Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Lebanon Junction, KY are $382/month
  • Average car insurance rates in Lebanon Junction, KY for senior drivers are $2,554/year
  • The cheapest car insurance company in Lebanon Junction for teen drivers is USAA

Average car insurance rates in Lebanon Junction, Kentucky are $382 a month. But with a little research you can get a great deal from the top car insurance companies in Lebanon Junction, KY. Before you buy Lebanon Junction, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Lebanon Junction car insurance rates with Florence car insurance rates, Covington car insurance rates, or Henderson car insurance rates to make sure you’re getting the best Lebanon Junction, KY car insurance quotes available.

Need affordable Lebanon Junction, KY car insurance? Enter your ZIP code to compare Lebanon Junction car insurance quotes from multiple car insurance companies near you.

Lebanon Junction, KY Minimum Car Insurance Coverage

Lebanon Junction, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lebanon Junction, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lebanon Junction, KY Car Insurance Rates by Coverage Level

Some Lebanon Junction drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Lebanon Junction, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lebanon Junction, Kentucky

Insurance Company Low Medium High
Allstate $5,385 $5,865 $6,428
GEICO $4,666 $4,987 $5,353
Liberty Mutual $5,065 $5,318 $5,689
Nationwide $4,750 $4,668 $4,746
Progressive $4,213 $4,533 $5,044
State Farm $2,556 $2,735 $2,929
Travelers $5,105 $5,461 $5,761
USAA $2,740 $2,894 $3,072

Lebanon Junction, KY Car Insurance Rates by Age, Gender, and Marital Status

Lebanon Junction, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lebanon Junction, KY car insurance, get quotes from multiple car insurance companies in the Lebanon Junction area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lebanon Junction, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,302 $3,255 $3,001 $3,202 $12,711 $14,240 $3,622 $3,808
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,971 $3,224 $2,547 $2,850 $11,872 $13,117 $3,088 $3,186
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,208 $2,102 $1,984 $1,993 $10,772 $12,187 $2,738 $2,793
State Farm $1,743 $1,743 $1,551 $1,551 $4,949 $6,299 $1,940 $2,144
Travelers $2,242 $2,279 $2,220 $2,223 $11,273 $18,289 $2,348 $2,666
USAA $1,923 $1,918 $1,749 $1,768 $5,271 $5,523 $2,423 $2,644

Lebanon Junction, KY Car Insurance Rates for Teens

How much is Lebanon Junction, Kentucky car insurance for teens? Compare rates from top Lebanon Junction car insurance companies below to help find the cheapest teen car insurance in Lebanon Junction, KY.

Annual Car Insurance Rates for Teen Drivers in Lebanon Junction, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,711 $14,240
GEICO $8,260 $9,795
Liberty Mutual $11,872 $13,117
Nationwide $7,618 $9,461
Progressive $10,772 $12,187
State Farm $4,949 $6,299
Travelers $11,273 $18,289
USAA $5,271 $5,523

Lebanon Junction, KY Car Insurance Rates for Seniors

Before seniors buy Lebanon Junction, Kentucky car insurance, they should make sure to shop around. Some Lebanon Junction, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lebanon Junction, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,001 $3,202
GEICO $4,219 $3,821
Liberty Mutual $2,547 $2,850
Nationwide $3,031 $3,157
Progressive $1,984 $1,993
State Farm $1,551 $1,551
Travelers $2,220 $2,223
USAA $1,749 $1,768

Lebanon Junction, KY Car Insurance Rates by Credit History

How does your credit history affect Lebanon Junction, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lebanon Junction, Kentucky

Insurance Company Poor Fair Good
Allstate $7,806 $5,392 $4,480
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,663 $4,699 $3,708
Nationwide $5,732 $4,513 $3,919
Progressive $5,133 $4,480 $4,178
State Farm $3,952 $2,395 $1,873
Travelers $6,054 $5,144 $5,129
USAA $4,288 $2,431 $1,989

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Lebanon Junction, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lebanon Junction, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lebanon Junction.

Annual Lebanon Junction, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,855 $6,379 $6,835 $5,502
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,469 $6,871 $5,339 $4,749
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,802 $5,634 $4,334 $4,619
State Farm $2,519 $2,961 $2,740 $2,740
Travelers $4,745 $4,876 $7,070 $5,078
USAA $2,182 $3,087 $3,708 $2,632

Lebanon Junction, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Lebanon Junction, KY car insurance rates. Compare rates below to see which Lebanon Junction car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lebanon Junction, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,835
GEICO $8,093
Liberty Mutual $5,339
Nationwide $6,153
Progressive $4,334
State Farm $2,740
Travelers $7,070
USAA $3,708

Lebanon Junction, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lebanon Junction, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Lebanon Junction companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lebanon Junction, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,893 $5,893
GEICO $4,955 $5,049
Liberty Mutual $5,357 $5,357
Nationwide $4,721 $4,721
Progressive $4,597 $4,597
State Farm $2,671 $2,809
Travelers $5,442 $5,442
USAA $2,794 $3,011

Lebanon Junction, KY Cheapest Car Insurance Rates

How do the top Lebanon Junction, Kentucky car insurance companies’ average rates stack up against the Lebanon Junction average monthly car insurance rates of $382? Take a look and see.

Best Annual Car Insurance Rates by Company in Lebanon Junction, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Lebanon Junction, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lebanon Junction, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lebanon Junction, Kentucky

Insurance Company Average Annual Rates
Allstate $5,893
GEICO $5,002
Liberty Mutual $5,357
Nationwide $4,721
Progressive $4,597
State Farm $2,740
Travelers $5,442
USAA $2,902

Other Factors Affecting Lebanon Junction, KY Car Insurance Rates

Before you buy Lebanon Junction, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lebanon Junction, KY Commute Time

How does your Lebanon Junction, KY commute time compare with the average driver? In Lebanon Junction, the average commute is 25.8 minutes.

Lebanon Junction, KY Car Insurance Quotes

Compare Lebanon Junction, KY car insurance quotes from multiple companies by entering your ZIP code now.