Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Jerseyville, IL are $269/month
  • Average car insurance rates in Jerseyville, IL for senior drivers are $1,850/year
  • The cheapest car insurance company in Jerseyville after a DUI is State Farm

Average car insurance rates in Jerseyville, Illinois are $269 a month. But with a little research you can get a great deal from the top car insurance companies in Jerseyville, IL. Before you buy Jerseyville, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Jerseyville car insurance rates with Peoria car insurance rates, Rockford car insurance rates, or Elgin car insurance rates to make sure you’re getting the best Jerseyville, IL car insurance quotes available.

Need affordable Jerseyville, IL car insurance? Enter your ZIP code to compare Jerseyville car insurance quotes from multiple car insurance companies near you.

Jerseyville, IL Minimum Car Insurance Coverage

Jerseyville, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jerseyville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Jerseyville, IL Car Insurance Rates by Coverage Level

Some Jerseyville drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Jerseyville, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jerseyville, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,098 $5,283
American Family $3,539 $3,801 $3,661
Farmers $4,144 $4,249 $4,656
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,243 $2,378 $2,529
Nationwide $3,388 $3,412 $3,360
Progressive $3,261 $3,563 $3,875
State Farm $2,075 $2,199 $2,314
Travelers $2,180 $2,323 $2,475
USAA $2,603 $2,785 $2,975

Jerseyville, IL Car Insurance Rates by Age, Gender, and Marital Status

Jerseyville, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jerseyville, IL car insurance, get quotes from multiple car insurance companies in the Jerseyville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jerseyville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,278 $3,406 $3,406 $8,414 $10,909 $3,919 $4,232
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,356 $2,361 $2,093 $2,208 $9,922 $10,355 $2,686 $2,816
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,467 $1,585 $1,214 $1,360 $4,864 $5,420 $1,535 $1,623
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $2,087 $1,981 $1,722 $1,794 $7,412 $8,343 $2,491 $2,702
State Farm $1,393 $1,393 $1,241 $1,241 $3,929 $4,998 $1,574 $1,800
Travelers $1,506 $1,591 $1,361 $1,453 $4,187 $5,229 $1,599 $1,685
USAA $1,662 $1,693 $1,545 $1,524 $5,363 $5,918 $2,190 $2,410

Jerseyville, IL Car Insurance Rates for Teens

How much is Jerseyville, Illinois car insurance for teens? Compare rates from top Jerseyville car insurance companies below to help find the cheapest teen car insurance in Jerseyville, IL.

Annual Car Insurance Rates for Teen Drivers in Jerseyville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,909
American Family $6,420 $8,919
Farmers $9,922 $10,355
GEICO $4,847 $5,129
Liberty Mutual $4,864 $5,420
Nationwide $5,937 $7,652
Progressive $7,412 $8,343
State Farm $3,929 $4,998
Travelers $4,187 $5,229
USAA $5,363 $5,918

Jerseyville, IL Car Insurance Rates for Seniors

Before seniors buy Jerseyville, Illinois car insurance, they should make sure to shop around. Some Jerseyville, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jerseyville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,406 $3,406
American Family $2,092 $2,092
Farmers $2,093 $2,208
GEICO $1,521 $1,797
Liberty Mutual $1,214 $1,360
Nationwide $1,906 $2,027
Progressive $1,722 $1,794
State Farm $1,241 $1,241
Travelers $1,361 $1,453
USAA $1,545 $1,524

Jerseyville, IL Car Insurance Rates by Credit History

How does your credit history affect Jerseyville, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jerseyville, Illinois

Insurance Company Poor Fair Good
Allstate $6,523 $4,686 $4,100
American Family $4,882 $3,316 $2,802
Farmers $4,947 $4,151 $3,951
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,375 $2,102 $1,673
Nationwide $4,051 $3,258 $2,850
Progressive $4,060 $3,451 $3,188
State Farm $3,194 $1,912 $1,482
Travelers $2,849 $2,275 $1,855
USAA $3,715 $2,549 $2,100

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Jerseyville, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jerseyville, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jerseyville.

Annual Jerseyville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,660 $6,208 $5,749 $4,796
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,678 $4,730 $4,613 $4,377
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,987 $2,817 $2,477 $2,253
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,941 $4,351 $3,257 $3,717
State Farm $2,011 $2,381 $2,196 $2,196
Travelers $1,855 $2,420 $2,706 $2,324
USAA $1,987 $2,856 $3,912 $2,397

Jerseyville, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Jerseyville, IL car insurance rates. Compare rates below to see which Jerseyville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jerseyville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,749
American Family $5,085
Farmers $4,613
GEICO $3,482
Liberty Mutual $2,477
Nationwide $4,168
Progressive $3,257
State Farm $2,196
Travelers $2,706
USAA $3,912

Jerseyville, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jerseyville, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Jerseyville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jerseyville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,103 $5,103
American Family $3,619 $3,714
Farmers $4,350 $4,350
GEICO $2,519 $2,617
Liberty Mutual $2,383 $2,383
Nationwide $3,387 $3,387
Progressive $3,567 $3,567
State Farm $2,140 $2,252
Travelers $2,235 $2,417
USAA $2,710 $2,866

Jerseyville, IL Cheapest Car Insurance Rates

How do the top Jerseyville, Illinois car insurance companies’ average rates stack up against the Jerseyville average monthly car insurance rates of $269? Take a look and see.

Best Annual Car Insurance Rates by Company in Jerseyville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Jerseyville, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jerseyville, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jerseyville, Illinois

Insurance Company Average Annual Rates
Allstate $5,103
American Family $3,667
Farmers $4,350
GEICO $2,568
Liberty Mutual $2,383
Nationwide $3,387
Progressive $3,567
State Farm $2,196
Travelers $2,326
USAA $2,788

Other Factors Affecting Jerseyville, IL Car Insurance Rates

Before you buy Jerseyville, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Jerseyville, IL Commute Time

How does your Jerseyville, IL commute time compare with the average driver? In Jerseyville, the average commute is 26.1 minutes.

Jerseyville, IL Car Insurance Quotes

Compare Jerseyville, IL car insurance quotes from multiple companies by entering your ZIP code now.