Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Belle Rive, IL are $268/month
  • The cheapest car insurance company in Belle Rive after a DUI is State Farm
  • Average car insurance rates in Belle Rive, IL for senior drivers are $1,852/year

Average car insurance rates in Belle Rive, Illinois are $268 a month. But with a little research you can get a great deal from the top car insurance companies in Belle Rive, IL. Before you buy Belle Rive, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Belle Rive car insurance rates with Champaign car insurance rates, Cicero car insurance rates, or Rockford car insurance rates to make sure you’re getting the best Belle Rive, IL car insurance quotes available.

Need affordable Belle Rive, IL car insurance? Enter your ZIP code to compare Belle Rive car insurance quotes from multiple car insurance companies near you.

Belle Rive, IL Minimum Car Insurance Coverage

Belle Rive, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Belle Rive, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Belle Rive, IL Car Insurance Rates by Coverage Level

Some Belle Rive drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Belle Rive, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Belle Rive, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $4,100 $4,203 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,060 $2,177 $2,308
Nationwide $3,399 $3,437 $3,393
Progressive $3,436 $3,738 $4,097
State Farm $2,104 $2,225 $2,336
Travelers $2,150 $2,307 $2,474
USAA $2,714 $2,905 $3,105

Belle Rive, IL Car Insurance Rates by Age, Gender, and Marital Status

Belle Rive, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Belle Rive, IL car insurance, get quotes from multiple car insurance companies in the Belle Rive area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belle Rive, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,337 $2,343 $2,076 $2,190 $9,799 $10,231 $2,662 $2,792
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,389 $1,503 $1,156 $1,294 $4,314 $4,804 $1,454 $1,540
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,268 $2,166 $1,869 $1,953 $7,619 $8,576 $2,702 $2,902
State Farm $1,435 $1,435 $1,269 $1,269 $3,914 $4,993 $1,617 $1,841
Travelers $1,496 $1,583 $1,354 $1,446 $4,144 $5,199 $1,587 $1,673
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

Belle Rive, IL Car Insurance Rates for Teens

How much is Belle Rive, Illinois car insurance for teens? Compare rates from top Belle Rive car insurance companies below to help find the cheapest teen car insurance in Belle Rive, IL.

Annual Car Insurance Rates for Teen Drivers in Belle Rive, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,799 $10,231
GEICO $5,690 $6,014
Liberty Mutual $4,314 $4,804
Nationwide $5,974 $7,701
Progressive $7,619 $8,576
State Farm $3,914 $4,993
Travelers $4,144 $5,199
USAA $5,614 $6,192

Belle Rive, IL Car Insurance Rates for Seniors

Before seniors buy Belle Rive, Illinois car insurance, they should make sure to shop around. Some Belle Rive, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Belle Rive, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,076 $2,190
GEICO $1,757 $2,095
Liberty Mutual $1,156 $1,294
Nationwide $1,920 $2,041
Progressive $1,869 $1,953
State Farm $1,269 $1,269
Travelers $1,354 $1,446
USAA $1,606 $1,582

Belle Rive, IL Car Insurance Rates by Credit History

How does your credit history affect Belle Rive, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Belle Rive, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,897 $4,106 $3,908
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,091 $1,920 $1,534
Nationwide $4,078 $3,280 $2,871
Progressive $4,305 $3,628 $3,338
State Farm $3,231 $1,934 $1,500
Travelers $2,832 $2,256 $1,843
USAA $3,874 $2,660 $2,191

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Belle Rive, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Belle Rive, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Belle Rive.

Annual Belle Rive, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,641 $4,679 $4,563 $4,331
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,827 $2,566 $2,268 $2,066
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,107 $4,551 $3,439 $3,931
State Farm $2,044 $2,400 $2,222 $2,222
Travelers $1,839 $2,397 $2,699 $2,306
USAA $2,070 $2,980 $4,085 $2,497

Belle Rive, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Belle Rive, IL car insurance rates. Compare rates below to see which Belle Rive car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Belle Rive, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,563
GEICO $4,060
Liberty Mutual $2,268
Nationwide $4,198
Progressive $3,439
State Farm $2,222
Travelers $2,699
USAA $4,085

Belle Rive, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Belle Rive, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Belle Rive companies based on commute time.

Annual Car Insurance Rates by Commute Length in Belle Rive, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,304 $4,304
GEICO $2,920 $3,043
Liberty Mutual $2,182 $2,182
Nationwide $3,410 $3,410
Progressive $3,757 $3,757
State Farm $2,165 $2,279
Travelers $2,220 $2,400
USAA $2,826 $2,990

Belle Rive, IL Cheapest Car Insurance Rates

How do the top Belle Rive, Illinois car insurance companies’ average rates stack up against the Belle Rive average monthly car insurance rates of $268? Take a look and see.

Best Annual Car Insurance Rates by Company in Belle Rive, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Belle Rive, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Belle Rive, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Belle Rive, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,304
GEICO $2,982
Liberty Mutual $2,182
Nationwide $3,410
Progressive $3,757
State Farm $2,222
Travelers $2,310
USAA $2,908

Other Factors Affecting Belle Rive, IL Car Insurance Rates

Before you buy Belle Rive, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Belle Rive, IL Commute Time

How does your Belle Rive, IL commute time compare with the average driver? In Belle Rive, the average commute is 18.7 minutes.

Belle Rive, IL Car Insurance Quotes

Compare Belle Rive, IL car insurance quotes from multiple companies by entering your ZIP code now.