little research you can get a great deal from the top car insurance companies in Franklin, PA. Before you buy Franklin, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Franklin car insurance rates with Pittsburgh car insurance rates, Harrisburg car insurance rates, or Erie car insurance rates to make sure you’re getting the best Franklin, PA car insurance quotes available.

Need affordable Franklin, PA car insurance? Enter your ZIP code to compare Franklin car insurance quotes from multiple car insurance companies near you.

Franklin, PA Minimum Car Insurance Coverage

Franklin, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Franklin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Franklin, PA Car Insurance Rates by Coverage Level

Some Franklin drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Franklin, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Franklin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,670 $3,852 $3,965
GEICO $2,984 $3,259 $3,466
Liberty Mutual $5,965 $6,293 $6,494
Nationwide $2,792 $2,784 $2,686
Progressive $3,803 $4,137 $4,385
State Farm $2,494 $2,667 $2,755
Travelers $7,145 $7,047 $6,950
USAA $1,701 $1,838 $1,928

Franklin, PA Car Insurance Rates by Age, Gender, and Marital Status

Franklin, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Franklin, PA car insurance, get quotes from multiple car insurance companies in the Franklin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Franklin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,463 $2,463 $2,243 $2,243 $7,868 $7,868 $2,742 $2,742
GEICO $2,556 $2,208 $2,373 $2,051 $6,361 $5,513 $2,590 $2,237
Liberty Mutual $4,085 $4,085 $3,740 $3,740 $11,985 $11,985 $5,194 $5,194
Nationwide $1,888 $1,888 $1,781 $1,781 $5,237 $5,237 $2,111 $2,111
Progressive $2,601 $2,601 $2,316 $2,316 $8,189 $8,189 $3,327 $3,327
State Farm $1,627 $1,627 $1,429 $1,429 $5,709 $5,709 $1,788 $1,788
Travelers $1,589 $1,589 $1,702 $1,702 $22,976 $22,976 $1,922 $1,922
USAA $1,174 $1,174 $1,059 $1,059 $3,491 $3,491 $1,565 $1,565

Franklin, PA Car Insurance Rates for Teens

How much is Franklin, Pennsylvania car insurance for teens? Compare rates from top Franklin car insurance companies below to help find the cheapest teen car insurance in Franklin, PA.

Annual Car Insurance Rates for Teen Drivers in Franklin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,868 $7,868
GEICO $6,361 $5,513
Liberty Mutual $11,985 $11,985
Nationwide $5,237 $5,237
Progressive $8,189 $8,189
State Farm $5,709 $5,709
Travelers $22,976 $22,976
USAA $3,491 $3,491

Franklin, PA Car Insurance Rates for Seniors

Before seniors buy Franklin, Pennsylvania car insurance, they should make sure to shop around. Some Franklin, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Franklin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,243 $2,243
GEICO $2,373 $2,051
Liberty Mutual $3,740 $3,740
Nationwide $1,781 $1,781
Progressive $2,316 $2,316
State Farm $1,429 $1,429
Travelers $1,702 $1,702
USAA $1,059 $1,059

Franklin, PA Car Insurance Rates by Credit History

How does your credit history affect Franklin, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Franklin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,902 $3,644 $2,941
GEICO $4,873 $2,732 $2,104
Liberty Mutual $7,982 $5,720 $5,050
Nationwide $3,237 $2,653 $2,372
Progressive $5,457 $3,813 $3,055
State Farm $3,755 $2,325 $1,835
Travelers $7,672 $6,928 $6,541
USAA $2,281 $1,690 $1,495

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Franklin, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Franklin, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Franklin.

Annual Franklin, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,670 $4,308 $3,670 $3,670
GEICO $2,366 $4,084 $3,193 $3,302
Liberty Mutual $5,718 $6,518 $6,384 $6,384
Nationwide $1,979 $2,648 $3,720 $2,671
Progressive $3,734 $5,120 $3,838 $3,742
State Farm $2,426 $2,851 $2,638 $2,638
Travelers $5,024 $7,113 $8,939 $7,113
USAA $1,468 $2,021 $2,159 $1,641

Franklin, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Franklin, PA car insurance rates. Compare rates below to see which Franklin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Franklin, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,670
GEICO $3,193
Liberty Mutual $6,384
Nationwide $3,720
Progressive $3,838
State Farm $2,638
Travelers $8,939
USAA $2,159

Franklin, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Franklin, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Franklin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Franklin, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,757 $3,901
GEICO $3,181 $3,292
Liberty Mutual $6,090 $6,412
Nationwide $2,754 $2,754
Progressive $4,108 $4,108
State Farm $2,561 $2,716
Travelers $7,047 $7,047
USAA $1,770 $1,874

Franklin, PA Cheapest Car Insurance Rates

How do the top Franklin, Pennsylvania car insurance companies’ average rates stack up against the Franklin average monthly car insurance rates of $330? Take a look and see.

Best Annual Car Insurance Rates by Company in Franklin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Franklin, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Franklin, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Franklin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,829
GEICO $3,236
Liberty Mutual $6,251
Nationwide $2,754
Progressive $4,108
State Farm $2,638
Travelers $7,047
USAA $1,822

Other Factors Affecting Franklin, PA Car Insurance Rates

Before you buy Franklin, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Franklin, PA Commute Time

How does your Franklin, PA commute time compare with the average driver? In Franklin, the average commute is 16.0 minutes.

Franklin, PA Car Insurance Quotes

Compare Franklin, PA car insurance quotes from multiple companies by entering your ZIP code now.