Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in East Palatka for teen drivers is USAA
  • The cheapest car insurance company in East Palatka after a DUI is State Farm
  • Average car insurance rates in East Palatka, FL for senior drivers are $2,427/year

Average car insurance rates in East Palatka, Florida are $333 a month. But with a little research you can get a great deal from the top car insurance companies in East Palatka, FL. Before you buy East Palatka, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare East Palatka car insurance rates with Jacksonville car insurance rates, Orlando car insurance rates, or Cape Coral car insurance rates to make sure you’re getting the best East Palatka, FL car insurance quotes available.

Need affordable East Palatka, FL car insurance? Enter your ZIP code to compare East Palatka car insurance quotes from multiple car insurance companies near you.

East Palatka, FL Minimum Car Insurance Coverage

East Palatka, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in East Palatka, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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East Palatka, FL Car Insurance Rates by Coverage Level

Some East Palatka drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your East Palatka, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in East Palatka, Florida

Insurance Company Low Medium High
Allstate $4,804 $6,482 $7,234
GEICO $2,895 $3,700 $4,123
Liberty Mutual $4,019 $4,406 $4,606
Nationwide $2,897 $3,787 $4,253
Progressive $4,239 $5,199 $5,802
State Farm $2,367 $2,761 $2,992
USAA $2,130 $2,542 $2,699

East Palatka, FL Car Insurance Rates by Age, Gender, and Marital Status

East Palatka, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Palatka, FL car insurance, get quotes from multiple car insurance companies in the East Palatka area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Palatka, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,806 $3,665 $3,330 $3,396 $13,122 $14,312 $3,841 $3,912
GEICO $2,829 $2,844 $2,647 $2,647 $5,019 $6,309 $3,116 $3,170
Liberty Mutual $3,026 $3,026 $2,777 $2,777 $6,328 $9,715 $3,026 $4,078
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,364 $3,183 $2,906 $3,107 $9,580 $10,516 $4,068 $3,919
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

East Palatka, FL Car Insurance Rates for Teens

How much is East Palatka, Florida car insurance for teens? Compare rates from top East Palatka car insurance companies below to help find the cheapest teen car insurance in East Palatka, FL.

Annual Car Insurance Rates for Teen Drivers in East Palatka, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,122 $14,312
GEICO $5,019 $6,309
Liberty Mutual $6,328 $9,715
Nationwide $6,126 $7,559
Progressive $9,580 $10,516
State Farm $4,900 $6,272
USAA $4,832 $5,622

East Palatka, FL Car Insurance Rates for Seniors

Before seniors buy East Palatka, Florida car insurance, they should make sure to shop around. Some East Palatka, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in East Palatka, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,330 $3,396
GEICO $2,647 $2,647
Liberty Mutual $2,777 $2,777
Nationwide $2,285 $2,364
Progressive $2,906 $3,107
State Farm $1,546 $1,546
USAA $1,329 $1,322

East Palatka, FL Car Insurance Rates by Credit History

How does your credit history affect East Palatka, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in East Palatka, Florida

Insurance Company Poor Fair Good
Allstate $8,606 $5,465 $4,449
GEICO $5,174 $3,157 $2,387
Liberty Mutual $5,580 $4,109 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,602 $4,703 $3,935
State Farm $3,653 $2,441 $2,026
USAA $4,009 $1,949 $1,412

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East Palatka, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your East Palatka, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Palatka.

Annual East Palatka, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,331 $6,360 $7,086 $5,916
GEICO $2,509 $3,188 $4,713 $3,881
Liberty Mutual $3,169 $4,077 $5,850 $4,279
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,006 $5,939 $4,992 $5,384
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,932 $2,376 $3,495 $2,024

East Palatka, FL Car Insurance Rates With a DUI

Even a single DUI can increase your East Palatka, FL car insurance rates. Compare rates below to see which East Palatka car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in East Palatka, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,086
GEICO $4,713
Liberty Mutual $5,850
Nationwide $4,582
Progressive $4,992
State Farm $2,707
USAA $3,495

East Palatka, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your East Palatka, FL car insurance rates may be. Let’s take a look at average car insurance rates from top East Palatka companies based on commute time.

Annual Car Insurance Rates by Commute Length in East Palatka, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,995 $6,351
GEICO $3,555 $3,590
Liberty Mutual $4,206 $4,482
Nationwide $3,646 $3,646
Progressive $5,080 $5,080
State Farm $2,617 $2,797
USAA $2,429 $2,485

East Palatka, FL Cheapest Car Insurance Rates

How do the top East Palatka, Florida car insurance companies’ average rates stack up against the East Palatka average monthly car insurance rates of $333? Take a look and see.

Best Annual Car Insurance Rates by Company in East Palatka, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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East Palatka, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top East Palatka, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in East Palatka, Florida

Insurance Company Average Annual Rates
Allstate $6,173
GEICO $3,572
Liberty Mutual $4,344
Nationwide $3,646
Progressive $5,080
State Farm $2,707
USAA $2,457

Other Factors Affecting East Palatka, FL Car Insurance Rates

Before you buy East Palatka, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

East Palatka, FL Commute Time

How does your East Palatka, FL commute time compare with the average driver? In East Palatka, the average commute is 24.0 minutes.

East Palatka, FL Car Insurance Quotes

Compare East Palatka, FL car insurance quotes from multiple companies by entering your ZIP code now.