Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Jacksonville after a DUI is GEICO
  • The annual number of car thefts in Jacksonville is 19.
  • The cheapest car insurance company in Jacksonville for teen drivers is USAA

Average car insurance rates in Jacksonville, Texas are $308 a month. But with a little research you can get a great deal from the top car insurance companies in Jacksonville, TX. Before you buy Jacksonville, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Jacksonville car insurance rates with Arlington car insurance rates, Corpus Christi car insurance rates, or Austin car insurance rates to make sure you’re getting the best Jacksonville, TX car insurance quotes available.

Need affordable Jacksonville, TX car insurance? Enter your ZIP code to compare Jacksonville car insurance quotes from multiple car insurance companies near you.

Jacksonville, TX Minimum Car Insurance Coverage

Jacksonville, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jacksonville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Jacksonville, TX Car Insurance Rates by Coverage Level

Some Jacksonville drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Jacksonville, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jacksonville, Texas

Insurance Company Low Medium High
Allstate $5,231 $5,309 $5,524
American Family $3,513 $3,641 $4,181
GEICO $2,824 $2,948 $3,197
Nationwide $4,069 $3,614 $3,653
Progressive $4,390 $4,593 $4,860
State Farm $2,703 $2,831 $2,985
USAA $2,449 $2,519 $2,618

Jacksonville, TX Car Insurance Rates by Age, Gender, and Marital Status

Jacksonville, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jacksonville, TX car insurance, get quotes from multiple car insurance companies in the Jacksonville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,454 $3,479 $3,409 $3,409 $9,241 $11,137 $4,270 $4,440
American Family $2,272 $2,524 $2,139 $2,443 $6,015 $7,875 $3,253 $3,707
GEICO $2,241 $2,414 $2,167 $2,452 $4,824 $5,001 $2,415 $2,403
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,460 $2,338 $2,188 $2,228 $10,299 $11,515 $2,918 $2,968
State Farm $1,999 $1,999 $1,775 $1,775 $4,733 $6,024 $2,170 $2,241
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

Jacksonville, TX Car Insurance Rates for Teens

How much is Jacksonville, Texas car insurance for teens? Compare rates from top Jacksonville car insurance companies below to help find the cheapest teen car insurance in Jacksonville, TX.

Annual Car Insurance Rates for Teen Drivers in Jacksonville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,241 $11,137
American Family $6,015 $7,875
GEICO $4,824 $5,001
Nationwide $6,727 $8,637
Progressive $10,299 $11,515
State Farm $4,733 $6,024
USAA $4,501 $4,919

Jacksonville, TX Car Insurance Rates for Seniors

Before seniors buy Jacksonville, Texas car insurance, they should make sure to shop around. Some Jacksonville, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jacksonville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,409 $3,409
American Family $2,139 $2,443
GEICO $2,167 $2,452
Nationwide $2,090 $2,213
Progressive $2,188 $2,228
State Farm $1,775 $1,775
USAA $1,539 $1,535

Jacksonville, TX Car Insurance Rates by Credit History

How does your credit history affect Jacksonville, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jacksonville, Texas

Insurance Company Poor Fair Good
Allstate $6,798 $4,990 $4,276
American Family $5,191 $3,271 $2,873
GEICO $4,604 $2,615 $1,750
Nationwide $4,535 $3,640 $3,162
Progressive $5,199 $4,488 $4,156
State Farm $4,024 $2,502 $1,992
USAA $3,727 $2,141 $1,718

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Jacksonville, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jacksonville, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jacksonville.

Annual Jacksonville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $6,430 $6,722 $4,133
American Family $3,453 $4,366 $3,841 $3,453
GEICO $2,540 $3,342 $2,806 $3,271
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,022 $5,204 $4,703 $4,528
State Farm $2,530 $2,893 $3,405 $2,530
USAA $1,888 $2,779 $3,280 $2,168

Jacksonville, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Jacksonville, TX car insurance rates. Compare rates below to see which Jacksonville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jacksonville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,722
American Family $3,841
GEICO $2,806
Nationwide $4,858
Progressive $4,703
State Farm $3,405
USAA $3,280

Jacksonville, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jacksonville, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Jacksonville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jacksonville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,225 $5,485
American Family $3,778 $3,778
GEICO $2,933 $3,046
Nationwide $3,779 $3,779
Progressive $4,614 $4,614
State Farm $2,840 $2,840
USAA $2,496 $2,561

Jacksonville, TX Cheapest Car Insurance Rates

How do the top Jacksonville, Texas car insurance companies’ average rates stack up against the Jacksonville average monthly car insurance rates of $308? Take a look and see.

Best Annual Car Insurance Rates by Company in Jacksonville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Jacksonville, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jacksonville, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jacksonville, Texas

Insurance Company Average Annual Rates
Allstate $5,355
American Family $3,778
GEICO $2,990
Nationwide $3,779
Progressive $4,614
State Farm $2,840
USAA $2,529

Other Factors Affecting Jacksonville, TX Car Insurance Rates

Before you buy Jacksonville, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Jacksonville, TX Car Theft Rates

The car theft rate in Jacksonville, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Jacksonville, Texas is 19 stolen cars.

Jacksonville, TX Commute Time

How does your Jacksonville, TX commute time compare with the average driver? In Jacksonville, the average commute is 22.1 minutes.

Jacksonville, TX Traffic

Spending time in Jacksonville traffic can lead to higher car insurance rates. According to INRIX data, Jacksonville, TX ranks as the 295th-most congested with traffic in the world.

Jacksonville, TX Car Insurance Quotes

Compare Jacksonville, TX car insurance quotes from multiple companies by entering your ZIP code now.