Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Wildwood, FL for senior drivers are $2,350/year
  • The cheapest car insurance company in Wildwood for teen drivers is GEICO
  • Average car insurance rates in Wildwood, FL are $322/month

Average car insurance rates in Wildwood, Florida are $322 a month. But with a little research you can get a great deal from the top car insurance companies in Wildwood, FL. Before you buy Wildwood, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Wildwood car insurance rates with St. Petersburg car insurance rates, Tampa car insurance rates, or Port St. Lucie car insurance rates to make sure you’re getting the best Wildwood, FL car insurance quotes available.

Need affordable Wildwood, FL car insurance? Enter your ZIP code to compare Wildwood car insurance quotes from multiple car insurance companies near you.

Wildwood, FL Minimum Car Insurance Coverage

Wildwood, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wildwood, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Wildwood, FL Car Insurance Rates by Coverage Level

Some Wildwood drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Wildwood, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wildwood, Florida

Insurance Company Low Medium High
Allstate $4,399 $6,076 $6,828
GEICO $2,470 $3,164 $3,524
Liberty Mutual $4,315 $4,732 $4,954
Nationwide $2,844 $3,753 $4,230
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

Wildwood, FL Car Insurance Rates by Age, Gender, and Marital Status

Wildwood, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wildwood, FL car insurance, get quotes from multiple car insurance companies in the Wildwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wildwood, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,429 $3,111 $3,182 $12,226 $13,397 $3,591 $3,670
GEICO $2,430 $2,439 $2,277 $2,277 $4,289 $5,341 $2,669 $2,700
Liberty Mutual $3,248 $3,248 $2,980 $2,980 $6,803 $10,450 $3,248 $4,384
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Wildwood, FL Car Insurance Rates for Teens

How much is Wildwood, Florida car insurance for teens? Compare rates from top Wildwood car insurance companies below to help find the cheapest teen car insurance in Wildwood, FL.

Annual Car Insurance Rates for Teen Drivers in Wildwood, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,226 $13,397
GEICO $4,289 $5,341
Liberty Mutual $6,803 $10,450
Nationwide $6,046 $7,427
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,625 $5,382

Wildwood, FL Car Insurance Rates for Seniors

Before seniors buy Wildwood, Florida car insurance, they should make sure to shop around. Some Wildwood, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wildwood, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,111 $3,182
GEICO $2,277 $2,277
Liberty Mutual $2,980 $2,980
Nationwide $2,279 $2,355
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,264 $1,254

Wildwood, FL Car Insurance Rates by Credit History

How does your credit history affect Wildwood, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wildwood, Florida

Insurance Company Poor Fair Good
Allstate $8,042 $5,104 $4,158
GEICO $4,426 $2,696 $2,036
Liberty Mutual $5,999 $4,414 $3,588
Nationwide $4,512 $3,316 $2,999
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

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Wildwood, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wildwood, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wildwood.

Annual Wildwood, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,984 $5,936 $6,621 $5,530
GEICO $2,138 $2,722 $4,032 $3,318
Liberty Mutual $3,378 $4,372 $6,323 $4,596
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Wildwood, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Wildwood, FL car insurance rates. Compare rates below to see which Wildwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wildwood, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,621
GEICO $4,032
Liberty Mutual $6,323
Nationwide $4,539
Progressive $4,982
State Farm $2,499
USAA $3,348

Wildwood, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wildwood, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Wildwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wildwood, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,602 $5,934
GEICO $3,038 $3,067
Liberty Mutual $4,518 $4,817
Nationwide $3,609 $3,609
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,315 $2,368

Wildwood, FL Cheapest Car Insurance Rates

How do the top Wildwood, Florida car insurance companies’ average rates stack up against the Wildwood average monthly car insurance rates of $322? Take a look and see.

Best Annual Car Insurance Rates by Company in Wildwood, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Wildwood, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wildwood, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wildwood, Florida

Insurance Company Average Annual Rates
Allstate $5,768
GEICO $3,053
Liberty Mutual $4,667
Nationwide $3,609
Progressive $5,068
State Farm $2,499
USAA $2,342

Other Factors Affecting Wildwood, FL Car Insurance Rates

Before you buy Wildwood, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Wildwood, FL Car Theft Rates

The car theft rate in Wildwood, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Wildwood, Florida is 14 stolen cars.

Wildwood, FL Commute Time

How does your Wildwood, FL commute time compare with the average driver? In Wildwood, the average commute is 18.9 minutes.

Wildwood, FL Car Insurance Quotes

Compare Wildwood, FL car insurance quotes from multiple companies by entering your ZIP code now.