Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustai...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Island Grove for teen drivers is USAA
  • Average car insurance rates in Island Grove, FL for senior drivers are $2,216/year
  • Average car insurance rates in Island Grove, FL are $304/month

Average car insurance rates in Island Grove, Florida are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Island Grove, FL. Before you buy Island Grove, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Island Grove car insurance rates with Tampa car insurance rates, St. Petersburg car insurance rates, or Tallahassee car insurance rates to make sure you’re getting the best Island Grove, FL car insurance quotes available.

Need affordable Island Grove, FL car insurance? Enter your ZIP code to compare Island Grove car insurance quotes from multiple car insurance companies near you.

Island Grove, FL Minimum Car Insurance Coverage

Island Grove, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Island Grove, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Island Grove, FL Car Insurance Rates by Coverage Level

Some Island Grove drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Island Grove, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Island Grove, Florida

Insurance Company Low Medium High
Allstate $4,526 $5,890 $6,500
GEICO $2,456 $3,041 $3,337
Liberty Mutual $3,571 $3,959 $4,179
Nationwide $2,538 $3,309 $3,712
Progressive $4,195 $5,155 $5,757
State Farm $2,290 $2,748 $3,018
USAA $1,865 $2,198 $2,325

Island Grove, FL Car Insurance Rates by Age, Gender, and Marital Status

Island Grove, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Island Grove, FL car insurance, get quotes from multiple car insurance companies in the Island Grove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Island Grove, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,386 $3,073 $3,123 $11,921 $12,870 $3,568 $3,631
GEICO $2,317 $2,325 $2,173 $2,173 $4,174 $5,253 $2,553 $2,589
Liberty Mutual $2,753 $2,753 $2,536 $2,536 $5,633 $8,588 $2,753 $3,673
Nationwide $2,242 $2,222 $2,009 $2,079 $5,323 $6,575 $2,466 $2,576
Progressive $3,332 $3,151 $2,880 $3,079 $9,508 $10,435 $4,024 $3,874
State Farm $1,685 $1,685 $1,533 $1,533 $4,897 $6,274 $1,863 $2,012
USAA $1,237 $1,217 $1,152 $1,144 $4,186 $4,885 $1,543 $1,667

Island Grove, FL Car Insurance Rates for Teens

How much is Island Grove, Florida car insurance for teens? Compare rates from top Island Grove car insurance companies below to help find the cheapest teen car insurance in Island Grove, FL.

Annual Car Insurance Rates for Teen Drivers in Island Grove, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,921 $12,870
GEICO $4,174 $5,253
Liberty Mutual $5,633 $8,588
Nationwide $5,323 $6,575
Progressive $9,508 $10,435
State Farm $4,897 $6,274
USAA $4,186 $4,885

Island Grove, FL Car Insurance Rates for Seniors

Before seniors buy Island Grove, Florida car insurance, they should make sure to shop around. Some Island Grove, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Island Grove, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,073 $3,123
GEICO $2,173 $2,173
Liberty Mutual $2,536 $2,536
Nationwide $2,009 $2,079
Progressive $2,880 $3,079
State Farm $1,533 $1,533
USAA $1,152 $1,144

Island Grove, FL Car Insurance Rates by Credit History

How does your credit history affect Island Grove, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Island Grove, Florida

Insurance Company Poor Fair Good
Allstate $7,863 $4,990 $4,064
GEICO $4,301 $2,593 $1,941
Liberty Mutual $4,981 $3,699 $3,030
Nationwide $3,965 $2,933 $2,662
Progressive $6,541 $4,662 $3,903
State Farm $3,654 $2,413 $1,988
USAA $3,453 $1,696 $1,238

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Island Grove, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Island Grove, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Island Grove.

Annual Island Grove, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,881 $5,816 $6,453 $5,405
GEICO $2,046 $2,620 $3,908 $3,205
Liberty Mutual $2,878 $3,670 $5,218 $3,847
Nationwide $2,738 $2,989 $3,989 $3,029
Progressive $3,967 $5,890 $4,948 $5,337
State Farm $2,459 $2,911 $2,685 $2,685
USAA $1,669 $2,057 $3,041 $1,749

Island Grove, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Island Grove, FL car insurance rates. Compare rates below to see which Island Grove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Island Grove, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,453
GEICO $3,908
Liberty Mutual $5,218
Nationwide $3,989
Progressive $4,948
State Farm $2,685
USAA $3,041

Island Grove, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Island Grove, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Island Grove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Island Grove, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,478 $5,800
GEICO $2,930 $2,959
Liberty Mutual $3,782 $4,024
Nationwide $3,186 $3,186
Progressive $5,036 $5,036
State Farm $2,598 $2,773
USAA $2,105 $2,153

Island Grove, FL Cheapest Car Insurance Rates

How do the top Island Grove, Florida car insurance companies’ average rates stack up against the Island Grove average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Island Grove, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Island Grove, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Island Grove, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Island Grove, Florida

Insurance Company Average Annual Rates
Allstate $5,639
GEICO $2,945
Liberty Mutual $3,903
Nationwide $3,186
Progressive $5,036
State Farm $2,685
USAA $2,129

Island Grove, FL Car Insurance Quotes

Compare Island Grove, FL car insurance quotes from multiple companies by entering your ZIP code now.