Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Pinehurst for teen drivers is USAA
  • Average car insurance rates in Pinehurst, TX are $362/month
  • The cheapest car insurance company in Pinehurst after a DUI is GEICO

Average car insurance rates in Pinehurst, Texas are $362 a month. But with a little research you can get a great deal from the top car insurance companies in Pinehurst, TX. Before you buy Pinehurst, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Pinehurst car insurance rates with San Antonio car insurance rates, El Paso car insurance rates, or Laredo car insurance rates to make sure you’re getting the best Pinehurst, TX car insurance quotes available.

Need affordable Pinehurst, TX car insurance? Enter your ZIP code to compare Pinehurst car insurance quotes from multiple car insurance companies near you.

Pinehurst, TX Minimum Car Insurance Coverage

Pinehurst, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pinehurst, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Pinehurst, TX Car Insurance Rates by Coverage Level

Some Pinehurst drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Pinehurst, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pinehurst, Texas

Insurance Company Low Medium High
Allstate $5,132 $5,209 $5,425
American Family $5,883 $6,117 $7,207
GEICO $3,408 $3,577 $3,896
Nationwide $4,617 $4,108 $4,148
Progressive $4,532 $4,745 $5,022
State Farm $3,082 $3,246 $3,430
USAA $2,676 $2,764 $2,888

Pinehurst, TX Car Insurance Rates by Age, Gender, and Marital Status

Pinehurst, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pinehurst, TX car insurance, get quotes from multiple car insurance companies in the Pinehurst area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pinehurst, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,378 $3,398 $3,333 $3,333 $9,120 $10,976 $4,174 $4,333
American Family $3,618 $4,086 $3,482 $4,048 $10,608 $13,790 $5,411 $6,176
GEICO $2,661 $2,894 $2,593 $2,986 $5,986 $6,157 $2,886 $2,852
Nationwide $2,651 $2,691 $2,337 $2,473 $7,729 $9,918 $3,136 $3,393
Progressive $2,496 $2,364 $2,232 $2,268 $10,770 $12,034 $2,962 $3,005
State Farm $2,250 $2,250 $2,008 $2,008 $5,499 $7,026 $2,454 $2,527
USAA $1,757 $1,761 $1,683 $1,663 $5,034 $5,463 $2,345 $2,501

Pinehurst, TX Car Insurance Rates for Teens

How much is Pinehurst, Texas car insurance for teens? Compare rates from top Pinehurst car insurance companies below to help find the cheapest teen car insurance in Pinehurst, TX.

Annual Car Insurance Rates for Teen Drivers in Pinehurst, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,120 $10,976
American Family $10,608 $13,790
GEICO $5,986 $6,157
Nationwide $7,729 $9,918
Progressive $10,770 $12,034
State Farm $5,499 $7,026
USAA $5,034 $5,463

Pinehurst, TX Car Insurance Rates for Seniors

Before seniors buy Pinehurst, Texas car insurance, they should make sure to shop around. Some Pinehurst, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pinehurst, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,333 $3,333
American Family $3,482 $4,048
GEICO $2,593 $2,986
Nationwide $2,337 $2,473
Progressive $2,232 $2,268
State Farm $2,008 $2,008
USAA $1,683 $1,663

Pinehurst, TX Car Insurance Rates by Credit History

How does your credit history affect Pinehurst, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pinehurst, Texas

Insurance Company Poor Fair Good
Allstate $6,667 $4,900 $4,200
American Family $8,634 $5,657 $4,917
GEICO $5,611 $3,166 $2,104
Nationwide $5,146 $4,138 $3,590
Progressive $5,347 $4,643 $4,309
State Farm $4,608 $2,867 $2,283
USAA $4,068 $2,359 $1,900

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Pinehurst, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pinehurst, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pinehurst.

Annual Pinehurst, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,039 $6,324 $6,620 $4,039
American Family $5,792 $7,494 $6,532 $5,792
GEICO $3,073 $4,097 $3,377 $3,960
Nationwide $3,717 $3,717 $5,527 $4,203
Progressive $4,151 $5,398 $4,847 $4,669
State Farm $2,879 $3,317 $3,936 $2,879
USAA $2,060 $3,058 $3,618 $2,367

Pinehurst, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Pinehurst, TX car insurance rates. Compare rates below to see which Pinehurst car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pinehurst, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,620
American Family $6,532
GEICO $3,377
Nationwide $5,527
Progressive $4,847
State Farm $3,936
USAA $3,618

Pinehurst, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pinehurst, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Pinehurst companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pinehurst, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,127 $5,384
American Family $6,402 $6,402
GEICO $3,561 $3,693
Nationwide $4,291 $4,291
Progressive $4,766 $4,766
State Farm $3,253 $3,253
USAA $2,741 $2,811

Pinehurst, TX Cheapest Car Insurance Rates

How do the top Pinehurst, Texas car insurance companies’ average rates stack up against the Pinehurst average monthly car insurance rates of $362? Take a look and see.

Best Annual Car Insurance Rates by Company in Pinehurst, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Pinehurst, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pinehurst, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pinehurst, Texas

Insurance Company Average Annual Rates
Allstate $5,256
American Family $6,402
GEICO $3,627
Nationwide $4,291
Progressive $4,766
State Farm $3,253
USAA $2,776

Other Factors Affecting Pinehurst, TX Car Insurance Rates

Before you buy Pinehurst, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pinehurst, TX Car Theft Rates

The car theft rate in Pinehurst, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Pinehurst, Texas is 5 stolen cars.

Pinehurst, TX Commute Time

How does your Pinehurst, TX commute time compare with the average driver? In Pinehurst, the average commute is 18.6 minutes.

Pinehurst, TX Car Insurance Quotes

Compare Pinehurst, TX car insurance quotes from multiple companies by entering your ZIP code now.