Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in East Alton for teen drivers is State Farm
  • The cheapest car insurance company in East Alton after a DUI is State Farm
  • Average car insurance rates in East Alton, IL for senior drivers are $2,155/year

Average car insurance rates in East Alton, Illinois are $315 a month. But with a little research you can get a great deal from the top car insurance companies in East Alton, IL. Before you buy East Alton, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare East Alton car insurance rates with Springfield car insurance rates, Aurora car insurance rates, or Peoria car insurance rates to make sure you’re getting the best East Alton, IL car insurance quotes available.

Need affordable East Alton, IL car insurance? Enter your ZIP code to compare East Alton car insurance quotes from multiple car insurance companies near you.

East Alton, IL Minimum Car Insurance Coverage

East Alton, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in East Alton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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East Alton, IL Car Insurance Rates by Coverage Level

Some East Alton drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your East Alton, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in East Alton, Illinois

Insurance Company Low Medium High
Allstate $5,570 $5,814 $6,080
American Family $4,115 $4,435 $4,286
Farmers $4,931 $5,079 $5,663
GEICO $2,744 $3,020 $3,345
Liberty Mutual $2,584 $2,783 $3,016
Nationwide $4,802 $4,904 $4,862
Progressive $3,584 $3,946 $4,376
State Farm $2,246 $2,401 $2,546
Travelers $2,403 $2,574 $2,756
USAA $2,704 $2,892 $3,089

East Alton, IL Car Insurance Rates by Age, Gender, and Marital Status

East Alton, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Alton, IL car insurance, get quotes from multiple car insurance companies in the East Alton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Alton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,709 $3,728 $3,886 $3,886 $9,661 $12,444 $4,452 $4,801
American Family $2,659 $2,659 $2,434 $2,434 $7,523 $10,435 $2,659 $3,428
Farmers $2,745 $2,752 $2,427 $2,577 $12,190 $12,739 $3,122 $3,246
GEICO $1,856 $1,894 $1,798 $2,194 $5,866 $6,121 $2,339 $2,224
Liberty Mutual $1,767 $1,913 $1,507 $1,689 $5,597 $6,203 $1,808 $1,873
Nationwide $3,038 $3,090 $2,689 $2,854 $8,630 $11,109 $3,566 $3,873
Progressive $2,287 $2,149 $1,886 $1,987 $8,392 $9,413 $2,713 $2,922
State Farm $1,442 $1,442 $1,301 $1,301 $4,498 $5,690 $1,633 $1,874
Travelers $1,606 $1,695 $1,476 $1,573 $4,762 $6,017 $1,700 $1,791
USAA $1,729 $1,765 $1,607 $1,590 $5,546 $6,126 $2,281 $2,517

East Alton, IL Car Insurance Rates for Teens

How much is East Alton, Illinois car insurance for teens? Compare rates from top East Alton car insurance companies below to help find the cheapest teen car insurance in East Alton, IL.

Annual Car Insurance Rates for Teen Drivers in East Alton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,661 $12,444
American Family $7,523 $10,435
Farmers $12,190 $12,739
GEICO $5,866 $6,121
Liberty Mutual $5,597 $6,203
Nationwide $8,630 $11,109
Progressive $8,392 $9,413
State Farm $4,498 $5,690
Travelers $4,762 $6,017
USAA $5,546 $6,126

East Alton, IL Car Insurance Rates for Seniors

Before seniors buy East Alton, Illinois car insurance, they should make sure to shop around. Some East Alton, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in East Alton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,886 $3,886
American Family $2,434 $2,434
Farmers $2,427 $2,577
GEICO $1,798 $2,194
Liberty Mutual $1,507 $1,689
Nationwide $2,689 $2,854
Progressive $1,886 $1,987
State Farm $1,301 $1,301
Travelers $1,476 $1,573
USAA $1,607 $1,590

East Alton, IL Car Insurance Rates by Credit History

How does your credit history affect East Alton, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in East Alton, Illinois

Insurance Company Poor Fair Good
Allstate $7,441 $5,339 $4,683
American Family $5,693 $3,872 $3,272
Farmers $5,924 $4,996 $4,754
GEICO $4,885 $2,376 $1,848
Liberty Mutual $3,969 $2,462 $1,953
Nationwide $5,817 $4,675 $4,076
Progressive $4,524 $3,837 $3,545
State Farm $3,484 $2,088 $1,621
Travelers $3,139 $2,537 $2,057
USAA $3,860 $2,646 $2,179

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East Alton, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your East Alton, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Alton.

Annual East Alton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,123 $7,138 $6,565 $5,459
American Family $3,150 $4,449 $5,943 $3,573
Farmers $4,416 $5,698 $5,557 $5,229
GEICO $2,188 $3,088 $4,134 $2,736
Liberty Mutual $2,321 $3,312 $2,900 $2,645
Nationwide $3,886 $5,070 $5,985 $4,483
Progressive $3,263 $4,863 $3,622 $4,127
State Farm $2,181 $2,614 $2,398 $2,398
Travelers $2,045 $2,687 $3,010 $2,568
USAA $2,065 $2,963 $4,063 $2,490

East Alton, IL Car Insurance Rates With a DUI

Even a single DUI can increase your East Alton, IL car insurance rates. Compare rates below to see which East Alton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in East Alton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,565
American Family $5,943
Farmers $5,557
GEICO $4,134
Liberty Mutual $2,900
Nationwide $5,985
Progressive $3,622
State Farm $2,398
Travelers $3,010
USAA $4,063

East Alton, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your East Alton, IL car insurance rates may be. Let’s take a look at average car insurance rates from top East Alton companies based on commute time.

Annual Car Insurance Rates by Commute Length in East Alton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,821 $5,821
American Family $4,224 $4,334
Farmers $5,225 $5,225
GEICO $2,980 $3,093
Liberty Mutual $2,795 $2,795
Nationwide $4,856 $4,856
Progressive $3,969 $3,969
State Farm $2,337 $2,458
Travelers $2,476 $2,679
USAA $2,814 $2,977

East Alton, IL Cheapest Car Insurance Rates

How do the top East Alton, Illinois car insurance companies’ average rates stack up against the East Alton average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in East Alton, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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East Alton, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top East Alton, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in East Alton, Illinois

Insurance Company Average Annual Rates
Allstate $5,821
American Family $4,279
Farmers $5,225
GEICO $3,036
Liberty Mutual $2,795
Nationwide $4,856
Progressive $3,969
State Farm $2,398
Travelers $2,578
USAA $2,895

Other Factors Affecting East Alton, IL Car Insurance Rates

Before you buy East Alton, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

East Alton, IL Commute Time

How does your East Alton, IL commute time compare with the average driver? In East Alton, the average commute is 19.2 minutes.

East Alton, IL Car Insurance Quotes

Compare East Alton, IL car insurance quotes from multiple companies by entering your ZIP code now.