Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Barbourville, KY for senior drivers are $3,092/year
  • The cheapest car insurance company in Barbourville after a DUI is State Farm
  • Average car insurance rates in Barbourville, KY are $470/month

Average car insurance rates in Barbourville, Kentucky are $470 a month. But with a little research you can get a great deal from the top car insurance companies in Barbourville, KY. Before you buy Barbourville, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Barbourville car insurance rates with Covington car insurance rates, Owensboro car insurance rates, or Hopkinsville car insurance rates to make sure you’re getting the best Barbourville, KY car insurance quotes available.

Need affordable Barbourville, KY car insurance? Enter your ZIP code to compare Barbourville car insurance quotes from multiple car insurance companies near you.

Barbourville, KY Minimum Car Insurance Coverage

Barbourville, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Barbourville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Barbourville, KY Car Insurance Rates by Coverage Level

Some Barbourville drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Barbourville, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Barbourville, Kentucky

Insurance Company Low Medium High
Allstate $8,424 $9,550 $10,904
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,104 $5,410 $5,849
Nationwide $5,806 $5,676 $5,797
Progressive $5,249 $5,732 $6,604
State Farm $3,088 $3,306 $3,564
Travelers $6,882 $7,315 $7,665
USAA $2,887 $3,029 $3,196

Barbourville, KY Car Insurance Rates by Age, Gender, and Marital Status

Barbourville, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Barbourville, KY car insurance, get quotes from multiple car insurance companies in the Barbourville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Barbourville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,523 $5,442 $5,059 $5,378 $20,543 $22,770 $6,007 $6,285
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,063 $3,336 $2,606 $2,937 $11,936 $13,263 $3,187 $3,306
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,736 $2,581 $2,484 $2,482 $13,959 $15,828 $3,395 $3,426
State Farm $2,145 $2,145 $1,911 $1,911 $5,922 $7,512 $2,380 $2,628
Travelers $2,972 $3,021 $2,948 $2,946 $15,190 $24,535 $3,119 $3,568
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Barbourville, KY Car Insurance Rates for Teens

How much is Barbourville, Kentucky car insurance for teens? Compare rates from top Barbourville car insurance companies below to help find the cheapest teen car insurance in Barbourville, KY.

Annual Car Insurance Rates for Teen Drivers in Barbourville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,543 $22,770
GEICO $7,942 $9,404
Liberty Mutual $11,936 $13,263
Nationwide $9,302 $11,583
Progressive $13,959 $15,828
State Farm $5,922 $7,512
Travelers $15,190 $24,535
USAA $5,518 $5,784

Barbourville, KY Car Insurance Rates for Seniors

Before seniors buy Barbourville, Kentucky car insurance, they should make sure to shop around. Some Barbourville, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Barbourville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,378
GEICO $4,003 $3,626
Liberty Mutual $2,606 $2,937
Nationwide $3,677 $3,839
Progressive $2,484 $2,482
State Farm $1,911 $1,911
Travelers $2,948 $2,946
USAA $1,822 $1,843

Barbourville, KY Car Insurance Rates by Credit History

How does your credit history affect Barbourville, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Barbourville, Kentucky

Insurance Company Poor Fair Good
Allstate $12,953 $8,732 $7,192
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,811 $4,777 $3,775
Nationwide $7,021 $5,495 $4,763
Progressive $6,527 $5,719 $5,338
State Farm $4,760 $2,909 $2,289
Travelers $8,125 $6,879 $6,858
USAA $4,506 $2,537 $2,069

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Barbourville, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Barbourville, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Barbourville.

Annual Barbourville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,968 $10,400 $11,133 $9,003
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,561 $6,991 $5,430 $4,836
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,833 $7,236 $5,505 $5,872
State Farm $3,061 $3,578 $3,319 $3,319
Travelers $6,332 $6,514 $9,504 $6,800
USAA $2,284 $3,231 $3,884 $2,751

Barbourville, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Barbourville, KY car insurance rates. Compare rates below to see which Barbourville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Barbourville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,133
GEICO $7,717
Liberty Mutual $5,430
Nationwide $7,562
Progressive $5,505
State Farm $3,319
Travelers $9,504
USAA $3,884

Barbourville, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Barbourville, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Barbourville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Barbourville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,626 $9,626
GEICO $4,724 $4,814
Liberty Mutual $5,454 $5,454
Nationwide $5,760 $5,760
Progressive $5,862 $5,862
State Farm $3,239 $3,400
Travelers $7,287 $7,287
USAA $2,925 $3,150

Barbourville, KY Cheapest Car Insurance Rates

How do the top Barbourville, Kentucky car insurance companies’ average rates stack up against the Barbourville average monthly car insurance rates of $470? Take a look and see.

Best Annual Car Insurance Rates by Company in Barbourville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Barbourville, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Barbourville, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Barbourville, Kentucky

Insurance Company Average Annual Rates
Allstate $9,626
GEICO $4,769
Liberty Mutual $5,454
Nationwide $5,760
Progressive $5,862
State Farm $3,319
Travelers $7,287
USAA $3,037

Other Factors Affecting Barbourville, KY Car Insurance Rates

Before you buy Barbourville, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Barbourville, KY Commute Time

How does your Barbourville, KY commute time compare with the average driver? In Barbourville, the average commute is 19.1 minutes.

Barbourville, KY Car Insurance Quotes

Compare Barbourville, KY car insurance quotes from multiple companies by entering your ZIP code now.