Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Pine Knot after a DUI is State Farm
  • The cheapest car insurance company in Pine Knot for teen drivers is USAA
  • Average car insurance rates in Pine Knot, KY for senior drivers are $2,734/year

Average car insurance rates in Pine Knot, Kentucky are $413 a month. But with a little research you can get a great deal from the top car insurance companies in Pine Knot, KY. Before you buy Pine Knot, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Pine Knot car insurance rates with Richmond car insurance rates, Covington car insurance rates, or Hopkinsville car insurance rates to make sure you’re getting the best Pine Knot, KY car insurance quotes available.

Need affordable Pine Knot, KY car insurance? Enter your ZIP code to compare Pine Knot car insurance quotes from multiple car insurance companies near you.

Pine Knot, KY Minimum Car Insurance Coverage

Pine Knot, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pine Knot, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Pine Knot, KY Car Insurance Rates by Coverage Level

Some Pine Knot drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Pine Knot, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pine Knot, Kentucky

Insurance Company Low Medium High
Allstate $5,055 $5,454 $5,924
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,139 $5,368 $5,707
Nationwide $5,806 $5,676 $5,797
Progressive $4,684 $5,013 $5,564
State Farm $3,377 $3,616 $3,893
Travelers $6,100 $6,479 $6,793
USAA $2,904 $3,046 $3,211

Pine Knot, KY Car Insurance Rates by Age, Gender, and Marital Status

Pine Knot, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pine Knot, KY car insurance, get quotes from multiple car insurance companies in the Pine Knot area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Knot, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,136 $3,104 $2,839 $3,026 $11,592 $12,993 $3,469 $3,662
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,875 $3,109 $2,461 $2,738 $12,359 $13,622 $2,991 $3,085
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,428 $2,304 $2,182 $2,189 $11,957 $13,549 $3,014 $3,075
State Farm $2,325 $2,325 $2,080 $2,080 $6,526 $8,262 $2,579 $2,855
Travelers $2,707 $2,758 $2,652 $2,662 $13,276 $21,507 $2,823 $3,271
USAA $2,029 $2,027 $1,836 $1,860 $5,522 $5,798 $2,561 $2,798

Pine Knot, KY Car Insurance Rates for Teens

How much is Pine Knot, Kentucky car insurance for teens? Compare rates from top Pine Knot car insurance companies below to help find the cheapest teen car insurance in Pine Knot, KY.

Annual Car Insurance Rates for Teen Drivers in Pine Knot, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,993
GEICO $7,942 $9,404
Liberty Mutual $12,359 $13,622
Nationwide $9,302 $11,583
Progressive $11,957 $13,549
State Farm $6,526 $8,262
Travelers $13,276 $21,507
USAA $5,522 $5,798

Pine Knot, KY Car Insurance Rates for Seniors

Before seniors buy Pine Knot, Kentucky car insurance, they should make sure to shop around. Some Pine Knot, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pine Knot, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,839 $3,026
GEICO $4,003 $3,626
Liberty Mutual $2,461 $2,738
Nationwide $3,677 $3,839
Progressive $2,182 $2,189
State Farm $2,080 $2,080
Travelers $2,652 $2,662
USAA $1,836 $1,860

Pine Knot, KY Car Insurance Rates by Credit History

How does your credit history affect Pine Knot, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pine Knot, Kentucky

Insurance Company Poor Fair Good
Allstate $7,256 $5,006 $4,171
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,732 $4,750 $3,733
Nationwide $7,021 $5,495 $4,763
Progressive $5,683 $4,958 $4,620
State Farm $5,198 $3,182 $2,507
Travelers $7,207 $6,093 $6,071
USAA $4,532 $2,550 $2,080

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Pine Knot, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pine Knot, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pine Knot.

Annual Pine Knot, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,547 $5,923 $6,315 $5,125
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,489 $6,947 $5,395 $4,789
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,203 $6,240 $4,795 $5,110
State Farm $3,338 $3,919 $3,629 $3,629
Travelers $5,629 $5,792 $8,374 $6,033
USAA $2,296 $3,251 $3,900 $2,768

Pine Knot, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Pine Knot, KY car insurance rates. Compare rates below to see which Pine Knot car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pine Knot, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,315
GEICO $7,717
Liberty Mutual $5,395
Nationwide $7,562
Progressive $4,795
State Farm $3,629
Travelers $8,374
USAA $3,900

Pine Knot, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pine Knot, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Pine Knot companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pine Knot, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,478 $5,478
GEICO $4,724 $4,814
Liberty Mutual $5,405 $5,405
Nationwide $5,760 $5,760
Progressive $5,087 $5,087
State Farm $3,541 $3,716
Travelers $6,457 $6,457
USAA $2,940 $3,167

Pine Knot, KY Cheapest Car Insurance Rates

How do the top Pine Knot, Kentucky car insurance companies’ average rates stack up against the Pine Knot average monthly car insurance rates of $413? Take a look and see.

Best Annual Car Insurance Rates by Company in Pine Knot, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Pine Knot, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pine Knot, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pine Knot, Kentucky

Insurance Company Average Annual Rates
Allstate $5,478
GEICO $4,769
Liberty Mutual $5,405
Nationwide $5,760
Progressive $5,087
State Farm $3,629
Travelers $6,457
USAA $3,054

Other Factors Affecting Pine Knot, KY Car Insurance Rates

Before you buy Pine Knot, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pine Knot, KY Commute Time

How does your Pine Knot, KY commute time compare with the average driver? In Pine Knot, the average commute is 35.6 minutes.

Pine Knot, KY Car Insurance Quotes

Compare Pine Knot, KY car insurance quotes from multiple companies by entering your ZIP code now.