Affordable Car Insurance Rates in New Port Richey, FL (2021)
Car insurance rates in New Port Richey, FL are $445/month on average. By law, Florida drivers need to carry at least 10/20/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple New Port Richey car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- The annual number of car thefts in New Port Richey is 32.
- The cheapest car insurance company in New Port Richey after a DUI is State Farm
- Average car insurance rates in New Port Richey, FL for senior drivers are $3,210/year
Average car insurance rates in New Port Richey, Florida are $445 a month. But with a little research you can get a great deal from the top car insurance companies in New Port Richey, FL. Before you buy New Port Richey, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.
It may even be helpful to compare New Port Richey car insurance rates with Miami car insurance rates, Tallahassee car insurance rates, or Jacksonville car insurance rates to make sure you’re getting the best New Port Richey, FL car insurance quotes available.
Need affordable New Port Richey, FL car insurance? Enter your ZIP code to compare New Port Richey car insurance quotes from multiple car insurance companies near you.
Table of Contents
New Port Richey, FL Minimum Car Insurance Coverage
New Port Richey, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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New Port Richey, FL Car Insurance Rates by Coverage Level
Some New Port Richey drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your New Port Richey, Florida car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,395 | $9,263 | $10,544 |
| GEICO | $3,677 | $4,809 | $5,409 |
| Liberty Mutual | $5,521 | $6,169 | $6,489 |
| Nationwide | $3,747 | $5,071 | $5,770 |
| Progressive | $4,851 | $6,296 | $7,208 |
| State Farm | $3,038 | $3,696 | $4,067 |
| USAA | $2,811 | $3,479 | $3,733 |
New Port Richey, FL Car Insurance Rates by Age, Gender, and Marital Status
New Port Richey, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Port Richey, FL car insurance, get quotes from multiple car insurance companies in the New Port Richey area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,281 | $5,086 | $4,645 | $4,735 | $18,855 | $20,712 | $5,241 | $5,318 |
| GEICO | $3,673 | $3,691 | $3,431 | $3,431 | $6,529 | $8,153 | $4,045 | $4,099 |
| Liberty Mutual | $4,150 | $4,150 | $3,790 | $3,790 | $8,929 | $13,837 | $4,150 | $5,682 |
| Nationwide | $3,388 | $3,344 | $3,020 | $3,125 | $8,239 | $10,157 | $3,737 | $3,891 |
| Progressive | $4,134 | $3,853 | $3,524 | $3,776 | $11,616 | $12,517 | $4,930 | $4,595 |
| State Farm | $2,247 | $2,247 | $2,037 | $2,037 | $6,607 | $8,452 | $2,502 | $2,673 |
| USAA | $1,918 | $1,883 | $1,808 | $1,784 | $6,681 | $7,685 | $2,394 | $2,575 |
New Port Richey, FL Car Insurance Rates for Teens
How much is New Port Richey, Florida car insurance for teens? Compare rates from top New Port Richey car insurance companies below to help find the cheapest teen car insurance in New Port Richey, FL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $18,855 | $20,712 |
| GEICO | $6,529 | $8,153 |
| Liberty Mutual | $8,929 | $13,837 |
| Nationwide | $8,239 | $10,157 |
| Progressive | $11,616 | $12,517 |
| State Farm | $6,607 | $8,452 |
| USAA | $6,681 | $7,685 |
New Port Richey, FL Car Insurance Rates for Seniors
Before seniors buy New Port Richey, Florida car insurance, they should make sure to shop around. Some New Port Richey, FL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,645 | $4,735 |
| GEICO | $3,431 | $3,431 |
| Liberty Mutual | $3,790 | $3,790 |
| Nationwide | $3,020 | $3,125 |
| Progressive | $3,524 | $3,776 |
| State Farm | $2,037 | $2,037 |
| USAA | $1,808 | $1,784 |
New Port Richey, FL Car Insurance Rates by Credit History
How does your credit history affect New Port Richey, FL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,232 | $7,724 | $6,247 |
| GEICO | $6,741 | $4,084 | $3,070 |
| Liberty Mutual | $7,849 | $5,721 | $4,609 |
| Nationwide | $6,089 | $4,464 | $4,035 |
| Progressive | $7,974 | $5,673 | $4,708 |
| State Farm | $4,932 | $3,227 | $2,642 |
| USAA | $5,434 | $2,662 | $1,927 |
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New Port Richey, FL Car Insurance Rates by Driver History
How does a single speeding ticket affect your New Port Richey, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Port Richey.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,500 | $9,020 | $10,063 | $8,354 |
| GEICO | $3,225 | $4,123 | $6,138 | $5,039 |
| Liberty Mutual | $4,282 | $5,650 | $8,346 | $5,961 |
| Nationwide | $4,139 | $4,550 | $6,155 | $4,606 |
| Progressive | $4,852 | $7,122 | $6,030 | $6,469 |
| State Farm | $3,290 | $3,911 | $3,600 | $3,600 |
| USAA | $2,607 | $3,232 | $4,788 | $2,737 |
New Port Richey, FL Car Insurance Rates With a DUI
Even a single DUI can increase your New Port Richey, FL car insurance rates. Compare rates below to see which New Port Richey car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $10,063 |
| GEICO | $6,138 |
| Liberty Mutual | $8,346 |
| Nationwide | $6,155 |
| Progressive | $6,030 |
| State Farm | $3,600 |
| USAA | $4,788 |
New Port Richey, FL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your New Port Richey, FL car insurance rates may be. Let’s take a look at average car insurance rates from top New Port Richey companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,482 | $8,986 |
| GEICO | $4,609 | $4,654 |
| Liberty Mutual | $5,859 | $6,261 |
| Nationwide | $4,863 | $4,863 |
| Progressive | $6,118 | $6,118 |
| State Farm | $3,475 | $3,726 |
| USAA | $3,303 | $3,379 |
New Port Richey, FL Cheapest Car Insurance Rates
How do the top New Port Richey, Florida car insurance companies’ average rates stack up against the New Port Richey average monthly car insurance rates of $445? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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New Port Richey, FL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top New Port Richey, Florida car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,734 |
| GEICO | $4,631 |
| Liberty Mutual | $6,060 |
| Nationwide | $4,863 |
| Progressive | $6,118 |
| State Farm | $3,600 |
| USAA | $3,341 |
Other Factors Affecting New Port Richey, FL Car Insurance Rates
Before you buy New Port Richey, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
New Port Richey, FL Car Theft Rates
The car theft rate in New Port Richey, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for New Port Richey, Florida is 32 stolen cars.
New Port Richey, FL Commute Time
How does your New Port Richey, FL commute time compare with the average driver? In New Port Richey, the average commute is 30.1 minutes.
New Port Richey, FL Traffic
Spending time in New Port Richey traffic can lead to higher car insurance rates. According to INRIX data, New Port Richey, FL ranks as the 694th-most congested with traffic in the world.
New Port Richey, FL Car Insurance Quotes
Compare New Port Richey, FL car insurance quotes from multiple companies by entering your ZIP code now.