Affordable Car Insurance Rates in Groesbeck, TX (2021)
Car insurance rates in Groesbeck, TX are $283/month on average. By law, Texas drivers need to carry at least 30/60/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Groesbeck car insurance companies to get the coverage you need at the best rates available.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Leslie Kasperowicz
|
|
Reviewed by
Melanie Musson
|
UPDATED: Apr 13, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
- The annual number of car thefts in Groesbeck is 7.
- The cheapest car insurance company in Groesbeck after a DUI is GEICO
- Average car insurance rates in Groesbeck, TX for senior drivers are $2,062/year
Average car insurance rates in Groesbeck, Texas are $283 a month. But with a little research you can get a great deal from the top car insurance companies in Groesbeck, TX. Before you buy Groesbeck, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.
It may even be helpful to compare Groesbeck car insurance rates with Fort Worth car insurance rates, Dallas car insurance rates, or Austin car insurance rates to make sure you’re getting the best Groesbeck, TX car insurance quotes available.
Need affordable Groesbeck, TX car insurance? Enter your ZIP code to compare Groesbeck car insurance quotes from multiple car insurance companies near you.
Table of Contents
Groesbeck, TX Minimum Car Insurance Coverage
Groesbeck, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Groesbeck, TX Car Insurance Rates by Coverage Level
Some Groesbeck drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Groesbeck, Texas car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,003 | $5,079 | $5,292 |
| American Family | $3,426 | $3,543 | $4,025 |
| GEICO | $2,604 | $2,696 | $2,871 |
| Nationwide | $3,539 | $3,131 | $3,140 |
| Progressive | $3,979 | $4,164 | $4,420 |
| State Farm | $2,451 | $2,564 | $2,703 |
| USAA | $2,122 | $2,182 | $2,265 |
Groesbeck, TX Car Insurance Rates by Age, Gender, and Marital Status
Groesbeck, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Groesbeck, TX car insurance, get quotes from multiple car insurance companies in the Groesbeck area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,322 | $3,350 | $3,280 | $3,280 | $8,790 | $10,601 | $4,105 | $4,273 |
| American Family | $2,243 | $2,485 | $2,090 | $2,381 | $5,770 | $7,551 | $3,179 | $3,617 |
| GEICO | $2,058 | $2,199 | $1,955 | $2,178 | $4,365 | $4,568 | $2,222 | $2,240 |
| Nationwide | $2,061 | $2,097 | $1,823 | $1,930 | $5,791 | $7,432 | $2,415 | $2,611 |
| Progressive | $2,250 | $2,126 | $2,003 | $2,043 | $9,354 | $10,404 | $2,648 | $2,673 |
| State Farm | $1,826 | $1,826 | $1,619 | $1,619 | $4,260 | $5,410 | $1,978 | $2,044 |
| USAA | $1,406 | $1,418 | $1,339 | $1,334 | $3,887 | $4,247 | $1,872 | $2,016 |
Groesbeck, TX Car Insurance Rates for Teens
How much is Groesbeck, Texas car insurance for teens? Compare rates from top Groesbeck car insurance companies below to help find the cheapest teen car insurance in Groesbeck, TX.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,790 | $10,601 |
| American Family | $5,770 | $7,551 |
| GEICO | $4,365 | $4,568 |
| Nationwide | $5,791 | $7,432 |
| Progressive | $9,354 | $10,404 |
| State Farm | $4,260 | $5,410 |
| USAA | $3,887 | $4,247 |
Groesbeck, TX Car Insurance Rates for Seniors
Before seniors buy Groesbeck, Texas car insurance, they should make sure to shop around. Some Groesbeck, TX car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,280 | $3,280 |
| American Family | $2,090 | $2,381 |
| GEICO | $1,955 | $2,178 |
| Nationwide | $1,823 | $1,930 |
| Progressive | $2,003 | $2,043 |
| State Farm | $1,619 | $1,619 |
| USAA | $1,339 | $1,334 |
Groesbeck, TX Car Insurance Rates by Credit History
How does your credit history affect Groesbeck, TX car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,512 | $4,775 | $4,088 |
| American Family | $5,054 | $3,166 | $2,774 |
| GEICO | $4,183 | $2,384 | $1,603 |
| Nationwide | $3,917 | $3,151 | $2,742 |
| Progressive | $4,714 | $4,074 | $3,775 |
| State Farm | $3,645 | $2,267 | $1,806 |
| USAA | $3,224 | $1,855 | $1,491 |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Groesbeck, TX Car Insurance Rates by Driver History
How does a single speeding ticket affect your Groesbeck, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Groesbeck.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,974 | $6,141 | $6,410 | $3,974 |
| American Family | $3,350 | $4,233 | $3,724 | $3,350 |
| GEICO | $2,317 | $3,025 | $2,571 | $2,980 |
| Nationwide | $2,840 | $2,840 | $4,197 | $3,204 |
| Progressive | $3,655 | $4,721 | $4,264 | $4,110 |
| State Farm | $2,299 | $2,620 | $3,073 | $2,299 |
| USAA | $1,639 | $2,406 | $2,835 | $1,880 |
Groesbeck, TX Car Insurance Rates With a DUI
Even a single DUI can increase your Groesbeck, TX car insurance rates. Compare rates below to see which Groesbeck car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,410 |
| American Family | $3,724 |
| GEICO | $2,571 |
| Nationwide | $4,197 |
| Progressive | $4,264 |
| State Farm | $3,073 |
| USAA | $2,835 |
Groesbeck, TX Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Groesbeck, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Groesbeck companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,002 | $5,248 |
| American Family | $3,665 | $3,665 |
| GEICO | $2,671 | $2,776 |
| Nationwide | $3,270 | $3,270 |
| Progressive | $4,188 | $4,188 |
| State Farm | $2,573 | $2,573 |
| USAA | $2,162 | $2,217 |
Groesbeck, TX Cheapest Car Insurance Rates
How do the top Groesbeck, Texas car insurance companies’ average rates stack up against the Groesbeck average monthly car insurance rates of $283? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | GEICO |
| With 1 Speeding Violation | USAA |
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Groesbeck, TX Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Groesbeck, Texas car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,125 |
| American Family | $3,665 |
| GEICO | $2,723 |
| Nationwide | $3,270 |
| Progressive | $4,188 |
| State Farm | $2,573 |
| USAA | $2,190 |
Other Factors Affecting Groesbeck, TX Car Insurance Rates
Before you buy Groesbeck, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Groesbeck, TX Car Theft Rates
The car theft rate in Groesbeck, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Groesbeck, Texas is 7 stolen cars.
Groesbeck, TX Commute Time
How does your Groesbeck, TX commute time compare with the average driver? In Groesbeck, the average commute is 19.2 minutes.
Groesbeck, TX Car Insurance Quotes
Compare Groesbeck, TX car insurance quotes from multiple companies by entering your ZIP code now.