Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Apollo Beach, FL for senior drivers are $3,107/year
  • Average car insurance rates in Apollo Beach, FL are $429/month
  • The cheapest car insurance company in Apollo Beach after a DUI is State Farm

Average car insurance rates in Apollo Beach, Florida are $429 a month. But with a little research you can get a great deal from the top car insurance companies in Apollo Beach, FL. Before you buy Apollo Beach, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Apollo Beach car insurance rates with Port St. Lucie car insurance rates, St. Petersburg car insurance rates, or Tallahassee car insurance rates to make sure you’re getting the best Apollo Beach, FL car insurance quotes available.

Need affordable Apollo Beach, FL car insurance? Enter your ZIP code to compare Apollo Beach car insurance quotes from multiple car insurance companies near you.

Apollo Beach, FL Minimum Car Insurance Coverage

Apollo Beach, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Apollo Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Apollo Beach, FL Car Insurance Rates by Coverage Level

Some Apollo Beach drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Apollo Beach, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Apollo Beach, Florida

Insurance Company Low Medium High
Allstate $6,009 $8,787 $10,028
GEICO $3,969 $5,072 $5,635
Liberty Mutual $4,774 $5,296 $5,579
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

Apollo Beach, FL Car Insurance Rates by Age, Gender, and Marital Status

Apollo Beach, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Apollo Beach, FL car insurance, get quotes from multiple car insurance companies in the Apollo Beach area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apollo Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,918 $4,781 $4,352 $4,461 $17,902 $19,782 $4,948 $5,052
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,639 $3,639 $3,341 $3,341 $7,589 $11,642 $3,639 $4,903
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Apollo Beach, FL Car Insurance Rates for Teens

How much is Apollo Beach, Florida car insurance for teens? Compare rates from top Apollo Beach car insurance companies below to help find the cheapest teen car insurance in Apollo Beach, FL.

Annual Car Insurance Rates for Teen Drivers in Apollo Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,902 $19,782
GEICO $6,874 $8,661
Liberty Mutual $7,589 $11,642
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $6,343 $8,111
USAA $6,347 $7,353

Apollo Beach, FL Car Insurance Rates for Seniors

Before seniors buy Apollo Beach, Florida car insurance, they should make sure to shop around. Some Apollo Beach, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Apollo Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,352 $4,461
GEICO $3,607 $3,607
Liberty Mutual $3,341 $3,341
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $1,981 $1,981
USAA $1,736 $1,720

Apollo Beach, FL Car Insurance Rates by Credit History

How does your credit history affect Apollo Beach, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Apollo Beach, Florida

Insurance Company Poor Fair Good
Allstate $11,547 $7,327 $5,949
GEICO $7,090 $4,321 $3,264
Liberty Mutual $6,697 $4,936 $4,018
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

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Apollo Beach, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Apollo Beach, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Apollo Beach.

Annual Apollo Beach, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,094 $8,524 $9,563 $7,917
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $3,776 $4,887 $7,067 $5,137
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Apollo Beach, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Apollo Beach, FL car insurance rates. Compare rates below to see which Apollo Beach car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Apollo Beach, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,563
GEICO $6,458
Liberty Mutual $7,067
Nationwide $6,405
Progressive $5,824
State Farm $3,477
USAA $4,580

Apollo Beach, FL Car Insurance Rates by ZIP Code

Just like Apollo Beach car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Apollo Beach, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Apollo Beach, Florida

ZIP Code Average Annual Rates
33572 $3,970
33573 $3,970

Apollo Beach, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Apollo Beach, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Apollo Beach companies based on commute time.

Annual Car Insurance Rates by Commute Length in Apollo Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,036 $8,513
GEICO $4,867 $4,917
Liberty Mutual $5,051 $5,383
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,359 $3,596
USAA $3,169 $3,242

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Apollo Beach, FL Cheapest Car Insurance Rates

How do the top Apollo Beach, Florida car insurance companies’ average rates stack up against the Apollo Beach average monthly car insurance rates of $429? Take a look and see.

Best Annual Car Insurance Rates by Company in Apollo Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Apollo Beach, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Apollo Beach, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Apollo Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,275
GEICO $4,892
Liberty Mutual $5,217
Nationwide $5,051
Progressive $5,921
State Farm $3,477
USAA $3,206

Other Factors Affecting Apollo Beach, FL Car Insurance Rates

Before you buy Apollo Beach, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Apollo Beach, FL Commute Time

How does your Apollo Beach, FL commute time compare with the average driver? In Apollo Beach, the average commute is 33.5 minutes.

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Apollo Beach, FL Car Insurance Quotes

Compare Apollo Beach, FL car insurance quotes from multiple companies by entering your ZIP code now.