Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Clermont, KY for senior drivers are $2,550/year
  • Average car insurance rates in Clermont, KY are $387/month
  • The cheapest car insurance company in Clermont for teen drivers is USAA

Average car insurance rates in Clermont, Kentucky are $387 a month. But with a little research you can get a great deal from the top car insurance companies in Clermont, KY. Before you buy Clermont, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Clermont car insurance rates with Independence car insurance rates, Nicholasville car insurance rates, or Owensboro car insurance rates to make sure you’re getting the best Clermont, KY car insurance quotes available.

Need affordable Clermont, KY car insurance? Enter your ZIP code to compare Clermont car insurance quotes from multiple car insurance companies near you.

Clermont, KY Minimum Car Insurance Coverage

Clermont, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clermont, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Clermont, KY Car Insurance Rates by Coverage Level

Some Clermont drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Clermont, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clermont, Kentucky

Insurance Company Low Medium High
Allstate $5,611 $6,101 $6,678
GEICO $4,389 $4,763 $5,134
Liberty Mutual $4,947 $5,185 $5,525
Nationwide $4,750 $4,668 $4,746
Progressive $4,294 $4,645 $5,197
State Farm $3,110 $3,320 $3,540
Travelers $5,006 $5,356 $5,651
USAA $2,740 $2,894 $3,072

Clermont, KY Car Insurance Rates by Age, Gender, and Marital Status

Clermont, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clermont, KY car insurance, get quotes from multiple car insurance companies in the Clermont area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clermont, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,425 $3,374 $3,119 $3,327 $13,240 $14,876 $3,747 $3,932
GEICO $3,766 $3,482 $3,964 $3,591 $8,103 $9,507 $3,062 $2,623
Liberty Mutual $2,743 $2,970 $2,314 $2,593 $11,987 $13,298 $2,866 $2,980
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,230 $2,107 $2,016 $2,022 $11,167 $12,605 $2,760 $2,793
State Farm $2,107 $2,107 $1,896 $1,896 $6,077 $7,561 $2,356 $2,585
Travelers $2,202 $2,239 $2,181 $2,184 $11,049 $17,922 $2,306 $2,618
USAA $1,923 $1,918 $1,749 $1,768 $5,271 $5,523 $2,423 $2,644

Clermont, KY Car Insurance Rates for Teens

How much is Clermont, Kentucky car insurance for teens? Compare rates from top Clermont car insurance companies below to help find the cheapest teen car insurance in Clermont, KY.

Annual Car Insurance Rates for Teen Drivers in Clermont, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,240 $14,876
GEICO $8,103 $9,507
Liberty Mutual $11,987 $13,298
Nationwide $7,618 $9,461
Progressive $11,167 $12,605
State Farm $6,077 $7,561
Travelers $11,049 $17,922
USAA $5,271 $5,523

Clermont, KY Car Insurance Rates for Seniors

Before seniors buy Clermont, Kentucky car insurance, they should make sure to shop around. Some Clermont, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clermont, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,119 $3,327
GEICO $3,964 $3,591
Liberty Mutual $2,314 $2,593
Nationwide $3,031 $3,157
Progressive $2,016 $2,022
State Farm $1,896 $1,896
Travelers $2,181 $2,184
USAA $1,749 $1,768

Clermont, KY Car Insurance Rates by Credit History

How does your credit history affect Clermont, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clermont, Kentucky

Insurance Company Poor Fair Good
Allstate $8,120 $5,611 $4,660
GEICO $7,832 $3,910 $2,546
Liberty Mutual $7,442 $4,594 $3,621
Nationwide $5,732 $4,513 $3,919
Progressive $5,245 $4,598 $4,294
State Farm $4,803 $2,902 $2,265
Travelers $5,938 $5,045 $5,030
USAA $4,288 $2,431 $1,989

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Clermont, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clermont, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clermont.

Annual Clermont, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,049 $6,635 $7,113 $5,724
GEICO $2,841 $5,050 $7,678 $3,481
Liberty Mutual $4,348 $6,704 $5,204 $4,619
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,893 $5,796 $4,437 $4,723
State Farm $3,030 $3,616 $3,323 $3,323
Travelers $4,654 $4,783 $6,932 $4,981
USAA $2,182 $3,087 $3,708 $2,632

Clermont, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Clermont, KY car insurance rates. Compare rates below to see which Clermont car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clermont, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,113
GEICO $7,678
Liberty Mutual $5,204
Nationwide $6,153
Progressive $4,437
State Farm $3,323
Travelers $6,932
USAA $3,708

Clermont, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clermont, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Clermont companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clermont, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,130 $6,130
GEICO $4,718 $4,807
Liberty Mutual $5,219 $5,219
Nationwide $4,721 $4,721
Progressive $4,712 $4,712
State Farm $3,235 $3,412
Travelers $5,338 $5,338
USAA $2,794 $3,011

Clermont, KY Cheapest Car Insurance Rates

How do the top Clermont, Kentucky car insurance companies’ average rates stack up against the Clermont average monthly car insurance rates of $387? Take a look and see.

Best Annual Car Insurance Rates by Company in Clermont, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Clermont, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clermont, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clermont, Kentucky

Insurance Company Average Annual Rates
Allstate $6,130
GEICO $4,762
Liberty Mutual $5,219
Nationwide $4,721
Progressive $4,712
State Farm $3,323
Travelers $5,338
USAA $2,902

Other Factors Affecting Clermont, KY Car Insurance Rates

Before you buy Clermont, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Clermont, KY Traffic

Spending time in Clermont traffic can lead to higher car insurance rates. According to INRIX data, Clermont, KY ranks as the 402nd-most congested with traffic in the world.

Clermont, KY Car Insurance Quotes

Compare Clermont, KY car insurance quotes from multiple companies by entering your ZIP code now.