Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Round Rock after a DUI is GEICO
  • Average car insurance rates in Round Rock, TX for senior drivers are $2,124/year
  • Average car insurance rates in Round Rock, TX are $290/month

Average car insurance rates in Round Rock, Texas are $290 a month. But with a little research you can get a great deal from the top car insurance companies in Round Rock, TX. Before you buy Round Rock, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Round Rock car insurance rates with Austin car insurance rates, Dallas car insurance rates, or Houston car insurance rates to make sure you’re getting the best Round Rock, TX car insurance quotes available.

Need affordable Round Rock, TX car insurance? Enter your ZIP code to compare Round Rock car insurance quotes from multiple car insurance companies near you.

Round Rock, TX Minimum Car Insurance Coverage

Round Rock, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Round Rock, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Round Rock, TX Car Insurance Rates by Coverage Level

Some Round Rock drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Round Rock, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Round Rock, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $4,145 $4,279 $4,851
GEICO $2,825 $2,957 $3,196
Nationwide $3,002 $2,671 $2,680
Progressive $3,452 $3,560 $3,705
State Farm $2,806 $2,957 $3,126
USAA $2,127 $2,200 $2,299

Round Rock, TX Car Insurance Rates by Age, Gender, and Marital Status

Round Rock, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Round Rock, TX car insurance, get quotes from multiple car insurance companies in the Round Rock area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Round Rock, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,594 $2,897 $2,465 $2,831 $7,155 $9,370 $3,776 $4,313
GEICO $2,207 $2,391 $2,139 $2,448 $4,922 $5,067 $2,393 $2,373
Nationwide $1,762 $1,789 $1,564 $1,651 $4,922 $6,298 $2,063 $2,226
Progressive $1,911 $1,829 $1,708 $1,739 $7,943 $8,857 $2,271 $2,322
State Farm $2,050 $2,050 $1,830 $1,830 $5,008 $6,399 $2,235 $2,301
USAA $1,405 $1,404 $1,349 $1,329 $4,008 $4,335 $1,863 $1,975

Round Rock, TX Car Insurance Rates for Teens

How much is Round Rock, Texas car insurance for teens? Compare rates from top Round Rock car insurance companies below to help find the cheapest teen car insurance in Round Rock, TX.

Annual Car Insurance Rates for Teen Drivers in Round Rock, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $7,155 $9,370
GEICO $4,922 $5,067
Nationwide $4,922 $6,298
Progressive $7,943 $8,857
State Farm $5,008 $6,399
USAA $4,008 $4,335

Round Rock, TX Car Insurance Rates for Seniors

Before seniors buy Round Rock, Texas car insurance, they should make sure to shop around. Some Round Rock, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Round Rock, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,465 $2,831
GEICO $2,139 $2,448
Nationwide $1,564 $1,651
Progressive $1,708 $1,739
State Farm $1,830 $1,830
USAA $1,349 $1,329

Round Rock, TX Car Insurance Rates by Credit History

How does your credit history affect Round Rock, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Round Rock, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $6,054 $3,855 $3,366
GEICO $4,608 $2,617 $1,752
Nationwide $3,320 $2,687 $2,346
Progressive $4,012 $3,478 $3,228
State Farm $4,195 $2,612 $2,082
USAA $3,224 $1,882 $1,520

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Round Rock, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Round Rock, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Round Rock.

Annual Round Rock, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $4,015 $5,162 $4,508 $4,015
GEICO $2,541 $3,373 $2,792 $3,263
Nationwide $2,423 $2,423 $3,562 $2,729
Progressive $3,126 $4,017 $3,635 $3,513
State Farm $2,622 $3,021 $3,586 $2,622
USAA $1,642 $2,433 $2,876 $1,884

Round Rock, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Round Rock, TX car insurance rates. Compare rates below to see which Round Rock car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Round Rock, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,806
American Family $4,508
GEICO $2,792
Nationwide $3,562
Progressive $3,635
State Farm $3,586
USAA $2,876

Round Rock, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Round Rock, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Round Rock companies based on commute time.

Annual Car Insurance Rates by Commute Length in Round Rock, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,425 $4,425
GEICO $2,939 $3,046
Nationwide $2,784 $2,784
Progressive $3,573 $3,573
State Farm $2,963 $2,963
USAA $2,181 $2,236

Round Rock, TX Cheapest Car Insurance Rates

How do the top Round Rock, Texas car insurance companies’ average rates stack up against the Round Rock average monthly car insurance rates of $290? Take a look and see.

Best Annual Car Insurance Rates by Company in Round Rock, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Round Rock, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Round Rock, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Round Rock, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,425
GEICO $2,992
Nationwide $2,784
Progressive $3,573
State Farm $2,963
USAA $2,209

Other Factors Affecting Round Rock, TX Car Insurance Rates

Before you buy Round Rock, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Round Rock, TX Car Theft Rates

The car theft rate in Round Rock, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Round Rock, Texas is 58 stolen cars.

Round Rock, TX Commute Time

How does your Round Rock, TX commute time compare with the average driver? In Round Rock, the average commute is 26.0 minutes.

Round Rock, TX Car Insurance Quotes

Compare Round Rock, TX car insurance quotes from multiple companies by entering your ZIP code now.