Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Douglass Hills, KY for senior drivers are $2,439/year
  • The cheapest car insurance company in Douglass Hills after a DUI is State Farm
  • The cheapest car insurance company in Douglass Hills for teen drivers is USAA

Average car insurance rates in Douglass Hills, Kentucky are $372 a month. But with a little research you can get a great deal from the top car insurance companies in Douglass Hills, KY. Before you buy Douglass Hills, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Douglass Hills car insurance rates with Hopkinsville car insurance rates, Florence car insurance rates, or Nicholasville car insurance rates to make sure you’re getting the best Douglass Hills, KY car insurance quotes available.

Need affordable Douglass Hills, KY car insurance? Enter your ZIP code to compare Douglass Hills car insurance quotes from multiple car insurance companies near you.

Douglass Hills, KY Minimum Car Insurance Coverage

Douglass Hills, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Douglass Hills, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Douglass Hills, KY Car Insurance Rates by Coverage Level

Some Douglass Hills drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Douglass Hills, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Douglass Hills, Kentucky

Insurance Company Low Medium High
Allstate $5,428 $5,901 $6,456
GEICO $4,107 $4,419 $4,721
Liberty Mutual $4,968 $5,191 $5,510
Nationwide $5,096 $5,025 $5,121
Progressive $4,797 $5,173 $5,750
State Farm $2,219 $2,397 $2,576
Travelers $4,560 $4,859 $5,090
USAA $2,496 $2,631 $2,785

Douglass Hills, KY Car Insurance Rates by Age, Gender, and Marital Status

Douglass Hills, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Douglass Hills, KY car insurance, get quotes from multiple car insurance companies in the Douglass Hills area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Douglass Hills, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,307 $3,255 $3,014 $3,214 $12,828 $14,411 $3,611 $3,787
GEICO $3,468 $3,207 $3,654 $3,310 $7,561 $8,883 $2,823 $2,416
Liberty Mutual $2,715 $2,935 $2,291 $2,561 $12,095 $13,399 $2,837 $2,948
Nationwide $3,596 $3,570 $3,248 $3,376 $8,253 $10,220 $4,104 $4,280
Progressive $2,486 $2,357 $2,240 $2,247 $12,380 $13,990 $3,083 $3,136
State Farm $1,497 $1,497 $1,340 $1,340 $4,390 $5,603 $1,672 $1,841
Travelers $2,024 $2,057 $2,004 $2,006 $9,983 $16,081 $2,123 $2,412
USAA $1,742 $1,734 $1,586 $1,598 $4,813 $5,046 $2,192 $2,387

Douglass Hills, KY Car Insurance Rates for Teens

How much is Douglass Hills, Kentucky car insurance for teens? Compare rates from top Douglass Hills car insurance companies below to help find the cheapest teen car insurance in Douglass Hills, KY.

Annual Car Insurance Rates for Teen Drivers in Douglass Hills, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,828 $14,411
GEICO $7,561 $8,883
Liberty Mutual $12,095 $13,399
Nationwide $8,253 $10,220
Progressive $12,380 $13,990
State Farm $4,390 $5,603
Travelers $9,983 $16,081
USAA $4,813 $5,046

Douglass Hills, KY Car Insurance Rates for Seniors

Before seniors buy Douglass Hills, Kentucky car insurance, they should make sure to shop around. Some Douglass Hills, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Douglass Hills, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,014 $3,214
GEICO $3,654 $3,310
Liberty Mutual $2,291 $2,561
Nationwide $3,248 $3,376
Progressive $2,240 $2,247
State Farm $1,340 $1,340
Travelers $2,004 $2,006
USAA $1,586 $1,598

Douglass Hills, KY Car Insurance Rates by Credit History

How does your credit history affect Douglass Hills, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Douglass Hills, Kentucky

Insurance Company Poor Fair Good
Allstate $7,848 $5,428 $4,508
GEICO $7,262 $3,625 $2,360
Liberty Mutual $7,445 $4,600 $3,623
Nationwide $6,170 $4,859 $4,213
Progressive $5,836 $5,111 $4,772
State Farm $3,466 $2,093 $1,634
Travelers $5,378 $4,573 $4,558
USAA $3,886 $2,213 $1,813

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Douglass Hills, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Douglass Hills, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Douglass Hills.

Annual Douglass Hills, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,878 $6,417 $6,885 $5,534
GEICO $2,629 $4,681 $7,131 $3,221
Liberty Mutual $4,346 $6,713 $5,210 $4,622
Nationwide $4,026 $5,228 $6,628 $4,440
Progressive $4,330 $6,435 $4,936 $5,258
State Farm $2,196 $2,599 $2,398 $2,398
Travelers $4,218 $4,334 $6,278 $4,515
USAA $1,982 $2,803 $3,371 $2,394

Douglass Hills, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Douglass Hills, KY car insurance rates. Compare rates below to see which Douglass Hills car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Douglass Hills, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,885
GEICO $7,131
Liberty Mutual $5,210
Nationwide $6,628
Progressive $4,936
State Farm $2,398
Travelers $6,278
USAA $3,371

Douglass Hills, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Douglass Hills, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Douglass Hills companies based on commute time.

Annual Car Insurance Rates by Commute Length in Douglass Hills, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,928 $5,928
GEICO $4,374 $4,457
Liberty Mutual $5,223 $5,223
Nationwide $5,081 $5,081
Progressive $5,240 $5,240
State Farm $2,335 $2,461
Travelers $4,836 $4,836
USAA $2,540 $2,735

Douglass Hills, KY Cheapest Car Insurance Rates

How do the top Douglass Hills, Kentucky car insurance companies’ average rates stack up against the Douglass Hills average monthly car insurance rates of $372? Take a look and see.

Best Annual Car Insurance Rates by Company in Douglass Hills, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Douglass Hills, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Douglass Hills, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Douglass Hills, Kentucky

Insurance Company Average Annual Rates
Allstate $5,928
GEICO $4,415
Liberty Mutual $5,223
Nationwide $5,081
Progressive $5,240
State Farm $2,398
Travelers $4,836
USAA $2,637

Other Factors Affecting Douglass Hills, KY Car Insurance Rates

Before you buy Douglass Hills, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Douglass Hills, KY Commute Time

How does your Douglass Hills, KY commute time compare with the average driver? In Douglass Hills, the average commute is 22.1 minutes.

Douglass Hills, KY Car Insurance Quotes

Compare Douglass Hills, KY car insurance quotes from multiple companies by entering your ZIP code now.