Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Elk Grove Village for teen drivers is Nationwide
  • Average car insurance rates in Elk Grove Village, IL for senior drivers are $1,850/year
  • Average car insurance rates in Elk Grove Village, IL are $276/month

Average car insurance rates in Elk Grove Village, Illinois are $276 a month. But with a little research you can get a great deal from the top car insurance companies in Elk Grove Village, IL. Before you buy Elk Grove Village, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Elk Grove Village car insurance rates with Joliet car insurance rates, Peoria car insurance rates, or Cicero car insurance rates to make sure you’re getting the best Elk Grove Village, IL car insurance quotes available.

Need affordable Elk Grove Village, IL car insurance? Enter your ZIP code to compare Elk Grove Village car insurance quotes from multiple car insurance companies near you.

Elk Grove Village, IL Minimum Car Insurance Coverage

Elk Grove Village, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Elk Grove Village, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Elk Grove Village, IL Car Insurance Rates by Coverage Level

Some Elk Grove Village drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Elk Grove Village, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Elk Grove Village, Illinois

Insurance Company Low Medium High
Allstate $5,313 $5,474 $5,650
American Family $3,600 $3,904 $3,793
Farmers $4,632 $4,767 $5,300
GEICO $2,579 $2,860 $3,141
Liberty Mutual $2,131 $2,253 $2,388
Nationwide $2,470 $2,547 $2,545
Progressive $3,395 $3,716 $4,077
State Farm $2,290 $2,456 $2,607
Travelers $2,369 $2,533 $2,706
USAA $2,434 $2,609 $2,791

Elk Grove Village, IL Car Insurance Rates by Age, Gender, and Marital Status

Elk Grove Village, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Elk Grove Village, IL car insurance, get quotes from multiple car insurance companies in the Elk Grove Village area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Grove Village, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,457 $3,473 $3,626 $3,626 $9,129 $11,863 $4,160 $4,498
American Family $2,314 $2,314 $2,127 $2,127 $6,705 $9,232 $2,314 $2,992
Farmers $2,540 $2,540 $2,242 $2,381 $11,530 $12,047 $2,902 $3,017
GEICO $1,687 $1,737 $1,649 $1,854 $5,939 $6,105 $1,921 $1,988
Liberty Mutual $1,344 $1,446 $1,114 $1,243 $4,755 $5,283 $1,403 $1,472
Nationwide $1,621 $1,643 $1,453 $1,530 $4,397 $5,605 $1,884 $2,031
Progressive $2,103 $1,965 $1,744 $1,826 $8,016 $8,977 $2,502 $2,700
State Farm $1,450 $1,450 $1,317 $1,317 $4,656 $5,876 $1,645 $1,896
Travelers $1,553 $1,635 $1,442 $1,533 $4,745 $6,013 $1,640 $1,725
USAA $1,545 $1,563 $1,438 $1,406 $5,090 $5,598 $2,032 $2,216

Elk Grove Village, IL Car Insurance Rates for Teens

How much is Elk Grove Village, Illinois car insurance for teens? Compare rates from top Elk Grove Village car insurance companies below to help find the cheapest teen car insurance in Elk Grove Village, IL.

Annual Car Insurance Rates for Teen Drivers in Elk Grove Village, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,129 $11,863
American Family $6,705 $9,232
Farmers $11,530 $12,047
GEICO $5,939 $6,105
Liberty Mutual $4,755 $5,283
Nationwide $4,397 $5,605
Progressive $8,016 $8,977
State Farm $4,656 $5,876
Travelers $4,745 $6,013
USAA $5,090 $5,598

Elk Grove Village, IL Car Insurance Rates for Seniors

Before seniors buy Elk Grove Village, Illinois car insurance, they should make sure to shop around. Some Elk Grove Village, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Elk Grove Village, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,626 $3,626
American Family $2,127 $2,127
Farmers $2,242 $2,381
GEICO $1,649 $1,854
Liberty Mutual $1,114 $1,243
Nationwide $1,453 $1,530
Progressive $1,744 $1,826
State Farm $1,317 $1,317
Travelers $1,442 $1,533
USAA $1,438 $1,406

Elk Grove Village, IL Car Insurance Rates by Credit History

How does your credit history affect Elk Grove Village, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Elk Grove Village, Illinois

Insurance Company Poor Fair Good
Allstate $6,967 $5,050 $4,420
American Family $4,991 $3,414 $2,892
Farmers $5,542 $4,694 $4,464
GEICO $4,595 $2,241 $1,745
Liberty Mutual $3,180 $2,001 $1,591
Nationwide $3,000 $2,432 $2,130
Progressive $4,230 $3,611 $3,347
State Farm $3,561 $2,135 $1,657
Travelers $3,077 $2,506 $2,025
USAA $3,470 $2,391 $1,973

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Elk Grove Village, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Elk Grove Village, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Elk Grove Village.

Annual Elk Grove Village, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,861 $6,686 $6,236 $5,133
American Family $2,768 $3,930 $5,226 $3,138
Farmers $4,133 $5,349 $5,215 $4,903
GEICO $1,936 $3,080 $4,147 $2,277
Liberty Mutual $1,875 $2,680 $2,344 $2,131
Nationwide $2,047 $2,625 $3,070 $2,339
Progressive $3,062 $4,592 $3,398 $3,864
State Farm $2,221 $2,681 $2,451 $2,451
Travelers $2,013 $2,651 $2,955 $2,524
USAA $1,857 $2,681 $3,665 $2,241

Elk Grove Village, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Elk Grove Village, IL car insurance rates. Compare rates below to see which Elk Grove Village car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Elk Grove Village, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,236
American Family $5,226
Farmers $5,215
GEICO $4,147
Liberty Mutual $2,344
Nationwide $3,070
Progressive $3,398
State Farm $2,451
Travelers $2,955
USAA $3,665

Elk Grove Village, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Elk Grove Village, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Elk Grove Village companies based on commute time.

Annual Car Insurance Rates by Commute Length in Elk Grove Village, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,479 $5,479
American Family $3,718 $3,813
Farmers $4,900 $4,900
GEICO $2,813 $2,907
Liberty Mutual $2,257 $2,257
Nationwide $2,521 $2,521
Progressive $3,729 $3,729
State Farm $2,389 $2,513
Travelers $2,436 $2,635
USAA $2,538 $2,684

Elk Grove Village, IL Cheapest Car Insurance Rates

How do the top Elk Grove Village, Illinois car insurance companies’ average rates stack up against the Elk Grove Village average monthly car insurance rates of $276? Take a look and see.

Best Annual Car Insurance Rates by Company in Elk Grove Village, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Elk Grove Village, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Elk Grove Village, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Elk Grove Village, Illinois

Insurance Company Average Annual Rates
Allstate $5,479
American Family $3,766
Farmers $4,900
GEICO $2,860
Liberty Mutual $2,257
Nationwide $2,521
Progressive $3,729
State Farm $2,451
Travelers $2,536
USAA $2,611

Other Factors Affecting Elk Grove Village, IL Car Insurance Rates

Before you buy Elk Grove Village, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Elk Grove Village, IL Commute Time

How does your Elk Grove Village, IL commute time compare with the average driver? In Elk Grove Village, the average commute is 27.0 minutes.

Elk Grove Village, IL Car Insurance Quotes

Compare Elk Grove Village, IL car insurance quotes from multiple companies by entering your ZIP code now.