Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Crestwood, KY are $368/month
  • The cheapest car insurance company in Crestwood after a DUI is State Farm
  • The cheapest car insurance company in Crestwood for teen drivers is USAA

Average car insurance rates in Crestwood, Kentucky are $368 a month. But with a little research you can get a great deal from the top car insurance companies in Crestwood, KY. Before you buy Crestwood, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Crestwood car insurance rates with Bowling Green car insurance rates, Independence car insurance rates, or Owensboro car insurance rates to make sure you’re getting the best Crestwood, KY car insurance quotes available.

Need affordable Crestwood, KY car insurance? Enter your ZIP code to compare Crestwood car insurance quotes from multiple car insurance companies near you.

Crestwood, KY Minimum Car Insurance Coverage

Crestwood, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Crestwood, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Crestwood, KY Car Insurance Rates by Coverage Level

Some Crestwood drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Crestwood, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Crestwood, Kentucky

Insurance Company Low Medium High
Allstate $5,227 $5,635 $6,113
GEICO $3,925 $4,187 $4,488
Liberty Mutual $5,031 $5,220 $5,492
Nationwide $4,558 $4,470 $4,518
Progressive $4,345 $4,675 $5,182
State Farm $2,690 $2,864 $3,038
Travelers $5,245 $5,552 $5,775
USAA $2,448 $2,571 $2,713

Crestwood, KY Car Insurance Rates by Age, Gender, and Marital Status

Crestwood, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Crestwood, KY car insurance, get quotes from multiple car insurance companies in the Crestwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crestwood, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,161 $3,111 $2,876 $3,066 $12,220 $13,744 $3,458 $3,633
GEICO $3,366 $3,114 $3,524 $3,191 $7,006 $8,290 $2,746 $2,364
Liberty Mutual $2,743 $2,965 $2,315 $2,581 $12,103 $13,388 $2,879 $3,008
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,246 $2,131 $2,025 $2,029 $11,173 $12,642 $2,786 $2,842
State Farm $1,763 $1,763 $1,578 $1,578 $5,316 $6,741 $1,970 $2,200
Travelers $2,322 $2,361 $2,295 $2,295 $11,410 $18,280 $2,436 $2,793
USAA $1,716 $1,713 $1,558 $1,575 $4,654 $4,887 $2,159 $2,356

Crestwood, KY Car Insurance Rates for Teens

How much is Crestwood, Kentucky car insurance for teens? Compare rates from top Crestwood car insurance companies below to help find the cheapest teen car insurance in Crestwood, KY.

Annual Car Insurance Rates for Teen Drivers in Crestwood, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,220 $13,744
GEICO $7,006 $8,290
Liberty Mutual $12,103 $13,388
Nationwide $7,284 $9,099
Progressive $11,173 $12,642
State Farm $5,316 $6,741
Travelers $11,410 $18,280
USAA $4,654 $4,887

Crestwood, KY Car Insurance Rates for Seniors

Before seniors buy Crestwood, Kentucky car insurance, they should make sure to shop around. Some Crestwood, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Crestwood, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,876 $3,066
GEICO $3,524 $3,191
Liberty Mutual $2,315 $2,581
Nationwide $2,882 $3,013
Progressive $2,025 $2,029
State Farm $1,578 $1,578
Travelers $2,295 $2,295
USAA $1,558 $1,575

Crestwood, KY Car Insurance Rates by Credit History

How does your credit history affect Crestwood, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Crestwood, Kentucky

Insurance Company Poor Fair Good
Allstate $7,481 $5,185 $4,310
GEICO $6,906 $3,448 $2,246
Liberty Mutual $7,496 $4,615 $3,633
Nationwide $5,472 $4,319 $3,755
Progressive $5,271 $4,618 $4,313
State Farm $4,146 $2,499 $1,947
Travelers $6,156 $5,217 $5,198
USAA $3,813 $2,156 $1,763

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Crestwood, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Crestwood, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Crestwood.

Annual Crestwood, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,655 $6,125 $6,572 $5,282
GEICO $2,505 $4,453 $6,774 $3,068
Liberty Mutual $4,366 $6,741 $5,239 $4,646
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,914 $5,810 $4,462 $4,752
State Farm $2,614 $3,113 $2,864 $2,864
Travelers $4,808 $4,946 $7,182 $5,160
USAA $1,942 $2,742 $3,285 $2,340

Crestwood, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Crestwood, KY car insurance rates. Compare rates below to see which Crestwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Crestwood, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,572
GEICO $6,774
Liberty Mutual $5,239
Nationwide $5,874
Progressive $4,462
State Farm $2,864
Travelers $7,182
USAA $3,285

Crestwood, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Crestwood, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Crestwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Crestwood, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,658 $5,658
GEICO $4,161 $4,239
Liberty Mutual $5,248 $5,248
Nationwide $4,515 $4,515
Progressive $4,734 $4,734
State Farm $2,792 $2,936
Travelers $5,524 $5,524
USAA $2,482 $2,672

Crestwood, KY Cheapest Car Insurance Rates

How do the top Crestwood, Kentucky car insurance companies’ average rates stack up against the Crestwood average monthly car insurance rates of $368? Take a look and see.

Best Annual Car Insurance Rates by Company in Crestwood, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Crestwood, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Crestwood, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Crestwood, Kentucky

Insurance Company Average Annual Rates
Allstate $5,658
GEICO $4,200
Liberty Mutual $5,248
Nationwide $4,515
Progressive $4,734
State Farm $2,864
Travelers $5,524
USAA $2,577

Other Factors Affecting Crestwood, KY Car Insurance Rates

Before you buy Crestwood, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Crestwood, KY Commute Time

How does your Crestwood, KY commute time compare with the average driver? In Crestwood, the average commute is 25.2 minutes.

Crestwood, KY Car Insurance Quotes

Compare Crestwood, KY car insurance quotes from multiple companies by entering your ZIP code now.