Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Port Orange, FL for senior drivers are $2,402/year
  • The cheapest car insurance company in Port Orange for teen drivers is USAA
  • The annual number of car thefts in Port Orange is 65.

Average car insurance rates in Port Orange, Florida are $330 a month. But with a little research you can get a great deal from the top car insurance companies in Port Orange, FL. Before you buy Port Orange, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Port Orange car insurance rates with Cape Coral car insurance rates, St. Petersburg car insurance rates, or Orlando car insurance rates to make sure you’re getting the best Port Orange, FL car insurance quotes available.

Need affordable Port Orange, FL car insurance? Enter your ZIP code to compare Port Orange car insurance quotes from multiple car insurance companies near you.

Port Orange, FL Minimum Car Insurance Coverage

Port Orange, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Port Orange, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Port Orange, FL Car Insurance Rates by Coverage Level

Some Port Orange drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Port Orange, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Port Orange, Florida

Insurance Company Low Medium High
Allstate $4,888 $6,745 $7,571
GEICO $2,721 $3,495 $3,896
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $3,955 $4,862 $5,430
State Farm $2,172 $2,609 $2,860
USAA $2,103 $2,526 $2,686

Port Orange, FL Car Insurance Rates by Age, Gender, and Marital Status

Port Orange, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Port Orange, FL car insurance, get quotes from multiple car insurance companies in the Port Orange area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Orange, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,894 $3,762 $3,415 $3,489 $13,701 $15,014 $3,929 $4,006
GEICO $2,671 $2,685 $2,501 $2,501 $4,733 $5,943 $2,941 $2,990
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,204 $3,024 $2,763 $2,949 $8,890 $9,662 $3,842 $3,657
State Farm $1,607 $1,607 $1,461 $1,461 $4,636 $5,914 $1,780 $1,909
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

Port Orange, FL Car Insurance Rates for Teens

How much is Port Orange, Florida car insurance for teens? Compare rates from top Port Orange car insurance companies below to help find the cheapest teen car insurance in Port Orange, FL.

Annual Car Insurance Rates for Teen Drivers in Port Orange, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,701 $15,014
GEICO $4,733 $5,943
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $8,890 $9,662
State Farm $4,636 $5,914
USAA $4,823 $5,602

Port Orange, FL Car Insurance Rates for Seniors

Before seniors buy Port Orange, Florida car insurance, they should make sure to shop around. Some Port Orange, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Port Orange, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,415 $3,489
GEICO $2,501 $2,501
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,763 $2,949
State Farm $1,461 $1,461
USAA $1,319 $1,307

Port Orange, FL Car Insurance Rates by Credit History

How does your credit history affect Port Orange, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Port Orange, Florida

Insurance Company Poor Fair Good
Allstate $8,923 $5,667 $4,614
GEICO $4,878 $2,979 $2,255
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,207 $4,387 $3,653
State Farm $3,469 $2,288 $1,884
USAA $3,955 $1,944 $1,416

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Port Orange, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Port Orange, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Port Orange.

Annual Port Orange, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,514 $6,596 $7,364 $6,131
GEICO $2,369 $3,009 $4,444 $3,661
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,766 $5,531 $4,673 $5,025
State Farm $2,332 $2,762 $2,547 $2,547
USAA $1,908 $2,356 $3,487 $2,001

Port Orange, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Port Orange, FL car insurance rates. Compare rates below to see which Port Orange car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Port Orange, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,364
GEICO $4,444
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,673
State Farm $2,547
USAA $3,487

Port Orange, FL Car Insurance Rates by ZIP Code

Just like Port Orange car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Port Orange, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Port Orange, Florida

ZIP Code Average Annual Rates
32128 $3,051
32129 $3,051

Port Orange, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Port Orange, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Port Orange companies based on commute time.

Annual Car Insurance Rates by Commute Length in Port Orange, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,218 $6,585
GEICO $3,354 $3,387
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,749 $4,749
State Farm $2,462 $2,632
USAA $2,411 $2,466

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Port Orange, FL Cheapest Car Insurance Rates

How do the top Port Orange, Florida car insurance companies’ average rates stack up against the Port Orange average monthly car insurance rates of $330? Take a look and see.

Best Annual Car Insurance Rates by Company in Port Orange, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Port Orange, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Port Orange, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Port Orange, Florida

Insurance Company Average Annual Rates
Allstate $6,401
GEICO $3,371
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,749
State Farm $2,547
USAA $2,438

Other Factors Affecting Port Orange, FL Car Insurance Rates

Before you buy Port Orange, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Port Orange, FL Car Theft Rates

The car theft rate in Port Orange, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Port Orange, Florida is 65 stolen cars.

Port Orange, FL Commute Time

How does your Port Orange, FL commute time compare with the average driver? In Port Orange, the average commute is 22.0 minutes.

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Port Orange, FL Car Insurance Quotes

Compare Port Orange, FL car insurance quotes from multiple companies by entering your ZIP code now.