Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Canal Point for teen drivers is GEICO
  • Average car insurance rates in Canal Point, FL are $447/month
  • Average car insurance rates in Canal Point, FL for senior drivers are $3,248/year

Average car insurance rates in Canal Point, Florida are $447 a month. But with a little research you can get a great deal from the top car insurance companies in Canal Point, FL. Before you buy Canal Point, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Canal Point car insurance rates with Cape Coral car insurance rates, Miami car insurance rates, or Orlando car insurance rates to make sure you’re getting the best Canal Point, FL car insurance quotes available.

Need affordable Canal Point, FL car insurance? Enter your ZIP code to compare Canal Point car insurance quotes from multiple car insurance companies near you.

Canal Point, FL Minimum Car Insurance Coverage

Canal Point, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Canal Point, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Canal Point, FL Car Insurance Rates by Coverage Level

Some Canal Point drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Canal Point, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Canal Point, Florida

Insurance Company Low Medium High
Allstate $6,163 $8,573 $9,658
GEICO $3,212 $4,228 $4,762
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $3,944 $5,419 $6,196
Progressive $5,184 $6,615 $7,523
State Farm $3,332 $3,983 $4,377
USAA $2,768 $3,426 $3,675

Canal Point, FL Car Insurance Rates by Age, Gender, and Marital Status

Canal Point, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Canal Point, FL car insurance, get quotes from multiple car insurance companies in the Canal Point area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canal Point, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,025 $4,796 $4,395 $4,458 $17,462 $18,941 $4,960 $5,014
GEICO $3,198 $3,208 $2,997 $2,997 $5,776 $7,266 $3,524 $3,573
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $3,644 $3,595 $3,251 $3,364 $8,722 $10,733 $4,010 $4,169
Progressive $4,354 $4,061 $3,696 $3,978 $12,154 $13,171 $5,213 $4,899
State Farm $2,580 $2,580 $2,334 $2,334 $6,838 $8,653 $2,858 $3,005
USAA $1,881 $1,845 $1,767 $1,746 $6,586 $7,614 $2,348 $2,529

Canal Point, FL Car Insurance Rates for Teens

How much is Canal Point, Florida car insurance for teens? Compare rates from top Canal Point car insurance companies below to help find the cheapest teen car insurance in Canal Point, FL.

Annual Car Insurance Rates for Teen Drivers in Canal Point, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,462 $18,941
GEICO $5,776 $7,266
Liberty Mutual $9,684 $15,038
Nationwide $8,722 $10,733
Progressive $12,154 $13,171
State Farm $6,838 $8,653
USAA $6,586 $7,614

Canal Point, FL Car Insurance Rates for Seniors

Before seniors buy Canal Point, Florida car insurance, they should make sure to shop around. Some Canal Point, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Canal Point, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,395 $4,458
GEICO $2,997 $2,997
Liberty Mutual $4,075 $4,075
Nationwide $3,251 $3,364
Progressive $3,696 $3,978
State Farm $2,334 $2,334
USAA $1,767 $1,746

Canal Point, FL Car Insurance Rates by Credit History

How does your credit history affect Canal Point, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Canal Point, Florida

Insurance Company Poor Fair Good
Allstate $11,390 $7,193 $5,812
GEICO $5,954 $3,578 $2,670
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $6,514 $4,756 $4,288
Progressive $8,401 $5,974 $4,947
State Farm $5,289 $3,507 $2,897
USAA $5,329 $2,628 $1,912

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Canal Point, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Canal Point, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Canal Point.

Annual Canal Point, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,995 $8,407 $9,345 $7,778
GEICO $2,816 $3,615 $5,409 $4,430
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $4,425 $4,859 $6,544 $4,916
Progressive $5,116 $7,494 $6,343 $6,811
State Farm $3,573 $4,222 $3,898 $3,898
USAA $2,561 $3,178 $4,731 $2,688

Canal Point, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Canal Point, FL car insurance rates. Compare rates below to see which Canal Point car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Canal Point, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,345
GEICO $5,409
Liberty Mutual $9,020
Nationwide $6,544
Progressive $6,343
State Farm $3,898
USAA $4,731

Canal Point, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Canal Point, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Canal Point companies based on commute time.

Annual Car Insurance Rates by Commute Length in Canal Point, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,899 $8,363
GEICO $4,048 $4,087
Liberty Mutual $6,333 $6,771
Nationwide $5,186 $5,186
Progressive $6,441 $6,441
State Farm $3,757 $4,038
USAA $3,252 $3,327

Canal Point, FL Cheapest Car Insurance Rates

How do the top Canal Point, Florida car insurance companies’ average rates stack up against the Canal Point average monthly car insurance rates of $447? Take a look and see.

Best Annual Car Insurance Rates by Company in Canal Point, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Canal Point, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Canal Point, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Canal Point, Florida

Insurance Company Average Annual Rates
Allstate $8,131
GEICO $4,067
Liberty Mutual $6,552
Nationwide $5,186
Progressive $6,441
State Farm $3,898
USAA $3,290

Other Factors Affecting Canal Point, FL Car Insurance Rates

Before you buy Canal Point, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Canal Point, FL Commute Time

How does your Canal Point, FL commute time compare with the average driver? In Canal Point, the average commute is 25.2 minutes.

Canal Point, FL Car Insurance Quotes

Compare Canal Point, FL car insurance quotes from multiple companies by entering your ZIP code now.