Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Homer Glen after a DUI is Liberty Mutual
  • Average car insurance rates in Homer Glen, IL for senior drivers are $1,907/year
  • Average car insurance rates in Homer Glen, IL are $285/month

Average car insurance rates in Homer Glen, Illinois are $285 a month. But with a little research you can get a great deal from the top car insurance companies in Homer Glen, IL. Before you buy Homer Glen, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Homer Glen car insurance rates with Elgin car insurance rates, Peoria car insurance rates, or Naperville car insurance rates to make sure you’re getting the best Homer Glen, IL car insurance quotes available.

Need affordable Homer Glen, IL car insurance? Enter your ZIP code to compare Homer Glen car insurance quotes from multiple car insurance companies near you.

Homer Glen, IL Minimum Car Insurance Coverage

Homer Glen, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Homer Glen, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Homer Glen, IL Car Insurance Rates by Coverage Level

Some Homer Glen drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Homer Glen, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Homer Glen, Illinois

Insurance Company Low Medium High
Allstate $5,186 $5,352 $5,534
American Family $3,658 $3,960 $3,840
Farmers $4,549 $4,676 $5,167
GEICO $2,879 $3,186 $3,509
Liberty Mutual $2,158 $2,293 $2,443
Nationwide $2,642 $2,694 $2,679
Progressive $3,499 $3,823 $4,211
State Farm $2,591 $2,765 $2,919
Travelers $2,447 $2,616 $2,796
USAA $2,603 $2,798 $3,002

Homer Glen, IL Car Insurance Rates by Age, Gender, and Marital Status

Homer Glen, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Homer Glen, IL car insurance, get quotes from multiple car insurance companies in the Homer Glen area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homer Glen, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,388 $3,403 $3,552 $3,552 $8,908 $11,575 $4,076 $4,406
American Family $2,350 $2,350 $2,159 $2,159 $6,791 $9,357 $2,350 $3,039
Farmers $2,511 $2,508 $2,219 $2,355 $11,216 $11,702 $2,873 $2,993
GEICO $1,844 $1,902 $1,807 $2,033 $6,693 $6,908 $2,134 $2,210
Liberty Mutual $1,373 $1,480 $1,139 $1,274 $4,821 $5,364 $1,432 $1,504
Nationwide $1,708 $1,734 $1,528 $1,611 $4,684 $5,974 $1,989 $2,145
Progressive $2,177 $2,034 $1,801 $1,894 $8,245 $9,231 $2,587 $2,787
State Farm $1,627 $1,627 $1,475 $1,475 $5,253 $6,624 $1,848 $2,139
Travelers $1,606 $1,691 $1,488 $1,583 $4,903 $6,207 $1,697 $1,785
USAA $1,646 $1,661 $1,533 $1,497 $5,500 $6,041 $2,169 $2,361

Homer Glen, IL Car Insurance Rates for Teens

How much is Homer Glen, Illinois car insurance for teens? Compare rates from top Homer Glen car insurance companies below to help find the cheapest teen car insurance in Homer Glen, IL.

Annual Car Insurance Rates for Teen Drivers in Homer Glen, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,908 $11,575
American Family $6,791 $9,357
Farmers $11,216 $11,702
GEICO $6,693 $6,908
Liberty Mutual $4,821 $5,364
Nationwide $4,684 $5,974
Progressive $8,245 $9,231
State Farm $5,253 $6,624
Travelers $4,903 $6,207
USAA $5,500 $6,041

Homer Glen, IL Car Insurance Rates for Seniors

Before seniors buy Homer Glen, Illinois car insurance, they should make sure to shop around. Some Homer Glen, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Homer Glen, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,552 $3,552
American Family $2,159 $2,159
Farmers $2,219 $2,355
GEICO $1,807 $2,033
Liberty Mutual $1,139 $1,274
Nationwide $1,528 $1,611
Progressive $1,801 $1,894
State Farm $1,475 $1,475
Travelers $1,488 $1,583
USAA $1,533 $1,497

Homer Glen, IL Car Insurance Rates by Credit History

How does your credit history affect Homer Glen, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Homer Glen, Illinois

Insurance Company Poor Fair Good
Allstate $6,822 $4,933 $4,318
American Family $5,064 $3,461 $2,933
Farmers $5,433 $4,591 $4,366
GEICO $5,137 $2,497 $1,940
Liberty Mutual $3,243 $2,035 $1,617
Nationwide $3,184 $2,577 $2,253
Progressive $4,371 $3,719 $3,444
State Farm $4,013 $2,401 $1,861
Travelers $3,181 $2,587 $2,091
USAA $3,717 $2,566 $2,120

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Homer Glen, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Homer Glen, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Homer Glen.

Annual Homer Glen, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,785 $6,540 $6,082 $5,022
American Family $2,808 $3,985 $5,301 $3,184
Farmers $4,045 $5,232 $5,101 $4,810
GEICO $2,142 $3,407 $4,701 $2,517
Liberty Mutual $1,909 $2,728 $2,386 $2,170
Nationwide $2,167 $2,783 $3,257 $2,478
Progressive $3,156 $4,730 $3,504 $3,988
State Farm $2,499 $3,018 $2,759 $2,759
Travelers $2,078 $2,738 $3,054 $2,609
USAA $1,986 $2,879 $3,940 $2,399

Homer Glen, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Homer Glen, IL car insurance rates. Compare rates below to see which Homer Glen car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Homer Glen, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,082
American Family $5,301
Farmers $5,101
GEICO $4,701
Liberty Mutual $2,386
Nationwide $3,257
Progressive $3,504
State Farm $2,759
Travelers $3,054
USAA $3,940

Homer Glen, IL Car Insurance Rates by ZIP Code

Just like Homer Glen car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Homer Glen, IL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Homer Glen, Illinois

ZIP Code Average Annual Rates
60448 $3,274
60491 $3,359

Homer Glen, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Homer Glen, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Homer Glen companies based on commute time.

Annual Car Insurance Rates by Commute Length in Homer Glen, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,358 $5,358
American Family $3,771 $3,868
Farmers $4,797 $4,797
GEICO $3,137 $3,246
Liberty Mutual $2,298 $2,298
Nationwide $2,672 $2,672
Progressive $3,844 $3,844
State Farm $2,689 $2,828
Travelers $2,517 $2,723
USAA $2,723 $2,879

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Homer Glen, IL Cheapest Car Insurance Rates

How do the top Homer Glen, Illinois car insurance companies’ average rates stack up against the Homer Glen average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in Homer Glen, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Homer Glen, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Homer Glen, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Homer Glen, Illinois

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,819
Farmers $4,797
GEICO $3,191
Liberty Mutual $2,298
Nationwide $2,672
Progressive $3,844
State Farm $2,759
Travelers $2,620
USAA $2,801

Other Factors Affecting Homer Glen, IL Car Insurance Rates

Before you buy Homer Glen, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Homer Glen, IL Commute Time

How does your Homer Glen, IL commute time compare with the average driver? In Homer Glen, the average commute is 35.3 minutes.

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Homer Glen, IL Car Insurance Quotes

Compare Homer Glen, IL car insurance quotes from multiple companies by entering your ZIP code now.