Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Gilman after a DUI is State Farm
  • The cheapest car insurance company in Gilman for teen drivers is State Farm
  • Average car insurance rates in Gilman, IL are $258/month

Average car insurance rates in Gilman, Illinois are $258 a month. But with a little research you can get a great deal from the top car insurance companies in Gilman, IL. Before you buy Gilman, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Gilman car insurance rates with Champaign car insurance rates, Peoria car insurance rates, or Cicero car insurance rates to make sure you’re getting the best Gilman, IL car insurance quotes available.

Need affordable Gilman, IL car insurance? Enter your ZIP code to compare Gilman car insurance quotes from multiple car insurance companies near you.

Gilman, IL Minimum Car Insurance Coverage

Gilman, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gilman, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Gilman, IL Car Insurance Rates by Coverage Level

Some Gilman drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Gilman, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gilman, Illinois

Insurance Company Low Medium High
Allstate $5,144 $5,309 $5,489
American Family $3,482 $3,757 $3,633
Farmers $4,034 $4,141 $4,551
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,093 $2,215 $2,350
Nationwide $3,022 $3,060 $3,026
Progressive $2,841 $3,092 $3,400
State Farm $1,935 $2,043 $2,143
Travelers $2,087 $2,218 $2,354
USAA $2,681 $2,865 $3,059

Gilman, IL Car Insurance Rates by Age, Gender, and Marital Status

Gilman, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gilman, IL car insurance, get quotes from multiple car insurance companies in the Gilman area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilman, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,377 $3,524 $3,524 $8,830 $11,475 $4,045 $4,372
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,277 $2,278 $2,020 $2,137 $9,747 $10,162 $2,598 $2,717
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,481 $1,140 $1,275 $4,514 $5,024 $1,434 $1,513
Nationwide $1,925 $1,959 $1,711 $1,813 $5,345 $6,858 $2,246 $2,433
Progressive $1,829 $1,732 $1,505 $1,582 $6,468 $7,257 $2,173 $2,339
State Farm $1,293 $1,293 $1,152 $1,152 $3,656 $4,640 $1,461 $1,678
Travelers $1,436 $1,516 $1,300 $1,386 $4,003 $4,987 $1,523 $1,605
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Gilman, IL Car Insurance Rates for Teens

How much is Gilman, Illinois car insurance for teens? Compare rates from top Gilman car insurance companies below to help find the cheapest teen car insurance in Gilman, IL.

Annual Car Insurance Rates for Teen Drivers in Gilman, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,475
American Family $6,391 $8,844
Farmers $9,747 $10,162
GEICO $4,375 $4,641
Liberty Mutual $4,514 $5,024
Nationwide $5,345 $6,858
Progressive $6,468 $7,257
State Farm $3,656 $4,640
Travelers $4,003 $4,987
USAA $5,442 $6,030

Gilman, IL Car Insurance Rates for Seniors

Before seniors buy Gilman, Illinois car insurance, they should make sure to shop around. Some Gilman, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gilman, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,524 $3,524
American Family $2,059 $2,059
Farmers $2,020 $2,137
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,711 $1,813
Progressive $1,505 $1,582
State Farm $1,152 $1,152
Travelers $1,300 $1,386
USAA $1,598 $1,592

Gilman, IL Car Insurance Rates by Credit History

How does your credit history affect Gilman, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gilman, Illinois

Insurance Company Poor Fair Good
Allstate $6,767 $4,892 $4,282
American Family $4,815 $3,281 $2,776
Farmers $4,822 $4,050 $3,854
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,137 $1,960 $1,562
Nationwide $3,624 $2,926 $2,559
Progressive $3,560 $3,004 $2,768
State Farm $2,967 $1,777 $1,378
Travelers $2,715 $2,172 $1,772
USAA $3,831 $2,620 $2,154

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Gilman, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gilman, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gilman.

Annual Gilman, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $6,485 $6,030 $4,982
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,583 $4,617 $4,503 $4,265
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,852 $2,621 $2,306 $2,099
Nationwide $2,445 $3,167 $3,724 $2,809
Progressive $2,569 $3,788 $2,843 $3,243
State Farm $1,868 $2,213 $2,041 $2,041
Travelers $1,772 $2,311 $2,576 $2,219
USAA $2,050 $2,931 $4,024 $2,468

Gilman, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Gilman, IL car insurance rates. Compare rates below to see which Gilman car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gilman, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,030
American Family $5,026
Farmers $4,503
GEICO $3,141
Liberty Mutual $2,306
Nationwide $3,724
Progressive $2,843
State Farm $2,041
Travelers $2,576
USAA $4,024

Gilman, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gilman, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Gilman companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gilman, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,314 $5,314
American Family $3,578 $3,670
Farmers $4,242 $4,242
GEICO $2,263 $2,351
Liberty Mutual $2,219 $2,219
Nationwide $3,036 $3,036
Progressive $3,111 $3,111
State Farm $1,989 $2,092
Travelers $2,134 $2,306
USAA $2,787 $2,949

Gilman, IL Cheapest Car Insurance Rates

How do the top Gilman, Illinois car insurance companies’ average rates stack up against the Gilman average monthly car insurance rates of $258? Take a look and see.

Best Annual Car Insurance Rates by Company in Gilman, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Gilman, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gilman, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gilman, Illinois

Insurance Company Average Annual Rates
Allstate $5,314
American Family $3,624
Farmers $4,242
GEICO $2,307
Liberty Mutual $2,219
Nationwide $3,036
Progressive $3,111
State Farm $2,041
Travelers $2,220
USAA $2,868

Other Factors Affecting Gilman, IL Car Insurance Rates

Before you buy Gilman, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gilman, IL Commute Time

How does your Gilman, IL commute time compare with the average driver? In Gilman, the average commute is 21.2 minutes.

Gilman, IL Car Insurance Quotes

Compare Gilman, IL car insurance quotes from multiple companies by entering your ZIP code now.