Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Goldthwaite, TX are $313/month
  • The cheapest car insurance company in Goldthwaite after a DUI is GEICO
  • The cheapest car insurance company in Goldthwaite for teen drivers is USAA

Average car insurance rates in Goldthwaite, Texas are $313 a month. But with a little research you can get a great deal from the top car insurance companies in Goldthwaite, TX. Before you buy Goldthwaite, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Goldthwaite car insurance rates with El Paso car insurance rates, Plano car insurance rates, or San Antonio car insurance rates to make sure you’re getting the best Goldthwaite, TX car insurance quotes available.

Need affordable Goldthwaite, TX car insurance? Enter your ZIP code to compare Goldthwaite car insurance quotes from multiple car insurance companies near you.

Goldthwaite, TX Minimum Car Insurance Coverage

Goldthwaite, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Goldthwaite, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Goldthwaite, TX Car Insurance Rates by Coverage Level

Some Goldthwaite drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Goldthwaite, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Goldthwaite, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $4,258 $4,373 $4,848
GEICO $2,620 $2,715 $2,898
Nationwide $4,198 $3,717 $3,741
Progressive $4,467 $4,638 $4,858
State Farm $2,616 $2,736 $2,877
USAA $2,141 $2,199 $2,279

Goldthwaite, TX Car Insurance Rates by Age, Gender, and Marital Status

Goldthwaite, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Goldthwaite, TX car insurance, get quotes from multiple car insurance companies in the Goldthwaite area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goldthwaite, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $2,970 $3,258 $2,598 $2,938 $6,695 $8,842 $4,048 $4,597
GEICO $2,076 $2,218 $1,973 $2,200 $4,398 $4,594 $2,241 $2,255
Nationwide $2,436 $2,481 $2,149 $2,280 $6,900 $8,881 $2,860 $3,099
Progressive $2,483 $2,381 $2,206 $2,248 $10,343 $11,569 $2,967 $3,037
State Farm $1,950 $1,950 $1,726 $1,726 $4,539 $5,763 $2,111 $2,181
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Goldthwaite, TX Car Insurance Rates for Teens

How much is Goldthwaite, Texas car insurance for teens? Compare rates from top Goldthwaite car insurance companies below to help find the cheapest teen car insurance in Goldthwaite, TX.

Annual Car Insurance Rates for Teen Drivers in Goldthwaite, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $6,695 $8,842
GEICO $4,398 $4,594
Nationwide $6,900 $8,881
Progressive $10,343 $11,569
State Farm $4,539 $5,763
USAA $3,881 $4,251

Goldthwaite, TX Car Insurance Rates for Seniors

Before seniors buy Goldthwaite, Texas car insurance, they should make sure to shop around. Some Goldthwaite, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Goldthwaite, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,598 $2,938
GEICO $1,973 $2,200
Nationwide $2,149 $2,280
Progressive $2,206 $2,248
State Farm $1,726 $1,726
USAA $1,355 $1,354

Goldthwaite, TX Car Insurance Rates by Credit History

How does your credit history affect Goldthwaite, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Goldthwaite, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $6,333 $3,822 $3,324
GEICO $4,216 $2,402 $1,614
Nationwide $4,667 $3,740 $3,250
Progressive $5,246 $4,525 $4,191
State Farm $3,889 $2,417 $1,924
USAA $3,258 $1,865 $1,496

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Goldthwaite, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Goldthwaite, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Goldthwaite.

Annual Goldthwaite, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $4,129 $5,165 $4,549 $4,129
GEICO $2,335 $3,046 $2,592 $3,004
Nationwide $3,365 $3,365 $5,006 $3,806
Progressive $4,058 $5,237 $4,744 $4,577
State Farm $2,452 $2,794 $3,275 $2,452
USAA $1,655 $2,422 $2,849 $1,899

Goldthwaite, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Goldthwaite, TX car insurance rates. Compare rates below to see which Goldthwaite car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Goldthwaite, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $4,549
GEICO $2,592
Nationwide $5,006
Progressive $4,744
State Farm $3,275
USAA $2,849

Goldthwaite, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Goldthwaite, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Goldthwaite companies based on commute time.

Annual Car Insurance Rates by Commute Length in Goldthwaite, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,711
American Family $4,493 $4,493
GEICO $2,691 $2,797
Nationwide $3,886 $3,886
Progressive $4,654 $4,654
State Farm $2,743 $2,743
USAA $2,178 $2,234

Goldthwaite, TX Cheapest Car Insurance Rates

How do the top Goldthwaite, Texas car insurance companies’ average rates stack up against the Goldthwaite average monthly car insurance rates of $313? Take a look and see.

Best Annual Car Insurance Rates by Company in Goldthwaite, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Goldthwaite, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Goldthwaite, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Goldthwaite, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $4,493
GEICO $2,744
Nationwide $3,886
Progressive $4,654
State Farm $2,743
USAA $2,206

Other Factors Affecting Goldthwaite, TX Car Insurance Rates

Before you buy Goldthwaite, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Goldthwaite, TX Commute Time

How does your Goldthwaite, TX commute time compare with the average driver? In Goldthwaite, the average commute is 12.5 minutes.

Goldthwaite, TX Car Insurance Quotes

Compare Goldthwaite, TX car insurance quotes from multiple companies by entering your ZIP code now.