Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Sheppard AFB for teen drivers is USAA
  • Average car insurance rates in Sheppard AFB, TX are $279/month
  • Average car insurance rates in Sheppard AFB, TX for senior drivers are $2,044/year

Average car insurance rates in Sheppard AFB, Texas are $279 a month. But with a little research you can get a great deal from the top car insurance companies in Sheppard AFB, TX. Before you buy Sheppard AFB, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Sheppard AFB car insurance rates with Austin car insurance rates, El Paso car insurance rates, or Laredo car insurance rates to make sure you’re getting the best Sheppard AFB, TX car insurance quotes available.

Need affordable Sheppard AFB, TX car insurance? Enter your ZIP code to compare Sheppard AFB car insurance quotes from multiple car insurance companies near you.

Sheppard AFB, TX Minimum Car Insurance Coverage

Sheppard AFB, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sheppard AFB, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Sheppard AFB, TX Car Insurance Rates by Coverage Level

Some Sheppard AFB drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Sheppard AFB, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sheppard AFB, Texas

Insurance Company Low Medium High
Allstate $4,883 $4,941 $5,104
American Family $4,039 $4,138 $4,552
GEICO $2,421 $2,507 $2,665
Nationwide $4,015 $3,550 $3,563
Progressive $3,433 $3,559 $3,729
State Farm $2,405 $2,527 $2,668
USAA $1,835 $1,885 $1,954

Sheppard AFB, TX Car Insurance Rates by Age, Gender, and Marital Status

Sheppard AFB, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sheppard AFB, TX car insurance, get quotes from multiple car insurance companies in the Sheppard AFB area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sheppard AFB, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,191 $3,221 $3,150 $3,150 $8,595 $10,392 $3,969 $4,140
American Family $2,795 $3,066 $2,457 $2,777 $6,340 $8,366 $3,814 $4,330
GEICO $1,918 $2,047 $1,815 $2,020 $4,055 $4,230 $2,072 $2,088
Nationwide $2,332 $2,376 $2,056 $2,183 $6,565 $8,462 $2,734 $2,965
Progressive $1,960 $1,881 $1,739 $1,777 $7,813 $8,718 $2,324 $2,378
State Farm $1,772 $1,772 $1,578 $1,578 $4,245 $5,412 $1,926 $1,986
USAA $1,229 $1,242 $1,169 $1,169 $3,310 $3,624 $1,629 $1,760

Sheppard AFB, TX Car Insurance Rates for Teens

How much is Sheppard AFB, Texas car insurance for teens? Compare rates from top Sheppard AFB car insurance companies below to help find the cheapest teen car insurance in Sheppard AFB, TX.

Annual Car Insurance Rates for Teen Drivers in Sheppard AFB, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,595 $10,392
American Family $6,340 $8,366
GEICO $4,055 $4,230
Nationwide $6,565 $8,462
Progressive $7,813 $8,718
State Farm $4,245 $5,412
USAA $3,310 $3,624

Sheppard AFB, TX Car Insurance Rates for Seniors

Before seniors buy Sheppard AFB, Texas car insurance, they should make sure to shop around. Some Sheppard AFB, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sheppard AFB, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,150
American Family $2,457 $2,777
GEICO $1,815 $2,020
Nationwide $2,056 $2,183
Progressive $1,739 $1,777
State Farm $1,578 $1,578
USAA $1,169 $1,169

Sheppard AFB, TX Car Insurance Rates by Credit History

How does your credit history affect Sheppard AFB, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sheppard AFB, Texas

Insurance Company Poor Fair Good
Allstate $6,320 $4,638 $3,970
American Family $5,979 $3,614 $3,137
GEICO $3,879 $2,218 $1,496
Nationwide $4,451 $3,569 $3,106
Progressive $4,040 $3,471 $3,210
State Farm $3,585 $2,234 $1,781
USAA $2,786 $1,601 $1,287

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Sheppard AFB, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sheppard AFB, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sheppard AFB.

Annual Sheppard AFB, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,846 $5,969 $6,243 $3,846
American Family $3,891 $4,892 $4,299 $3,891
GEICO $2,155 $2,805 $2,393 $2,769
Nationwide $3,210 $3,210 $4,783 $3,633
Progressive $3,128 $3,998 $3,648 $3,520
State Farm $2,251 $2,582 $3,050 $2,251
USAA $1,423 $2,075 $2,438 $1,630

Sheppard AFB, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Sheppard AFB, TX car insurance rates. Compare rates below to see which Sheppard AFB car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sheppard AFB, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,243
American Family $4,299
GEICO $2,393
Nationwide $4,783
Progressive $3,648
State Farm $3,050
USAA $2,438

Sheppard AFB, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sheppard AFB, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Sheppard AFB companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sheppard AFB, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,858 $5,094
American Family $4,243 $4,243
GEICO $2,482 $2,580
Nationwide $3,709 $3,709
Progressive $3,574 $3,574
State Farm $2,534 $2,534
USAA $1,868 $1,915

Sheppard AFB, TX Cheapest Car Insurance Rates

How do the top Sheppard AFB, Texas car insurance companies’ average rates stack up against the Sheppard AFB average monthly car insurance rates of $279? Take a look and see.

Best Annual Car Insurance Rates by Company in Sheppard AFB, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Sheppard AFB, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sheppard AFB, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sheppard AFB, Texas

Insurance Company Average Annual Rates
Allstate $4,976
American Family $4,243
GEICO $2,531
Nationwide $3,709
Progressive $3,574
State Farm $2,534
USAA $1,891

Sheppard AFB, TX Car Insurance Quotes

Compare Sheppard AFB, TX car insurance quotes from multiple companies by entering your ZIP code now.