Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The annual number of car thefts in Groesbeck is 7.
  • The cheapest car insurance company in Groesbeck after a DUI is GEICO
  • Average car insurance rates in Groesbeck, TX for senior drivers are $2,062/year

Average car insurance rates in Groesbeck, Texas are $283 a month. But with a little research you can get a great deal from the top car insurance companies in Groesbeck, TX. Before you buy Groesbeck, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Groesbeck car insurance rates with Fort Worth car insurance rates, Dallas car insurance rates, or Austin car insurance rates to make sure you’re getting the best Groesbeck, TX car insurance quotes available.

Need affordable Groesbeck, TX car insurance? Enter your ZIP code to compare Groesbeck car insurance quotes from multiple car insurance companies near you.

Groesbeck, TX Minimum Car Insurance Coverage

Groesbeck, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Groesbeck, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Groesbeck, TX Car Insurance Rates by Coverage Level

Some Groesbeck drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Groesbeck, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Groesbeck, Texas

Insurance Company Low Medium High
Allstate $5,003 $5,079 $5,292
American Family $3,426 $3,543 $4,025
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $3,979 $4,164 $4,420
State Farm $2,451 $2,564 $2,703
USAA $2,122 $2,182 $2,265

Groesbeck, TX Car Insurance Rates by Age, Gender, and Marital Status

Groesbeck, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Groesbeck, TX car insurance, get quotes from multiple car insurance companies in the Groesbeck area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Groesbeck, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,322 $3,350 $3,280 $3,280 $8,790 $10,601 $4,105 $4,273
American Family $2,243 $2,485 $2,090 $2,381 $5,770 $7,551 $3,179 $3,617
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,250 $2,126 $2,003 $2,043 $9,354 $10,404 $2,648 $2,673
State Farm $1,826 $1,826 $1,619 $1,619 $4,260 $5,410 $1,978 $2,044
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Groesbeck, TX Car Insurance Rates for Teens

How much is Groesbeck, Texas car insurance for teens? Compare rates from top Groesbeck car insurance companies below to help find the cheapest teen car insurance in Groesbeck, TX.

Annual Car Insurance Rates for Teen Drivers in Groesbeck, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,790 $10,601
American Family $5,770 $7,551
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $9,354 $10,404
State Farm $4,260 $5,410
USAA $3,887 $4,247

Groesbeck, TX Car Insurance Rates for Seniors

Before seniors buy Groesbeck, Texas car insurance, they should make sure to shop around. Some Groesbeck, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Groesbeck, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,280 $3,280
American Family $2,090 $2,381
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,003 $2,043
State Farm $1,619 $1,619
USAA $1,339 $1,334

Groesbeck, TX Car Insurance Rates by Credit History

How does your credit history affect Groesbeck, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Groesbeck, Texas

Insurance Company Poor Fair Good
Allstate $6,512 $4,775 $4,088
American Family $5,054 $3,166 $2,774
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $4,714 $4,074 $3,775
State Farm $3,645 $2,267 $1,806
USAA $3,224 $1,855 $1,491

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Groesbeck, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Groesbeck, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Groesbeck.

Annual Groesbeck, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,974 $6,141 $6,410 $3,974
American Family $3,350 $4,233 $3,724 $3,350
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,655 $4,721 $4,264 $4,110
State Farm $2,299 $2,620 $3,073 $2,299
USAA $1,639 $2,406 $2,835 $1,880

Groesbeck, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Groesbeck, TX car insurance rates. Compare rates below to see which Groesbeck car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Groesbeck, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,410
American Family $3,724
GEICO $2,571
Nationwide $4,197
Progressive $4,264
State Farm $3,073
USAA $2,835

Groesbeck, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Groesbeck, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Groesbeck companies based on commute time.

Annual Car Insurance Rates by Commute Length in Groesbeck, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,002 $5,248
American Family $3,665 $3,665
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,188 $4,188
State Farm $2,573 $2,573
USAA $2,162 $2,217

Groesbeck, TX Cheapest Car Insurance Rates

How do the top Groesbeck, Texas car insurance companies’ average rates stack up against the Groesbeck average monthly car insurance rates of $283? Take a look and see.

Best Annual Car Insurance Rates by Company in Groesbeck, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Groesbeck, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Groesbeck, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Groesbeck, Texas

Insurance Company Average Annual Rates
Allstate $5,125
American Family $3,665
GEICO $2,723
Nationwide $3,270
Progressive $4,188
State Farm $2,573
USAA $2,190

Other Factors Affecting Groesbeck, TX Car Insurance Rates

Before you buy Groesbeck, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Groesbeck, TX Car Theft Rates

The car theft rate in Groesbeck, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Groesbeck, Texas is 7 stolen cars.

Groesbeck, TX Commute Time

How does your Groesbeck, TX commute time compare with the average driver? In Groesbeck, the average commute is 19.2 minutes.

Groesbeck, TX Car Insurance Quotes

Compare Groesbeck, TX car insurance quotes from multiple companies by entering your ZIP code now.