Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The annual number of car thefts in Kaufman is 17.
  • Average car insurance rates in Kaufman, TX are $323/month
  • The cheapest car insurance company in Kaufman after a DUI is GEICO

Average car insurance rates in Kaufman, Texas are $323 a month. But with a little research you can get a great deal from the top car insurance companies in Kaufman, TX. Before you buy Kaufman, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Kaufman car insurance rates with Arlington car insurance rates, Fort Worth car insurance rates, or Laredo car insurance rates to make sure you’re getting the best Kaufman, TX car insurance quotes available.

Need affordable Kaufman, TX car insurance? Enter your ZIP code to compare Kaufman car insurance quotes from multiple car insurance companies near you.

Kaufman, TX Minimum Car Insurance Coverage

Kaufman, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kaufman, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kaufman, TX Car Insurance Rates by Coverage Level

Some Kaufman drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Kaufman, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kaufman, Texas

Insurance Company Low Medium High
Allstate $5,628 $5,705 $5,922
American Family $3,712 $3,842 $4,423
GEICO $3,234 $3,367 $3,617
Nationwide $3,983 $3,539 $3,568
Progressive $4,304 $4,504 $4,773
State Farm $2,797 $2,946 $3,128
USAA $2,685 $2,775 $2,900

Kaufman, TX Car Insurance Rates by Age, Gender, and Marital Status

Kaufman, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kaufman, TX car insurance, get quotes from multiple car insurance companies in the Kaufman area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kaufman, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,688 $3,709 $3,637 $3,637 $9,993 $12,043 $4,567 $4,741
American Family $2,422 $2,689 $2,260 $2,581 $6,322 $8,276 $3,454 $3,934
GEICO $2,521 $2,725 $2,448 $2,770 $5,547 $5,788 $2,725 $2,725
Nationwide $2,309 $2,347 $2,041 $2,159 $6,596 $8,461 $2,718 $2,939
Progressive $2,397 $2,266 $2,138 $2,176 $10,177 $11,357 $2,834 $2,870
State Farm $2,051 $2,051 $1,829 $1,829 $4,989 $6,371 $2,235 $2,302
USAA $1,769 $1,774 $1,694 $1,675 $5,038 $5,470 $2,357 $2,516

Kaufman, TX Car Insurance Rates for Teens

How much is Kaufman, Texas car insurance for teens? Compare rates from top Kaufman car insurance companies below to help find the cheapest teen car insurance in Kaufman, TX.

Annual Car Insurance Rates for Teen Drivers in Kaufman, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,993 $12,043
American Family $6,322 $8,276
GEICO $5,547 $5,788
Nationwide $6,596 $8,461
Progressive $10,177 $11,357
State Farm $4,989 $6,371
USAA $5,038 $5,470

Kaufman, TX Car Insurance Rates for Seniors

Before seniors buy Kaufman, Texas car insurance, they should make sure to shop around. Some Kaufman, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kaufman, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,637
American Family $2,260 $2,581
GEICO $2,448 $2,770
Nationwide $2,041 $2,159
Progressive $2,138 $2,176
State Farm $1,829 $1,829
USAA $1,694 $1,675

Kaufman, TX Car Insurance Rates by Credit History

How does your credit history affect Kaufman, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kaufman, Texas

Insurance Company Poor Fair Good
Allstate $7,305 $5,358 $4,593
American Family $5,495 $3,456 $3,025
GEICO $5,262 $2,975 $1,981
Nationwide $4,430 $3,563 $3,096
Progressive $5,088 $4,407 $4,086
State Farm $4,188 $2,607 $2,077
USAA $4,086 $2,368 $1,906

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Kaufman, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kaufman, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kaufman.

Annual Kaufman, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,946 $7,247 $4,407
American Family $3,646 $4,619 $4,058 $3,646
GEICO $2,890 $3,836 $3,183 $3,715
Nationwide $3,207 $3,207 $4,750 $3,622
Progressive $3,946 $5,117 $4,608 $4,437
State Farm $2,620 $3,015 $3,574 $2,620
USAA $2,070 $3,072 $3,627 $2,378

Kaufman, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Kaufman, TX car insurance rates. Compare rates below to see which Kaufman car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kaufman, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,247
American Family $4,058
GEICO $3,183
Nationwide $4,750
Progressive $4,608
State Farm $3,574
USAA $3,627

Kaufman, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kaufman, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Kaufman companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kaufman, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,605 $5,899
American Family $3,992 $3,992
GEICO $3,346 $3,466
Nationwide $3,696 $3,696
Progressive $4,527 $4,527
State Farm $2,957 $2,957
USAA $2,751 $2,822

Kaufman, TX Cheapest Car Insurance Rates

How do the top Kaufman, Texas car insurance companies’ average rates stack up against the Kaufman average monthly car insurance rates of $323? Take a look and see.

Best Annual Car Insurance Rates by Company in Kaufman, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Kaufman, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kaufman, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kaufman, Texas

Insurance Company Average Annual Rates
Allstate $5,752
American Family $3,992
GEICO $3,406
Nationwide $3,696
Progressive $4,527
State Farm $2,957
USAA $2,787

Other Factors Affecting Kaufman, TX Car Insurance Rates

Before you buy Kaufman, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kaufman, TX Car Theft Rates

The car theft rate in Kaufman, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Kaufman, Texas is 17 stolen cars.

Kaufman, TX Commute Time

How does your Kaufman, TX commute time compare with the average driver? In Kaufman, the average commute is 29.7 minutes.

Kaufman, TX Car Insurance Quotes

Compare Kaufman, TX car insurance quotes from multiple companies by entering your ZIP code now.