Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Bayonet Point for teen drivers is GEICO
  • Average car insurance rates in Bayonet Point, FL for senior drivers are $3,226/year
  • The cheapest car insurance company in Bayonet Point after a DUI is State Farm

Average car insurance rates in Bayonet Point, Florida are $446 a month. But with a little research you can get a great deal from the top car insurance companies in Bayonet Point, FL. Before you buy Bayonet Point, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Bayonet Point car insurance rates with Tallahassee car insurance rates, Tampa car insurance rates, or Cape Coral car insurance rates to make sure you’re getting the best Bayonet Point, FL car insurance quotes available.

Need affordable Bayonet Point, FL car insurance? Enter your ZIP code to compare Bayonet Point car insurance quotes from multiple car insurance companies near you.

Bayonet Point, FL Minimum Car Insurance Coverage

Bayonet Point, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bayonet Point, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Bayonet Point, FL Car Insurance Rates by Coverage Level

Some Bayonet Point drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Bayonet Point, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bayonet Point, Florida

Insurance Company Low Medium High
Allstate $6,145 $8,874 $10,095
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,868 $5,283 $6,030
Progressive $5,506 $7,080 $8,074
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

Bayonet Point, FL Car Insurance Rates by Age, Gender, and Marital Status

Bayonet Point, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bayonet Point, FL car insurance, get quotes from multiple car insurance companies in the Bayonet Point area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayonet Point, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,244 $4,991 $4,581 $4,632 $17,865 $19,395 $5,113 $5,148
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,546 $3,494 $3,163 $3,270 $8,548 $10,502 $3,905 $4,053
Progressive $4,615 $4,315 $3,929 $4,207 $13,142 $14,169 $5,550 $5,164
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

Bayonet Point, FL Car Insurance Rates for Teens

How much is Bayonet Point, Florida car insurance for teens? Compare rates from top Bayonet Point car insurance companies below to help find the cheapest teen car insurance in Bayonet Point, FL.

Annual Car Insurance Rates for Teen Drivers in Bayonet Point, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,865 $19,395
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,548 $10,502
Progressive $13,142 $14,169
State Farm $6,607 $8,452
USAA $6,681 $7,685

Bayonet Point, FL Car Insurance Rates for Seniors

Before seniors buy Bayonet Point, Florida car insurance, they should make sure to shop around. Some Bayonet Point, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bayonet Point, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,581 $4,632
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,163 $3,270
Progressive $3,929 $4,207
State Farm $2,037 $2,037
USAA $1,808 $1,784

Bayonet Point, FL Car Insurance Rates by Credit History

How does your credit history affect Bayonet Point, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bayonet Point, Florida

Insurance Company Poor Fair Good
Allstate $11,810 $7,377 $5,927
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,350 $4,642 $4,188
Progressive $8,966 $6,386 $5,306
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

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Bayonet Point, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bayonet Point, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bayonet Point.

Annual Bayonet Point, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,225 $8,679 $9,574 $8,008
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,306 $4,737 $6,406 $4,792
Progressive $5,413 $8,052 $6,786 $7,295
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

Bayonet Point, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Bayonet Point, FL car insurance rates. Compare rates below to see which Bayonet Point car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bayonet Point, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,574
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,406
Progressive $6,786
State Farm $3,600
USAA $4,788

Bayonet Point, FL Car Insurance Rates by ZIP Code

Just like Bayonet Point car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Bayonet Point, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Bayonet Point, Florida

ZIP Code Average Annual Rates
34667 $4,076
34668 $4,153

Bayonet Point, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bayonet Point, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Bayonet Point companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bayonet Point, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,131 $8,612
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $5,060 $5,060
Progressive $6,886 $6,886
State Farm $3,475 $3,726
USAA $3,303 $3,379

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Bayonet Point, FL Cheapest Car Insurance Rates

How do the top Bayonet Point, Florida car insurance companies’ average rates stack up against the Bayonet Point average monthly car insurance rates of $446? Take a look and see.

Best Annual Car Insurance Rates by Company in Bayonet Point, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Bayonet Point, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bayonet Point, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bayonet Point, Florida

Insurance Company Average Annual Rates
Allstate $8,371
GEICO $4,115
Liberty Mutual $6,060
Nationwide $5,060
Progressive $6,886
State Farm $3,600
USAA $3,341

Other Factors Affecting Bayonet Point, FL Car Insurance Rates

Before you buy Bayonet Point, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bayonet Point, FL Commute Time

How does your Bayonet Point, FL commute time compare with the average driver? In Bayonet Point, the average commute is 27.8 minutes.

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Bayonet Point, FL Car Insurance Quotes

Compare Bayonet Point, FL car insurance quotes from multiple companies by entering your ZIP code now.