Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Alamo, TX are $381/month
  • Average car insurance rates in Alamo, TX for senior drivers are $2,827/year
  • The annual number of car thefts in Alamo is 40.

Average car insurance rates in Alamo, Texas are $381 a month. But with a little research you can get a great deal from the top car insurance companies in Alamo, TX. Before you buy Alamo, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Alamo car insurance rates with Fort Worth car insurance rates, Dallas car insurance rates, or Laredo car insurance rates to make sure you’re getting the best Alamo, TX car insurance quotes available.

Need affordable Alamo, TX car insurance? Enter your ZIP code to compare Alamo car insurance quotes from multiple car insurance companies near you.

Alamo, TX Minimum Car Insurance Coverage

Alamo, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Alamo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Alamo, TX Car Insurance Rates by Coverage Level

Some Alamo drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Alamo, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Alamo, Texas

Insurance Company Low Medium High
Allstate $5,928 $6,007 $6,229
American Family $4,831 $5,045 $6,020
GEICO $3,527 $3,763 $4,317
Nationwide $5,796 $5,197 $5,346
Progressive $4,745 $5,063 $5,483
State Farm $2,875 $3,050 $3,299
USAA $3,035 $3,148 $3,321

Alamo, TX Car Insurance Rates by Age, Gender, and Marital Status

Alamo, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Alamo, TX car insurance, get quotes from multiple car insurance companies in the Alamo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alamo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,975 $4,027 $3,927 $3,927 $10,167 $12,332 $4,923 $5,156
American Family $3,200 $3,574 $2,963 $3,411 $8,442 $10,974 $4,603 $5,225
GEICO $2,891 $3,159 $2,877 $3,365 $6,253 $6,328 $3,100 $2,982
Nationwide $3,468 $3,543 $3,050 $3,253 $9,499 $12,319 $4,041 $4,399
Progressive $2,824 $2,678 $2,486 $2,549 $11,160 $12,427 $3,318 $3,334
State Farm $2,169 $2,169 $1,926 $1,926 $5,126 $6,510 $2,354 $2,416
USAA $2,036 $2,069 $1,951 $1,967 $5,540 $6,073 $2,738 $2,971

Alamo, TX Car Insurance Rates for Teens

How much is Alamo, Texas car insurance for teens? Compare rates from top Alamo car insurance companies below to help find the cheapest teen car insurance in Alamo, TX.

Annual Car Insurance Rates for Teen Drivers in Alamo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,167 $12,332
American Family $8,442 $10,974
GEICO $6,253 $6,328
Nationwide $9,499 $12,319
Progressive $11,160 $12,427
State Farm $5,126 $6,510
USAA $5,540 $6,073

Alamo, TX Car Insurance Rates for Seniors

Before seniors buy Alamo, Texas car insurance, they should make sure to shop around. Some Alamo, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Alamo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
American Family $2,963 $3,411
GEICO $2,877 $3,365
Nationwide $3,050 $3,253
Progressive $2,486 $2,549
State Farm $1,926 $1,926
USAA $1,951 $1,967

Alamo, TX Car Insurance Rates by Credit History

How does your credit history affect Alamo, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Alamo, Texas

Insurance Company Poor Fair Good
Allstate $7,718 $5,632 $4,813
American Family $7,234 $4,626 $4,037
GEICO $5,994 $3,376 $2,238
Nationwide $6,591 $5,219 $4,530
Progressive $5,795 $4,942 $4,554
State Farm $4,358 $2,709 $2,157
USAA $4,643 $2,691 $2,169

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Alamo, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Alamo, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Alamo.

Annual Alamo, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,766 $7,210 $7,476 $4,766
American Family $4,850 $6,111 $5,384 $4,850
GEICO $3,276 $4,331 $3,608 $4,261
Nationwide $4,700 $4,700 $7,052 $5,335
Progressive $4,442 $5,717 $5,214 $5,014
State Farm $2,736 $3,132 $3,695 $2,736
USAA $2,365 $3,492 $4,096 $2,719

Alamo, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Alamo, TX car insurance rates. Compare rates below to see which Alamo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Alamo, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,476
American Family $5,384
GEICO $3,608
Nationwide $7,052
Progressive $5,214
State Farm $3,695
USAA $4,096

Alamo, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Alamo, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Alamo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Alamo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,910 $6,199
American Family $5,299 $5,299
GEICO $3,788 $3,950
Nationwide $5,447 $5,447
Progressive $5,097 $5,097
State Farm $3,074 $3,074
USAA $3,126 $3,209

Alamo, TX Cheapest Car Insurance Rates

How do the top Alamo, Texas car insurance companies’ average rates stack up against the Alamo average monthly car insurance rates of $381? Take a look and see.

Best Annual Car Insurance Rates by Company in Alamo, Texas

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Alamo, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Alamo, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Alamo, Texas

Insurance Company Average Annual Rates
Allstate $6,054
American Family $5,299
GEICO $3,869
Nationwide $5,447
Progressive $5,097
State Farm $3,074
USAA $3,168

Other Factors Affecting Alamo, TX Car Insurance Rates

Before you buy Alamo, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Alamo, TX Car Theft Rates

The car theft rate in Alamo, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Alamo, Texas is 40 stolen cars.

Alamo, TX Commute Time

How does your Alamo, TX commute time compare with the average driver? In Alamo, the average commute is 17.9 minutes.

Alamo, TX Car Insurance Quotes

Compare Alamo, TX car insurance quotes from multiple companies by entering your ZIP code now.