Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in East Bernard after a DUI is GEICO
  • The cheapest car insurance company in East Bernard for teen drivers is USAA
  • Average car insurance rates in East Bernard, TX for senior drivers are $2,370/year

Average car insurance rates in East Bernard, Texas are $330 a month. But with a little research you can get a great deal from the top car insurance companies in East Bernard, TX. Before you buy East Bernard, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare East Bernard car insurance rates with San Antonio car insurance rates, El Paso car insurance rates, or Fort Worth car insurance rates to make sure you’re getting the best East Bernard, TX car insurance quotes available.

Need affordable East Bernard, TX car insurance? Enter your ZIP code to compare East Bernard car insurance quotes from multiple car insurance companies near you.

East Bernard, TX Minimum Car Insurance Coverage

East Bernard, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in East Bernard, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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East Bernard, TX Car Insurance Rates by Coverage Level

Some East Bernard drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your East Bernard, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in East Bernard, Texas

Insurance Company Low Medium High
Allstate $5,391 $5,470 $5,692
American Family $5,364 $5,574 $6,551
GEICO $2,605 $2,721 $2,938
Nationwide $3,697 $3,295 $3,330
Progressive $4,775 $5,014 $5,328
State Farm $2,642 $2,770 $2,931
USAA $2,266 $2,333 $2,428

East Bernard, TX Car Insurance Rates by Age, Gender, and Marital Status

East Bernard, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Bernard, TX car insurance, get quotes from multiple car insurance companies in the East Bernard area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Bernard, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,564 $3,588 $3,516 $3,516 $9,514 $11,465 $4,403 $4,576
American Family $3,342 $3,760 $3,193 $3,697 $9,570 $12,476 $4,949 $5,651
GEICO $2,051 $2,215 $1,986 $2,256 $4,478 $4,630 $2,217 $2,205
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,628 $2,477 $2,352 $2,390 $11,452 $12,770 $3,109 $3,136
State Farm $1,962 $1,962 $1,741 $1,741 $4,629 $5,887 $2,128 $2,197
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

East Bernard, TX Car Insurance Rates for Teens

How much is East Bernard, Texas car insurance for teens? Compare rates from top East Bernard car insurance companies below to help find the cheapest teen car insurance in East Bernard, TX.

Annual Car Insurance Rates for Teen Drivers in East Bernard, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,514 $11,465
American Family $9,570 $12,476
GEICO $4,478 $4,630
Nationwide $6,107 $7,828
Progressive $11,452 $12,770
State Farm $4,629 $5,887
USAA $4,185 $4,565

East Bernard, TX Car Insurance Rates for Seniors

Before seniors buy East Bernard, Texas car insurance, they should make sure to shop around. Some East Bernard, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in East Bernard, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,516 $3,516
American Family $3,193 $3,697
GEICO $1,986 $2,256
Nationwide $1,916 $2,026
Progressive $2,352 $2,390
State Farm $1,741 $1,741
USAA $1,428 $1,420

East Bernard, TX Car Insurance Rates by Credit History

How does your credit history affect East Bernard, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in East Bernard, Texas

Insurance Company Poor Fair Good
Allstate $7,007 $5,141 $4,406
American Family $7,901 $5,123 $4,465
GEICO $4,233 $2,411 $1,620
Nationwide $4,121 $3,316 $2,885
Progressive $5,646 $4,911 $4,561
State Farm $3,941 $2,451 $1,952
USAA $3,443 $1,987 $1,598

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East Bernard, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your East Bernard, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Bernard.

Annual East Bernard, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,255 $6,635 $6,925 $4,255
American Family $5,287 $6,803 $5,942 $5,287
GEICO $2,343 $3,091 $2,579 $3,006
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $4,386 $5,718 $5,120 $4,933
State Farm $2,479 $2,833 $3,333 $2,479
USAA $1,749 $2,576 $3,038 $2,007

East Bernard, TX Car Insurance Rates With a DUI

Even a single DUI can increase your East Bernard, TX car insurance rates. Compare rates below to see which East Bernard car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in East Bernard, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,925
American Family $5,942
GEICO $2,579
Nationwide $4,413
Progressive $5,120
State Farm $3,333
USAA $3,038

East Bernard, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your East Bernard, TX car insurance rates may be. Let’s take a look at average car insurance rates from top East Bernard companies based on commute time.

Annual Car Insurance Rates by Commute Length in East Bernard, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,380 $5,656
American Family $5,830 $5,830
GEICO $2,705 $2,805
Nationwide $3,441 $3,441
Progressive $5,039 $5,039
State Farm $2,781 $2,781
USAA $2,313 $2,372

East Bernard, TX Cheapest Car Insurance Rates

How do the top East Bernard, Texas car insurance companies’ average rates stack up against the East Bernard average monthly car insurance rates of $330? Take a look and see.

Best Annual Car Insurance Rates by Company in East Bernard, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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East Bernard, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top East Bernard, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in East Bernard, Texas

Insurance Company Average Annual Rates
Allstate $5,518
American Family $5,830
GEICO $2,755
Nationwide $3,441
Progressive $5,039
State Farm $2,781
USAA $2,343

Other Factors Affecting East Bernard, TX Car Insurance Rates

Before you buy East Bernard, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

East Bernard, TX Commute Time

How does your East Bernard, TX commute time compare with the average driver? In East Bernard, the average commute is 31.5 minutes.

East Bernard, TX Car Insurance Quotes

Compare East Bernard, TX car insurance quotes from multiple companies by entering your ZIP code now.