Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Lombard after a DUI is Liberty Mutual
  • The cheapest car insurance company in Lombard for teen drivers is Liberty Mutual
  • Average car insurance rates in Lombard, IL are $278/month

Average car insurance rates in Lombard, Illinois are $278 a month. But with a little research you can get a great deal from the top car insurance companies in Lombard, IL. Before you buy Lombard, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Lombard car insurance rates with Springfield car insurance rates, Elgin car insurance rates, or Naperville car insurance rates to make sure you’re getting the best Lombard, IL car insurance quotes available.

Need affordable Lombard, IL car insurance? Enter your ZIP code to compare Lombard car insurance quotes from multiple car insurance companies near you.

Lombard, IL Minimum Car Insurance Coverage

Lombard, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lombard, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Lombard, IL Car Insurance Rates by Coverage Level

Some Lombard drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Lombard, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lombard, Illinois

Insurance Company Low Medium High
Allstate $5,057 $5,202 $5,360
American Family $3,464 $3,757 $3,650
Farmers $4,352 $4,476 $4,959
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,135 $2,264 $2,406
Nationwide $2,762 $2,820 $2,799
Progressive $3,268 $3,582 $3,943
State Farm $2,368 $2,531 $2,676
Travelers $2,417 $2,575 $2,743
USAA $2,642 $2,848 $3,058

Lombard, IL Car Insurance Rates by Age, Gender, and Marital Status

Lombard, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lombard, IL car insurance, get quotes from multiple car insurance companies in the Lombard area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lombard, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,282 $3,296 $3,443 $3,443 $8,677 $11,289 $3,950 $4,272
American Family $2,226 $2,226 $2,046 $2,046 $6,456 $8,883 $2,226 $2,879
Farmers $2,390 $2,386 $2,111 $2,242 $10,792 $11,260 $2,736 $2,847
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,344 $1,446 $1,112 $1,243 $4,797 $5,336 $1,402 $1,469
Nationwide $1,771 $1,795 $1,582 $1,667 $4,936 $6,294 $2,071 $2,233
Progressive $2,033 $1,900 $1,683 $1,767 $7,725 $8,650 $2,416 $2,606
State Farm $1,485 $1,485 $1,348 $1,348 $4,818 $6,076 $1,687 $1,951
Travelers $1,579 $1,662 $1,464 $1,557 $4,831 $6,108 $1,669 $1,755
USAA $1,679 $1,692 $1,566 $1,524 $5,601 $6,134 $2,203 $2,396

Lombard, IL Car Insurance Rates for Teens

How much is Lombard, Illinois car insurance for teens? Compare rates from top Lombard car insurance companies below to help find the cheapest teen car insurance in Lombard, IL.

Annual Car Insurance Rates for Teen Drivers in Lombard, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,677 $11,289
American Family $6,456 $8,883
Farmers $10,792 $11,260
GEICO $7,024 $7,271
Liberty Mutual $4,797 $5,336
Nationwide $4,936 $6,294
Progressive $7,725 $8,650
State Farm $4,818 $6,076
Travelers $4,831 $6,108
USAA $5,601 $6,134

Lombard, IL Car Insurance Rates for Seniors

Before seniors buy Lombard, Illinois car insurance, they should make sure to shop around. Some Lombard, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lombard, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,443 $3,443
American Family $2,046 $2,046
Farmers $2,111 $2,242
GEICO $1,827 $2,063
Liberty Mutual $1,112 $1,243
Nationwide $1,582 $1,667
Progressive $1,683 $1,767
State Farm $1,348 $1,348
Travelers $1,464 $1,557
USAA $1,566 $1,524

Lombard, IL Car Insurance Rates by Credit History

How does your credit history affect Lombard, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lombard, Illinois

Insurance Company Poor Fair Good
Allstate $6,615 $4,802 $4,201
American Family $4,799 $3,286 $2,785
Farmers $5,202 $4,400 $4,184
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,194 $2,012 $1,600
Nationwide $3,326 $2,697 $2,358
Progressive $4,086 $3,482 $3,225
State Farm $3,673 $2,198 $1,703
Travelers $3,127 $2,549 $2,058
USAA $3,776 $2,612 $2,160

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Lombard, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lombard, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lombard.

Annual Lombard, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,668 $6,348 $5,933 $4,877
American Family $2,662 $3,787 $5,026 $3,018
Farmers $3,873 $5,014 $4,889 $4,605
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $1,885 $2,695 $2,355 $2,140
Nationwide $2,264 $2,911 $3,410 $2,590
Progressive $2,955 $4,427 $3,279 $3,729
State Farm $2,286 $2,764 $2,525 $2,525
Travelers $2,047 $2,698 $2,999 $2,568
USAA $2,019 $2,930 $4,005 $2,443

Lombard, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Lombard, IL car insurance rates. Compare rates below to see which Lombard car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lombard, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,933
American Family $5,026
Farmers $4,889
GEICO $5,028
Liberty Mutual $2,355
Nationwide $3,410
Progressive $3,279
State Farm $2,525
Travelers $2,999
USAA $4,005

Lombard, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lombard, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Lombard companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lombard, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,206 $5,206
American Family $3,578 $3,669
Farmers $4,595 $4,595
GEICO $3,257 $3,368
Liberty Mutual $2,269 $2,269
Nationwide $2,794 $2,794
Progressive $3,597 $3,597
State Farm $2,461 $2,589
Travelers $2,477 $2,680
USAA $2,770 $2,929

Lombard, IL Cheapest Car Insurance Rates

How do the top Lombard, Illinois car insurance companies’ average rates stack up against the Lombard average monthly car insurance rates of $278? Take a look and see.

Best Annual Car Insurance Rates by Company in Lombard, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Lombard, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lombard, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lombard, Illinois

Insurance Company Average Annual Rates
Allstate $5,206
American Family $3,623
Farmers $4,595
GEICO $3,312
Liberty Mutual $2,269
Nationwide $2,794
Progressive $3,597
State Farm $2,525
Travelers $2,578
USAA $2,849

Other Factors Affecting Lombard, IL Car Insurance Rates

Before you buy Lombard, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lombard, IL Commute Time

How does your Lombard, IL commute time compare with the average driver? In Lombard, the average commute is 29.2 minutes.

Lombard, IL Car Insurance Quotes

Compare Lombard, IL car insurance quotes from multiple companies by entering your ZIP code now.