Affordable Car Insurance Rates in Port Orange, FL (2021)
Car insurance rates in Port Orange, FL are $330/month on average. By law, Florida drivers need to carry at least 10/20/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Port Orange car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- Average car insurance rates in Port Orange, FL for senior drivers are $2,402/year
- The cheapest car insurance company in Port Orange for teen drivers is USAA
- The annual number of car thefts in Port Orange is 65.
Average car insurance rates in Port Orange, Florida are $330 a month. But with a little research you can get a great deal from the top car insurance companies in Port Orange, FL. Before you buy Port Orange, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.
It may even be helpful to compare Port Orange car insurance rates with Cape Coral car insurance rates, St. Petersburg car insurance rates, or Orlando car insurance rates to make sure you’re getting the best Port Orange, FL car insurance quotes available.
Need affordable Port Orange, FL car insurance? Enter your ZIP code to compare Port Orange car insurance quotes from multiple car insurance companies near you.
Table of Contents
Port Orange, FL Minimum Car Insurance Coverage
Port Orange, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Port Orange, FL Car Insurance Rates by Coverage Level
Some Port Orange drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Port Orange, Florida car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,888 | $6,745 | $7,571 |
| GEICO | $2,721 | $3,495 | $3,896 |
| Liberty Mutual | $4,290 | $4,787 | $5,054 |
| Nationwide | $2,745 | $3,612 | $4,067 |
| Progressive | $3,955 | $4,862 | $5,430 |
| State Farm | $2,172 | $2,609 | $2,860 |
| USAA | $2,103 | $2,526 | $2,686 |
Port Orange, FL Car Insurance Rates by Age, Gender, and Marital Status
Port Orange, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Port Orange, FL car insurance, get quotes from multiple car insurance companies in the Port Orange area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,894 | $3,762 | $3,415 | $3,489 | $13,701 | $15,014 | $3,929 | $4,006 |
| GEICO | $2,671 | $2,685 | $2,501 | $2,501 | $4,733 | $5,943 | $2,941 | $2,990 |
| Liberty Mutual | $3,276 | $3,276 | $3,006 | $3,006 | $6,868 | $10,554 | $3,276 | $4,425 |
| Nationwide | $2,447 | $2,417 | $2,190 | $2,264 | $5,823 | $7,167 | $2,690 | $2,799 |
| Progressive | $3,204 | $3,024 | $2,763 | $2,949 | $8,890 | $9,662 | $3,842 | $3,657 |
| State Farm | $1,607 | $1,607 | $1,461 | $1,461 | $4,636 | $5,914 | $1,780 | $1,909 |
| USAA | $1,411 | $1,386 | $1,319 | $1,307 | $4,823 | $5,602 | $1,760 | $1,899 |
Port Orange, FL Car Insurance Rates for Teens
How much is Port Orange, Florida car insurance for teens? Compare rates from top Port Orange car insurance companies below to help find the cheapest teen car insurance in Port Orange, FL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,701 | $15,014 |
| GEICO | $4,733 | $5,943 |
| Liberty Mutual | $6,868 | $10,554 |
| Nationwide | $5,823 | $7,167 |
| Progressive | $8,890 | $9,662 |
| State Farm | $4,636 | $5,914 |
| USAA | $4,823 | $5,602 |
Port Orange, FL Car Insurance Rates for Seniors
Before seniors buy Port Orange, Florida car insurance, they should make sure to shop around. Some Port Orange, FL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,415 | $3,489 |
| GEICO | $2,501 | $2,501 |
| Liberty Mutual | $3,006 | $3,006 |
| Nationwide | $2,190 | $2,264 |
| Progressive | $2,763 | $2,949 |
| State Farm | $1,461 | $1,461 |
| USAA | $1,319 | $1,307 |
Port Orange, FL Car Insurance Rates by Credit History
How does your credit history affect Port Orange, FL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,923 | $5,667 | $4,614 |
| GEICO | $4,878 | $2,979 | $2,255 |
| Liberty Mutual | $6,055 | $4,456 | $3,621 |
| Nationwide | $4,338 | $3,194 | $2,892 |
| Progressive | $6,207 | $4,387 | $3,653 |
| State Farm | $3,469 | $2,288 | $1,884 |
| USAA | $3,955 | $1,944 | $1,416 |
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Port Orange, FL Car Insurance Rates by Driver History
How does a single speeding ticket affect your Port Orange, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Port Orange.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,514 | $6,596 | $7,364 | $6,131 |
| GEICO | $2,369 | $3,009 | $4,444 | $3,661 |
| Liberty Mutual | $3,404 | $4,412 | $6,389 | $4,638 |
| Nationwide | $2,975 | $3,258 | $4,367 | $3,298 |
| Progressive | $3,766 | $5,531 | $4,673 | $5,025 |
| State Farm | $2,332 | $2,762 | $2,547 | $2,547 |
| USAA | $1,908 | $2,356 | $3,487 | $2,001 |
Port Orange, FL Car Insurance Rates With a DUI
Even a single DUI can increase your Port Orange, FL car insurance rates. Compare rates below to see which Port Orange car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,364 |
| GEICO | $4,444 |
| Liberty Mutual | $6,389 |
| Nationwide | $4,367 |
| Progressive | $4,673 |
| State Farm | $2,547 |
| USAA | $3,487 |
Port Orange, FL Car Insurance Rates by ZIP Code
Just like Port Orange car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Port Orange, FL car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 32128 | $3,051 |
| 32129 | $3,051 |
Port Orange, FL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Port Orange, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Port Orange companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,218 | $6,585 |
| GEICO | $3,354 | $3,387 |
| Liberty Mutual | $4,560 | $4,861 |
| Nationwide | $3,475 | $3,475 |
| Progressive | $4,749 | $4,749 |
| State Farm | $2,462 | $2,632 |
| USAA | $2,411 | $2,466 |
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Port Orange, FL Cheapest Car Insurance Rates
How do the top Port Orange, Florida car insurance companies’ average rates stack up against the Port Orange average monthly car insurance rates of $330? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Port Orange, FL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Port Orange, Florida car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,401 |
| GEICO | $3,371 |
| Liberty Mutual | $4,711 |
| Nationwide | $3,475 |
| Progressive | $4,749 |
| State Farm | $2,547 |
| USAA | $2,438 |
Other Factors Affecting Port Orange, FL Car Insurance Rates
Before you buy Port Orange, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Port Orange, FL Car Theft Rates
The car theft rate in Port Orange, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Port Orange, Florida is 65 stolen cars.
Port Orange, FL Commute Time
How does your Port Orange, FL commute time compare with the average driver? In Port Orange, the average commute is 22.0 minutes.
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Port Orange, FL Car Insurance Quotes
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