Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Garrison, TX for senior drivers are $2,333/year
  • Average car insurance rates in Garrison, TX are $322/month
  • The cheapest car insurance company in Garrison for teen drivers is USAA

Average car insurance rates in Garrison, Texas are $322 a month. But with a little research you can get a great deal from the top car insurance companies in Garrison, TX. Before you buy Garrison, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Garrison car insurance rates with Fort Worth car insurance rates, El Paso car insurance rates, or Corpus Christi car insurance rates to make sure you’re getting the best Garrison, TX car insurance quotes available.

Need affordable Garrison, TX car insurance? Enter your ZIP code to compare Garrison car insurance quotes from multiple car insurance companies near you.

Garrison, TX Minimum Car Insurance Coverage

Garrison, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Garrison, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Garrison, TX Car Insurance Rates by Coverage Level

Some Garrison drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Garrison, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Garrison, Texas

Insurance Company Low Medium High
Allstate $5,423 $5,499 $5,710
American Family $3,679 $3,818 $4,414
GEICO $2,862 $2,980 $3,220
Nationwide $4,056 $3,611 $3,655
Progressive $4,901 $5,170 $5,519
State Farm $2,923 $3,070 $3,248
USAA $2,419 $2,493 $2,599

Garrison, TX Car Insurance Rates by Age, Gender, and Marital Status

Garrison, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Garrison, TX car insurance, get quotes from multiple car insurance companies in the Garrison area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garrison, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,606 $3,640 $3,559 $3,559 $9,452 $11,424 $4,460 $4,652
American Family $2,401 $2,670 $2,248 $2,570 $6,307 $8,231 $3,433 $3,904
GEICO $2,267 $2,440 $2,193 $2,469 $4,853 $5,060 $2,442 $2,438
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,727 $2,573 $2,436 $2,477 $11,760 $13,123 $3,226 $3,252
State Farm $2,142 $2,142 $1,908 $1,908 $5,185 $6,619 $2,332 $2,406
USAA $1,593 $1,602 $1,522 $1,510 $4,500 $4,900 $2,126 $2,279

Garrison, TX Car Insurance Rates for Teens

How much is Garrison, Texas car insurance for teens? Compare rates from top Garrison car insurance companies below to help find the cheapest teen car insurance in Garrison, TX.

Annual Car Insurance Rates for Teen Drivers in Garrison, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,452 $11,424
American Family $6,307 $8,231
GEICO $4,853 $5,060
Nationwide $6,714 $8,614
Progressive $11,760 $13,123
State Farm $5,185 $6,619
USAA $4,500 $4,900

Garrison, TX Car Insurance Rates for Seniors

Before seniors buy Garrison, Texas car insurance, they should make sure to shop around. Some Garrison, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Garrison, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,559 $3,559
American Family $2,248 $2,570
GEICO $2,193 $2,469
Nationwide $2,092 $2,213
Progressive $2,436 $2,477
State Farm $1,908 $1,908
USAA $1,522 $1,510

Garrison, TX Car Insurance Rates by Credit History

How does your credit history affect Garrison, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Garrison, Texas

Insurance Company Poor Fair Good
Allstate $7,051 $5,162 $4,419
American Family $5,448 $3,446 $3,018
GEICO $4,652 $2,641 $1,767
Nationwide $4,528 $3,636 $3,158
Progressive $5,834 $5,061 $4,695
State Farm $4,364 $2,714 $2,162
USAA $3,677 $2,125 $1,710

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Garrison, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Garrison, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Garrison.

Annual Garrison, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,313 $6,639 $6,909 $4,313
American Family $3,630 $4,586 $4,036 $3,630
GEICO $2,567 $3,374 $2,837 $3,303
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,522 $5,891 $5,285 $5,089
State Farm $2,732 $3,140 $3,716 $2,732
USAA $1,865 $2,755 $3,255 $2,141

Garrison, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Garrison, TX car insurance rates. Compare rates below to see which Garrison car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Garrison, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,909
American Family $4,036
GEICO $2,837
Nationwide $4,847
Progressive $5,285
State Farm $3,716
USAA $3,255

Garrison, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Garrison, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Garrison companies based on commute time.

Annual Car Insurance Rates by Commute Length in Garrison, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,408 $5,680
American Family $3,971 $3,971
GEICO $2,964 $3,077
Nationwide $3,774 $3,774
Progressive $5,197 $5,197
State Farm $3,080 $3,080
USAA $2,472 $2,535

Garrison, TX Cheapest Car Insurance Rates

How do the top Garrison, Texas car insurance companies’ average rates stack up against the Garrison average monthly car insurance rates of $322? Take a look and see.

Best Annual Car Insurance Rates by Company in Garrison, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Garrison, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Garrison, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Garrison, Texas

Insurance Company Average Annual Rates
Allstate $5,544
American Family $3,971
GEICO $3,020
Nationwide $3,774
Progressive $5,197
State Farm $3,080
USAA $2,504

Other Factors Affecting Garrison, TX Car Insurance Rates

Before you buy Garrison, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Garrison, TX Commute Time

How does your Garrison, TX commute time compare with the average driver? In Garrison, the average commute is 27.0 minutes.

Garrison, TX Car Insurance Quotes

Compare Garrison, TX car insurance quotes from multiple companies by entering your ZIP code now.