Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Bristol for teen drivers is USAA
  • The cheapest car insurance company in Bristol after a DUI is State Farm
  • Average car insurance rates in Bristol, FL are $320/month

Average car insurance rates in Bristol, Florida are $320 a month. But with a little research you can get a great deal from the top car insurance companies in Bristol, FL. Before you buy Bristol, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Bristol car insurance rates with Tampa car insurance rates, Fort Lauderdale car insurance rates, or Cape Coral car insurance rates to make sure you’re getting the best Bristol, FL car insurance quotes available.

Need affordable Bristol, FL car insurance? Enter your ZIP code to compare Bristol car insurance quotes from multiple car insurance companies near you.

Bristol, FL Minimum Car Insurance Coverage

Bristol, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bristol, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Bristol, FL Car Insurance Rates by Coverage Level

Some Bristol drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Bristol, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bristol, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $3,000 $3,609 $3,917
Liberty Mutual $4,122 $4,513 $4,711
Nationwide $2,669 $3,395 $3,774
Progressive $3,979 $4,669 $5,100
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

Bristol, FL Car Insurance Rates by Age, Gender, and Marital Status

Bristol, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bristol, FL car insurance, get quotes from multiple car insurance companies in the Bristol area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bristol, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,784 $2,816 $2,591 $2,591 $4,862 $6,176 $3,078 $3,172
Liberty Mutual $3,093 $3,093 $2,838 $2,838 $6,488 $9,969 $3,093 $4,177
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,081 $2,930 $2,654 $2,847 $8,454 $9,322 $3,731 $3,644
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Bristol, FL Car Insurance Rates for Teens

How much is Bristol, Florida car insurance for teens? Compare rates from top Bristol car insurance companies below to help find the cheapest teen car insurance in Bristol, FL.

Annual Car Insurance Rates for Teen Drivers in Bristol, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,862 $6,176
Liberty Mutual $6,488 $9,969
Nationwide $5,480 $6,791
Progressive $8,454 $9,322
State Farm $4,900 $6,272
USAA $4,617 $5,403

Bristol, FL Car Insurance Rates for Seniors

Before seniors buy Bristol, Florida car insurance, they should make sure to shop around. Some Bristol, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bristol, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,591 $2,591
Liberty Mutual $2,838 $2,838
Nationwide $2,057 $2,134
Progressive $2,654 $2,847
State Farm $1,546 $1,546
USAA $1,282 $1,281

Bristol, FL Car Insurance Rates by Credit History

How does your credit history affect Bristol, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bristol, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $5,006 $3,120 $2,400
Liberty Mutual $5,720 $4,207 $3,419
Nationwide $4,095 $3,013 $2,729
Progressive $5,994 $4,234 $3,521
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Bristol, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bristol, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bristol.

Annual Bristol, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,515 $3,149 $4,574 $3,797
Liberty Mutual $3,236 $4,173 $6,004 $4,382
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,652 $5,329 $4,500 $4,850
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Bristol, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Bristol, FL car insurance rates. Compare rates below to see which Bristol car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bristol, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $4,574
Liberty Mutual $6,004
Nationwide $4,094
Progressive $4,500
State Farm $2,707
USAA $3,354

Bristol, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bristol, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Bristol companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bristol, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,490 $3,527
Liberty Mutual $4,306 $4,591
Nationwide $3,279 $3,279
Progressive $4,583 $4,583
State Farm $2,617 $2,797
USAA $2,344 $2,398

Bristol, FL Cheapest Car Insurance Rates

How do the top Bristol, Florida car insurance companies’ average rates stack up against the Bristol average monthly car insurance rates of $320? Take a look and see.

Best Annual Car Insurance Rates by Company in Bristol, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Bristol, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bristol, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bristol, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,509
Liberty Mutual $4,449
Nationwide $3,279
Progressive $4,583
State Farm $2,707
USAA $2,371

Other Factors Affecting Bristol, FL Car Insurance Rates

Before you buy Bristol, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bristol, FL Commute Time

How does your Bristol, FL commute time compare with the average driver? In Bristol, the average commute is 25.2 minutes.

Bristol, FL Traffic

Spending time in Bristol traffic can lead to higher car insurance rates. According to INRIX data, Bristol, FL ranks as the 78th-most congested with traffic in the world.

Bristol, FL Car Insurance Quotes

Compare Bristol, FL car insurance quotes from multiple companies by entering your ZIP code now.