Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Sulphur Springs after a DUI is GEICO
  • Average car insurance rates in Sulphur Springs, TX for senior drivers are $2,134/year
  • Average car insurance rates in Sulphur Springs, TX are $290/month

Average car insurance rates in Sulphur Springs, Texas are $290 a month. But with a little research you can get a great deal from the top car insurance companies in Sulphur Springs, TX. Before you buy Sulphur Springs, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Sulphur Springs car insurance rates with El Paso car insurance rates, Laredo car insurance rates, or Houston car insurance rates to make sure you’re getting the best Sulphur Springs, TX car insurance quotes available.

Need affordable Sulphur Springs, TX car insurance? Enter your ZIP code to compare Sulphur Springs car insurance quotes from multiple car insurance companies near you.

Sulphur Springs, TX Minimum Car Insurance Coverage

Sulphur Springs, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sulphur Springs, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Sulphur Springs, TX Car Insurance Rates by Coverage Level

Some Sulphur Springs drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Sulphur Springs, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sulphur Springs, Texas

Insurance Company Low Medium High
Allstate $5,129 $5,205 $5,419
American Family $3,480 $3,600 $4,133
GEICO $2,841 $2,949 $3,158
Nationwide $3,542 $3,144 $3,163
Progressive $3,969 $4,152 $4,401
State Farm $2,518 $2,641 $2,790
USAA $2,245 $2,309 $2,398

Sulphur Springs, TX Car Insurance Rates by Age, Gender, and Marital Status

Sulphur Springs, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sulphur Springs, TX car insurance, get quotes from multiple car insurance companies in the Sulphur Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sulphur Springs, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,421 $3,458 $3,380 $3,380 $8,929 $10,791 $4,231 $4,418
American Family $2,255 $2,502 $2,119 $2,416 $5,933 $7,783 $3,221 $3,674
GEICO $2,260 $2,415 $2,156 $2,404 $4,772 $4,977 $2,434 $2,443
Nationwide $2,088 $2,125 $1,850 $1,958 $5,768 $7,405 $2,438 $2,636
Progressive $2,273 $2,163 $2,018 $2,064 $9,241 $10,248 $2,679 $2,704
State Farm $1,862 $1,862 $1,655 $1,655 $4,423 $5,632 $2,022 $2,087
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Sulphur Springs, TX Car Insurance Rates for Teens

How much is Sulphur Springs, Texas car insurance for teens? Compare rates from top Sulphur Springs car insurance companies below to help find the cheapest teen car insurance in Sulphur Springs, TX.

Annual Car Insurance Rates for Teen Drivers in Sulphur Springs, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,929 $10,791
American Family $5,933 $7,783
GEICO $4,772 $4,977
Nationwide $5,768 $7,405
Progressive $9,241 $10,248
State Farm $4,423 $5,632
USAA $4,127 $4,506

Sulphur Springs, TX Car Insurance Rates for Seniors

Before seniors buy Sulphur Springs, Texas car insurance, they should make sure to shop around. Some Sulphur Springs, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sulphur Springs, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,380 $3,380
American Family $2,119 $2,416
GEICO $2,156 $2,404
Nationwide $1,850 $1,958
Progressive $2,018 $2,064
State Farm $1,655 $1,655
USAA $1,415 $1,408

Sulphur Springs, TX Car Insurance Rates by Credit History

How does your credit history affect Sulphur Springs, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sulphur Springs, Texas

Insurance Company Poor Fair Good
Allstate $6,679 $4,891 $4,183
American Family $5,149 $3,230 $2,836
GEICO $4,593 $2,609 $1,746
Nationwide $3,938 $3,161 $2,751
Progressive $4,707 $4,057 $3,757
State Farm $3,752 $2,336 $1,861
USAA $3,413 $1,963 $1,577

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Sulphur Springs, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sulphur Springs, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sulphur Springs.

Annual Sulphur Springs, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $6,262 $6,533 $4,105
American Family $3,414 $4,324 $3,800 $3,414
GEICO $2,534 $3,310 $2,817 $3,268
Nationwide $2,853 $2,853 $4,209 $3,218
Progressive $3,646 $4,688 $4,252 $4,109
State Farm $2,359 $2,700 $3,181 $2,359
USAA $1,733 $2,547 $3,003 $1,988

Sulphur Springs, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Sulphur Springs, TX car insurance rates. Compare rates below to see which Sulphur Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sulphur Springs, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,533
American Family $3,800
GEICO $2,817
Nationwide $4,209
Progressive $4,252
State Farm $3,181
USAA $3,003

Sulphur Springs, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sulphur Springs, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Sulphur Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sulphur Springs, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,130 $5,372
American Family $3,738 $3,738
GEICO $2,925 $3,040
Nationwide $3,283 $3,283
Progressive $4,174 $4,174
State Farm $2,650 $2,650
USAA $2,288 $2,347

Sulphur Springs, TX Cheapest Car Insurance Rates

How do the top Sulphur Springs, Texas car insurance companies’ average rates stack up against the Sulphur Springs average monthly car insurance rates of $290? Take a look and see.

Best Annual Car Insurance Rates by Company in Sulphur Springs, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Sulphur Springs, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sulphur Springs, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sulphur Springs, Texas

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,738
GEICO $2,983
Nationwide $3,283
Progressive $4,174
State Farm $2,650
USAA $2,318

Other Factors Affecting Sulphur Springs, TX Car Insurance Rates

Before you buy Sulphur Springs, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sulphur Springs, TX Car Theft Rates

The car theft rate in Sulphur Springs, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Sulphur Springs, Texas is 26 stolen cars.

Sulphur Springs, TX Commute Time

How does your Sulphur Springs, TX commute time compare with the average driver? In Sulphur Springs, the average commute is 17.3 minutes.

Sulphur Springs, TX Car Insurance Quotes

Compare Sulphur Springs, TX car insurance quotes from multiple companies by entering your ZIP code now.