Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Duncanville, TX for senior drivers are $2,656/year
  • The annual number of car thefts in Duncanville is 153.
  • The cheapest car insurance company in Duncanville after a DUI is GEICO

Average car insurance rates in Duncanville, Texas are $363 a month. But with a little research you can get a great deal from the top car insurance companies in Duncanville, TX. Before you buy Duncanville, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Duncanville car insurance rates with Arlington car insurance rates, Houston car insurance rates, or El Paso car insurance rates to make sure you’re getting the best Duncanville, TX car insurance quotes available.

Need affordable Duncanville, TX car insurance? Enter your ZIP code to compare Duncanville car insurance quotes from multiple car insurance companies near you.

Duncanville, TX Minimum Car Insurance Coverage

Duncanville, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Duncanville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Duncanville, TX Car Insurance Rates by Coverage Level

Some Duncanville drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Duncanville, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Duncanville, Texas

Insurance Company Low Medium High
Allstate $5,977 $6,065 $6,314
American Family $5,343 $5,537 $6,413
GEICO $3,450 $3,626 $3,991
Nationwide $4,389 $3,904 $3,942
Progressive $4,500 $4,690 $4,940
State Farm $3,240 $3,427 $3,667
USAA $2,615 $2,711 $2,845

Duncanville, TX Car Insurance Rates by Age, Gender, and Marital Status

Duncanville, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Duncanville, TX car insurance, get quotes from multiple car insurance companies in the Duncanville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duncanville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,957 $3,983 $3,903 $3,903 $10,545 $12,699 $4,883 $5,075
American Family $3,412 $3,815 $3,187 $3,671 $9,267 $12,141 $4,958 $5,661
GEICO $2,742 $2,973 $2,676 $3,069 $6,005 $6,178 $2,957 $2,913
Nationwide $2,546 $2,588 $2,247 $2,380 $7,278 $9,347 $2,997 $3,244
Progressive $2,543 $2,435 $2,251 $2,298 $10,400 $11,629 $3,029 $3,094
State Farm $2,401 $2,401 $2,142 $2,142 $5,790 $7,380 $2,614 $2,687
USAA $1,733 $1,733 $1,666 $1,643 $4,937 $5,341 $2,299 $2,440

Duncanville, TX Car Insurance Rates for Teens

How much is Duncanville, Texas car insurance for teens? Compare rates from top Duncanville car insurance companies below to help find the cheapest teen car insurance in Duncanville, TX.

Annual Car Insurance Rates for Teen Drivers in Duncanville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,545 $12,699
American Family $9,267 $12,141
GEICO $6,005 $6,178
Nationwide $7,278 $9,347
Progressive $10,400 $11,629
State Farm $5,790 $7,380
USAA $4,937 $5,341

Duncanville, TX Car Insurance Rates for Seniors

Before seniors buy Duncanville, Texas car insurance, they should make sure to shop around. Some Duncanville, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Duncanville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,903 $3,903
American Family $3,187 $3,671
GEICO $2,676 $3,069
Nationwide $2,247 $2,380
Progressive $2,251 $2,298
State Farm $2,142 $2,142
USAA $1,666 $1,643

Duncanville, TX Car Insurance Rates by Credit History

How does your credit history affect Duncanville, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Duncanville, Texas

Insurance Company Poor Fair Good
Allstate $7,761 $5,704 $4,890
American Family $7,891 $5,022 $4,379
GEICO $5,709 $3,220 $2,138
Nationwide $4,896 $3,929 $3,411
Progressive $5,325 $4,575 $4,229
State Farm $4,872 $3,038 $2,424
USAA $3,979 $2,320 $1,872

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Duncanville, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Duncanville, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Duncanville.

Annual Duncanville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,723 $7,347 $7,680 $4,723
American Family $5,243 $6,705 $5,866 $5,243
GEICO $3,126 $4,140 $3,448 $4,042
Nationwide $3,535 $3,535 $5,248 $3,995
Progressive $4,107 $5,290 $4,808 $4,635
State Farm $3,055 $3,511 $4,158 $3,055
USAA $2,022 $3,009 $3,542 $2,323

Duncanville, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Duncanville, TX car insurance rates. Compare rates below to see which Duncanville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Duncanville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,680
American Family $5,866
GEICO $3,448
Nationwide $5,248
Progressive $4,808
State Farm $4,158
USAA $3,542

Duncanville, TX Car Insurance Rates by ZIP Code

Just like Duncanville car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Duncanville, TX car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Duncanville, Texas

ZIP Code Average Annual Rates
75116 $6,411
75137 $6,321

Duncanville, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Duncanville, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Duncanville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Duncanville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,967 $6,270
American Family $5,764 $5,764
GEICO $3,618 $3,760
Nationwide $4,078 $4,078
Progressive $4,710 $4,710
State Farm $3,445 $3,445
USAA $2,689 $2,759

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Duncanville, TX Cheapest Car Insurance Rates

How do the top Duncanville, Texas car insurance companies’ average rates stack up against the Duncanville average monthly car insurance rates of $363? Take a look and see.

Best Annual Car Insurance Rates by Company in Duncanville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Duncanville, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Duncanville, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Duncanville, Texas

Insurance Company Average Annual Rates
Allstate $6,119
American Family $5,764
GEICO $3,689
Nationwide $4,078
Progressive $4,710
State Farm $3,445
USAA $2,724

Other Factors Affecting Duncanville, TX Car Insurance Rates

Before you buy Duncanville, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Duncanville, TX Car Theft Rates

The car theft rate in Duncanville, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Duncanville, Texas is 153 stolen cars.

Duncanville, TX Commute Time

How does your Duncanville, TX commute time compare with the average driver? In Duncanville, the average commute is 27.3 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Duncanville, TX Car Insurance Quotes

Compare Duncanville, TX car insurance quotes from multiple companies by entering your ZIP code now.