Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Itasca, IL for senior drivers are $1,864/year
  • Average car insurance rates in Itasca, IL are $279/month
  • The cheapest car insurance company in Itasca after a DUI is Liberty Mutual

Average car insurance rates in Itasca, Illinois are $279 a month. But with a little research you can get a great deal from the top car insurance companies in Itasca, IL. Before you buy Itasca, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Itasca car insurance rates with Elgin car insurance rates, Springfield car insurance rates, or Cicero car insurance rates to make sure you’re getting the best Itasca, IL car insurance quotes available.

Need affordable Itasca, IL car insurance? Enter your ZIP code to compare Itasca car insurance quotes from multiple car insurance companies near you.

Itasca, IL Minimum Car Insurance Coverage

Itasca, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Itasca, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Itasca, IL Car Insurance Rates by Coverage Level

Some Itasca drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Itasca, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Itasca, Illinois

Insurance Company Low Medium High
Allstate $5,141 $5,304 $5,482
American Family $3,600 $3,904 $3,793
Farmers $4,682 $4,819 $5,351
GEICO $2,962 $3,271 $3,575
Liberty Mutual $2,141 $2,270 $2,413
Nationwide $2,423 $2,487 $2,477
Progressive $3,452 $3,751 $4,097
State Farm $2,266 $2,426 $2,573
Travelers $2,443 $2,612 $2,791
USAA $2,406 $2,593 $2,785

Itasca, IL Car Insurance Rates by Age, Gender, and Marital Status

Itasca, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Itasca, IL car insurance, get quotes from multiple car insurance companies in the Itasca area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Itasca, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,354 $3,369 $3,517 $3,517 $8,845 $11,478 $4,034 $4,360
American Family $2,314 $2,314 $2,127 $2,127 $6,705 $9,232 $2,314 $2,992
Farmers $2,573 $2,571 $2,273 $2,415 $11,634 $12,143 $2,940 $3,055
GEICO $1,893 $1,951 $1,850 $2,075 $6,854 $7,064 $2,195 $2,274
Liberty Mutual $1,356 $1,459 $1,126 $1,257 $4,786 $5,319 $1,413 $1,482
Nationwide $1,577 $1,598 $1,413 $1,487 $4,314 $5,495 $1,837 $1,979
Progressive $2,124 $1,986 $1,759 $1,845 $8,095 $9,062 $2,530 $2,734
State Farm $1,433 $1,433 $1,301 $1,301 $4,601 $5,803 $1,626 $1,876
Travelers $1,598 $1,682 $1,483 $1,578 $4,905 $6,215 $1,688 $1,776
USAA $1,535 $1,548 $1,432 $1,396 $5,081 $5,568 $2,011 $2,188

Itasca, IL Car Insurance Rates for Teens

How much is Itasca, Illinois car insurance for teens? Compare rates from top Itasca car insurance companies below to help find the cheapest teen car insurance in Itasca, IL.

Annual Car Insurance Rates for Teen Drivers in Itasca, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,845 $11,478
American Family $6,705 $9,232
Farmers $11,634 $12,143
GEICO $6,854 $7,064
Liberty Mutual $4,786 $5,319
Nationwide $4,314 $5,495
Progressive $8,095 $9,062
State Farm $4,601 $5,803
Travelers $4,905 $6,215
USAA $5,081 $5,568

Itasca, IL Car Insurance Rates for Seniors

Before seniors buy Itasca, Illinois car insurance, they should make sure to shop around. Some Itasca, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Itasca, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,517 $3,517
American Family $2,127 $2,127
Farmers $2,273 $2,415
GEICO $1,850 $2,075
Liberty Mutual $1,126 $1,257
Nationwide $1,413 $1,487
Progressive $1,759 $1,845
State Farm $1,301 $1,301
Travelers $1,483 $1,578
USAA $1,432 $1,396

Itasca, IL Car Insurance Rates by Credit History

How does your credit history affect Itasca, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Itasca, Illinois

Insurance Company Poor Fair Good
Allstate $6,754 $4,892 $4,282
American Family $4,991 $3,414 $2,892
Farmers $5,603 $4,741 $4,508
GEICO $5,265 $2,557 $1,986
Liberty Mutual $3,206 $2,016 $1,602
Nationwide $2,928 $2,377 $2,082
Progressive $4,276 $3,645 $3,379
State Farm $3,519 $2,109 $1,637
Travelers $3,173 $2,585 $2,088
USAA $3,439 $2,378 $1,966

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Itasca, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Itasca, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Itasca.

Annual Itasca, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,742 $6,481 $6,039 $4,974
American Family $2,768 $3,930 $5,226 $3,138
Farmers $4,175 $5,403 $5,268 $4,956
GEICO $2,195 $3,489 $4,813 $2,581
Liberty Mutual $1,888 $2,701 $2,362 $2,148
Nationwide $2,001 $2,565 $2,999 $2,285
Progressive $3,093 $4,639 $3,431 $3,905
State Farm $2,195 $2,649 $2,422 $2,422
Travelers $2,075 $2,734 $3,049 $2,604
USAA $1,843 $2,667 $3,642 $2,227

Itasca, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Itasca, IL car insurance rates. Compare rates below to see which Itasca car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Itasca, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,039
American Family $5,226
Farmers $5,268
GEICO $4,813
Liberty Mutual $2,362
Nationwide $2,999
Progressive $3,431
State Farm $2,422
Travelers $3,049
USAA $3,642

Itasca, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Itasca, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Itasca companies based on commute time.

Annual Car Insurance Rates by Commute Length in Itasca, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,309 $5,309
American Family $3,718 $3,813
Farmers $4,951 $4,951
GEICO $3,215 $3,324
Liberty Mutual $2,275 $2,275
Nationwide $2,463 $2,463
Progressive $3,767 $3,767
State Farm $2,361 $2,483
Travelers $2,513 $2,719
USAA $2,522 $2,667

Itasca, IL Cheapest Car Insurance Rates

How do the top Itasca, Illinois car insurance companies’ average rates stack up against the Itasca average monthly car insurance rates of $279? Take a look and see.

Best Annual Car Insurance Rates by Company in Itasca, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Itasca, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Itasca, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Itasca, Illinois

Insurance Company Average Annual Rates
Allstate $5,309
American Family $3,766
Farmers $4,951
GEICO $3,269
Liberty Mutual $2,275
Nationwide $2,463
Progressive $3,767
State Farm $2,422
Travelers $2,616
USAA $2,595

Other Factors Affecting Itasca, IL Car Insurance Rates

Before you buy Itasca, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Itasca, IL Commute Time

How does your Itasca, IL commute time compare with the average driver? In Itasca, the average commute is 26.3 minutes.

Itasca, IL Car Insurance Quotes

Compare Itasca, IL car insurance quotes from multiple companies by entering your ZIP code now.