Affordable Car Insurance Rates in Goldthwaite, TX (2021)
Car insurance rates in Goldthwaite, TX are $313/month on average. By law, Texas drivers need to carry at least 30/60/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Goldthwaite car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 13, 2022
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- Average car insurance rates in Goldthwaite, TX are $313/month
- The cheapest car insurance company in Goldthwaite after a DUI is GEICO
- The cheapest car insurance company in Goldthwaite for teen drivers is USAA
Average car insurance rates in Goldthwaite, Texas are $313 a month. But with a little research you can get a great deal from the top car insurance companies in Goldthwaite, TX. Before you buy Goldthwaite, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.
It may even be helpful to compare Goldthwaite car insurance rates with El Paso car insurance rates, Plano car insurance rates, or San Antonio car insurance rates to make sure you’re getting the best Goldthwaite, TX car insurance quotes available.
Need affordable Goldthwaite, TX car insurance? Enter your ZIP code to compare Goldthwaite car insurance quotes from multiple car insurance companies near you.
Table of Contents
Goldthwaite, TX Minimum Car Insurance Coverage
Goldthwaite, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Goldthwaite, TX Car Insurance Rates by Coverage Level
Some Goldthwaite drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Goldthwaite, Texas car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,473 | $5,545 | $5,745 |
| American Family | $4,258 | $4,373 | $4,848 |
| GEICO | $2,620 | $2,715 | $2,898 |
| Nationwide | $4,198 | $3,717 | $3,741 |
| Progressive | $4,467 | $4,638 | $4,858 |
| State Farm | $2,616 | $2,736 | $2,877 |
| USAA | $2,141 | $2,199 | $2,279 |
Goldthwaite, TX Car Insurance Rates by Age, Gender, and Marital Status
Goldthwaite, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Goldthwaite, TX car insurance, get quotes from multiple car insurance companies in the Goldthwaite area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,705 | $3,768 | $3,664 | $3,664 | $9,235 | $11,239 | $4,592 | $4,834 |
| American Family | $2,970 | $3,258 | $2,598 | $2,938 | $6,695 | $8,842 | $4,048 | $4,597 |
| GEICO | $2,076 | $2,218 | $1,973 | $2,200 | $4,398 | $4,594 | $2,241 | $2,255 |
| Nationwide | $2,436 | $2,481 | $2,149 | $2,280 | $6,900 | $8,881 | $2,860 | $3,099 |
| Progressive | $2,483 | $2,381 | $2,206 | $2,248 | $10,343 | $11,569 | $2,967 | $3,037 |
| State Farm | $1,950 | $1,950 | $1,726 | $1,726 | $4,539 | $5,763 | $2,111 | $2,181 |
| USAA | $1,425 | $1,441 | $1,355 | $1,354 | $3,881 | $4,251 | $1,896 | $2,050 |
Goldthwaite, TX Car Insurance Rates for Teens
How much is Goldthwaite, Texas car insurance for teens? Compare rates from top Goldthwaite car insurance companies below to help find the cheapest teen car insurance in Goldthwaite, TX.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,235 | $11,239 |
| American Family | $6,695 | $8,842 |
| GEICO | $4,398 | $4,594 |
| Nationwide | $6,900 | $8,881 |
| Progressive | $10,343 | $11,569 |
| State Farm | $4,539 | $5,763 |
| USAA | $3,881 | $4,251 |
Goldthwaite, TX Car Insurance Rates for Seniors
Before seniors buy Goldthwaite, Texas car insurance, they should make sure to shop around. Some Goldthwaite, TX car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,664 | $3,664 |
| American Family | $2,598 | $2,938 |
| GEICO | $1,973 | $2,200 |
| Nationwide | $2,149 | $2,280 |
| Progressive | $2,206 | $2,248 |
| State Farm | $1,726 | $1,726 |
| USAA | $1,355 | $1,354 |
Goldthwaite, TX Car Insurance Rates by Credit History
How does your credit history affect Goldthwaite, TX car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,130 | $5,198 | $4,435 |
| American Family | $6,333 | $3,822 | $3,324 |
| GEICO | $4,216 | $2,402 | $1,614 |
| Nationwide | $4,667 | $3,740 | $3,250 |
| Progressive | $5,246 | $4,525 | $4,191 |
| State Farm | $3,889 | $2,417 | $1,924 |
| USAA | $3,258 | $1,865 | $1,496 |
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Goldthwaite, TX Car Insurance Rates by Driver History
How does a single speeding ticket affect your Goldthwaite, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Goldthwaite.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,464 | $6,591 | $6,833 | $4,464 |
| American Family | $4,129 | $5,165 | $4,549 | $4,129 |
| GEICO | $2,335 | $3,046 | $2,592 | $3,004 |
| Nationwide | $3,365 | $3,365 | $5,006 | $3,806 |
| Progressive | $4,058 | $5,237 | $4,744 | $4,577 |
| State Farm | $2,452 | $2,794 | $3,275 | $2,452 |
| USAA | $1,655 | $2,422 | $2,849 | $1,899 |
Goldthwaite, TX Car Insurance Rates With a DUI
Even a single DUI can increase your Goldthwaite, TX car insurance rates. Compare rates below to see which Goldthwaite car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,833 |
| American Family | $4,549 |
| GEICO | $2,592 |
| Nationwide | $5,006 |
| Progressive | $4,744 |
| State Farm | $3,275 |
| USAA | $2,849 |
Goldthwaite, TX Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Goldthwaite, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Goldthwaite companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,465 | $5,711 |
| American Family | $4,493 | $4,493 |
| GEICO | $2,691 | $2,797 |
| Nationwide | $3,886 | $3,886 |
| Progressive | $4,654 | $4,654 |
| State Farm | $2,743 | $2,743 |
| USAA | $2,178 | $2,234 |
Goldthwaite, TX Cheapest Car Insurance Rates
How do the top Goldthwaite, Texas car insurance companies’ average rates stack up against the Goldthwaite average monthly car insurance rates of $313? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | GEICO |
| With 1 Speeding Violation | USAA |
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Goldthwaite, TX Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Goldthwaite, Texas car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,588 |
| American Family | $4,493 |
| GEICO | $2,744 |
| Nationwide | $3,886 |
| Progressive | $4,654 |
| State Farm | $2,743 |
| USAA | $2,206 |
Other Factors Affecting Goldthwaite, TX Car Insurance Rates
Before you buy Goldthwaite, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Goldthwaite, TX Commute Time
How does your Goldthwaite, TX commute time compare with the average driver? In Goldthwaite, the average commute is 12.5 minutes.
Goldthwaite, TX Car Insurance Quotes
Compare Goldthwaite, TX car insurance quotes from multiple companies by entering your ZIP code now.