Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Saint Jo after a DUI is GEICO
  • Average car insurance rates in Saint Jo, TX are $302/month
  • The cheapest car insurance company in Saint Jo for teen drivers is USAA

Average car insurance rates in Saint Jo, Texas are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Saint Jo, TX. Before you buy Saint Jo, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Saint Jo car insurance rates with Fort Worth car insurance rates, Corpus Christi car insurance rates, or Arlington car insurance rates to make sure you’re getting the best Saint Jo, TX car insurance quotes available.

Need affordable Saint Jo, TX car insurance? Enter your ZIP code to compare Saint Jo car insurance quotes from multiple car insurance companies near you.

Saint Jo, TX Minimum Car Insurance Coverage

Saint Jo, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Saint Jo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Saint Jo, TX Car Insurance Rates by Coverage Level

Some Saint Jo drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Saint Jo, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Saint Jo, Texas

Insurance Company Low Medium High
Allstate $5,051 $5,136 $5,372
American Family $4,075 $4,175 $4,599
GEICO $2,892 $3,002 $3,220
Nationwide $4,246 $3,753 $3,768
Progressive $3,894 $4,045 $4,242
State Farm $2,476 $2,592 $2,727
USAA $2,215 $2,278 $2,366

Saint Jo, TX Car Insurance Rates by Age, Gender, and Marital Status

Saint Jo, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Saint Jo, TX car insurance, get quotes from multiple car insurance companies in the Saint Jo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Jo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,363 $3,390 $3,323 $3,323 $8,891 $10,724 $4,155 $4,321
American Family $2,821 $3,094 $2,478 $2,800 $6,396 $8,453 $3,848 $4,373
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,159 $2,059 $1,928 $1,961 $9,069 $10,127 $2,565 $2,616
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

Saint Jo, TX Car Insurance Rates for Teens

How much is Saint Jo, Texas car insurance for teens? Compare rates from top Saint Jo car insurance companies below to help find the cheapest teen car insurance in Saint Jo, TX.

Annual Car Insurance Rates for Teen Drivers in Saint Jo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,891 $10,724
American Family $6,396 $8,453
GEICO $4,903 $5,122
Nationwide $6,987 $8,998
Progressive $9,069 $10,127
State Farm $4,319 $5,493
USAA $4,080 $4,452

Saint Jo, TX Car Insurance Rates for Seniors

Before seniors buy Saint Jo, Texas car insurance, they should make sure to shop around. Some Saint Jo, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Saint Jo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,323 $3,323
American Family $2,478 $2,800
GEICO $2,176 $2,446
Nationwide $2,158 $2,290
Progressive $1,928 $1,961
State Farm $1,629 $1,629
USAA $1,394 $1,386

Saint Jo, TX Car Insurance Rates by Credit History

How does your credit history affect Saint Jo, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Saint Jo, Texas

Insurance Company Poor Fair Good
Allstate $6,607 $4,825 $4,127
American Family $6,039 $3,643 $3,166
GEICO $4,680 $2,657 $1,777
Nationwide $4,708 $3,777 $3,283
Progressive $4,563 $3,952 $3,666
State Farm $3,680 $2,290 $1,825
USAA $3,364 $1,938 $1,557

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Saint Jo, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Saint Jo, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Saint Jo.

Annual Saint Jo, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,019 $6,228 $6,480 $4,019
American Family $3,929 $4,935 $4,338 $3,929
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,545 $4,577 $4,133 $3,987
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,708 $2,512 $2,965 $1,960

Saint Jo, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Saint Jo, TX car insurance rates. Compare rates below to see which Saint Jo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Saint Jo, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,480
American Family $4,338
GEICO $2,858
Nationwide $5,059
Progressive $4,133
State Farm $3,111
USAA $2,965

Saint Jo, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Saint Jo, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Saint Jo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Saint Jo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,311
American Family $4,283 $4,283
GEICO $2,980 $3,096
Nationwide $3,922 $3,922
Progressive $4,061 $4,061
State Farm $2,598 $2,598
USAA $2,258 $2,315

Saint Jo, TX Cheapest Car Insurance Rates

How do the top Saint Jo, Texas car insurance companies’ average rates stack up against the Saint Jo average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Saint Jo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Saint Jo, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Saint Jo, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Saint Jo, Texas

Insurance Company Average Annual Rates
Allstate $5,186
American Family $4,283
GEICO $3,038
Nationwide $3,922
Progressive $4,061
State Farm $2,598
USAA $2,286

Saint Jo, TX Car Insurance Quotes

Compare Saint Jo, TX car insurance quotes from multiple companies by entering your ZIP code now.