Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in La Vernia for teen drivers is USAA
  • Average car insurance rates in La Vernia, TX for senior drivers are $2,220/year
  • Average car insurance rates in La Vernia, TX are $304/month

Average car insurance rates in La Vernia, Texas are $304 a month. But with a little research you can get a great deal from the top car insurance companies in La Vernia, TX. Before you buy La Vernia, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare La Vernia car insurance rates with Dallas car insurance rates, Fort Worth car insurance rates, or Laredo car insurance rates to make sure you’re getting the best La Vernia, TX car insurance quotes available.

Need affordable La Vernia, TX car insurance? Enter your ZIP code to compare La Vernia car insurance quotes from multiple car insurance companies near you.

La Vernia, TX Minimum Car Insurance Coverage

La Vernia, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in La Vernia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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La Vernia, TX Car Insurance Rates by Coverage Level

Some La Vernia drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your La Vernia, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in La Vernia, Texas

Insurance Company Low Medium High
Allstate $4,863 $4,944 $5,172
American Family $3,720 $3,854 $4,446
GEICO $2,974 $3,096 $3,348
Nationwide $4,120 $3,650 $3,676
Progressive $4,127 $4,329 $4,596
State Farm $2,713 $2,851 $3,020
USAA $2,305 $2,374 $2,471

La Vernia, TX Car Insurance Rates by Age, Gender, and Marital Status

La Vernia, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy La Vernia, TX car insurance, get quotes from multiple car insurance companies in the La Vernia area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Vernia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,238 $3,263 $3,198 $3,198 $8,569 $10,328 $3,997 $4,155
American Family $2,418 $2,691 $2,267 $2,595 $6,377 $8,308 $3,462 $3,935
GEICO $2,346 $2,528 $2,263 $2,557 $5,067 $5,288 $2,533 $2,533
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,332 $2,214 $2,076 $2,116 $9,700 $10,819 $2,757 $2,793
State Farm $2,013 $2,013 $1,788 $1,788 $4,774 $6,076 $2,185 $2,253
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

La Vernia, TX Car Insurance Rates for Teens

How much is La Vernia, Texas car insurance for teens? Compare rates from top La Vernia car insurance companies below to help find the cheapest teen car insurance in La Vernia, TX.

Annual Car Insurance Rates for Teen Drivers in La Vernia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,569 $10,328
American Family $6,377 $8,308
GEICO $5,067 $5,288
Nationwide $6,800 $8,727
Progressive $9,700 $10,819
State Farm $4,774 $6,076
USAA $4,265 $4,651

La Vernia, TX Car Insurance Rates for Seniors

Before seniors buy La Vernia, Texas car insurance, they should make sure to shop around. Some La Vernia, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in La Vernia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,267 $2,595
GEICO $2,263 $2,557
Nationwide $2,108 $2,232
Progressive $2,076 $2,116
State Farm $1,788 $1,788
USAA $1,451 $1,442

La Vernia, TX Car Insurance Rates by Credit History

How does your credit history affect La Vernia, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in La Vernia, Texas

Insurance Company Poor Fair Good
Allstate $6,353 $4,649 $3,978
American Family $5,490 $3,486 $3,044
GEICO $4,841 $2,744 $1,833
Nationwide $4,579 $3,675 $3,190
Progressive $4,901 $4,232 $3,920
State Farm $4,054 $2,522 $2,008
USAA $3,502 $2,022 $1,626

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La Vernia, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your La Vernia, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in La Vernia.

Annual La Vernia, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,868 $5,990 $6,246 $3,868
American Family $3,656 $4,639 $4,075 $3,656
GEICO $2,667 $3,512 $2,945 $3,434
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $3,796 $4,905 $4,432 $4,271
State Farm $2,547 $2,915 $3,436 $2,547
USAA $1,778 $2,621 $3,093 $2,041

La Vernia, TX Car Insurance Rates With a DUI

Even a single DUI can increase your La Vernia, TX car insurance rates. Compare rates below to see which La Vernia car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in La Vernia, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,246
American Family $4,075
GEICO $2,945
Nationwide $4,902
Progressive $4,432
State Farm $3,436
USAA $3,093

La Vernia, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your La Vernia, TX car insurance rates may be. Let’s take a look at average car insurance rates from top La Vernia companies based on commute time.

Annual Car Insurance Rates by Commute Length in La Vernia, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,874 $5,113
American Family $4,007 $4,007
GEICO $3,080 $3,199
Nationwide $3,815 $3,815
Progressive $4,351 $4,351
State Farm $2,861 $2,861
USAA $2,353 $2,414

La Vernia, TX Cheapest Car Insurance Rates

How do the top La Vernia, Texas car insurance companies’ average rates stack up against the La Vernia average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in La Vernia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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La Vernia, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top La Vernia, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in La Vernia, Texas

Insurance Company Average Annual Rates
Allstate $4,993
American Family $4,007
GEICO $3,139
Nationwide $3,815
Progressive $4,351
State Farm $2,861
USAA $2,383

Other Factors Affecting La Vernia, TX Car Insurance Rates

Before you buy La Vernia, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

La Vernia, TX Commute Time

How does your La Vernia, TX commute time compare with the average driver? In La Vernia, the average commute is 29.0 minutes.

La Vernia, TX Car Insurance Quotes

Compare La Vernia, TX car insurance quotes from multiple companies by entering your ZIP code now.