Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Justice, IL for senior drivers are $2,354/year
  • Average car insurance rates in Justice, IL are $350/month
  • The cheapest car insurance company in Justice after a DUI is Liberty Mutual

Average car insurance rates in Justice, Illinois are $350 a month. But with a little research you can get a great deal from the top car insurance companies in Justice, IL. Before you buy Justice, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Justice car insurance rates with Aurora car insurance rates, Naperville car insurance rates, or Springfield car insurance rates to make sure you’re getting the best Justice, IL car insurance quotes available.

Need affordable Justice, IL car insurance? Enter your ZIP code to compare Justice car insurance quotes from multiple car insurance companies near you.

Justice, IL Minimum Car Insurance Coverage

Justice, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Justice, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Justice, IL Car Insurance Rates by Coverage Level

Some Justice drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Justice, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Justice, Illinois

Insurance Company Low Medium High
Allstate $7,137 $7,366 $7,617
American Family $4,605 $4,955 $4,780
Farmers $5,704 $5,866 $6,491
GEICO $3,412 $3,767 $4,152
Liberty Mutual $2,207 $2,368 $2,550
Nationwide $3,413 $3,487 $3,466
Progressive $4,033 $4,389 $4,840
State Farm $3,114 $3,327 $3,523
Travelers $2,817 $3,021 $3,236
USAA $3,186 $3,405 $3,628

Justice, IL Car Insurance Rates by Age, Gender, and Marital Status

Justice, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Justice, IL car insurance, get quotes from multiple car insurance companies in the Justice area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Justice, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,673 $4,693 $4,896 $4,896 $12,227 $15,904 $5,622 $6,077
American Family $2,951 $2,951 $2,706 $2,706 $8,462 $11,696 $2,951 $3,817
Farmers $3,157 $3,156 $2,791 $2,962 $14,064 $14,677 $3,604 $3,750
GEICO $2,181 $2,245 $2,128 $2,392 $7,921 $8,214 $2,515 $2,619
Liberty Mutual $1,448 $1,564 $1,210 $1,359 $4,900 $5,456 $1,499 $1,566
Nationwide $2,180 $2,213 $1,941 $2,051 $6,119 $7,828 $2,552 $2,759
Progressive $2,522 $2,360 $2,088 $2,198 $9,427 $10,551 $2,998 $3,219
State Farm $1,975 $1,975 $1,788 $1,788 $6,286 $7,936 $2,240 $2,584
Travelers $1,844 $1,944 $1,705 $1,817 $5,676 $7,203 $1,952 $2,056
USAA $1,994 $2,015 $1,851 $1,805 $6,700 $7,373 $2,636 $2,876

Justice, IL Car Insurance Rates for Teens

How much is Justice, Illinois car insurance for teens? Compare rates from top Justice car insurance companies below to help find the cheapest teen car insurance in Justice, IL.

Annual Car Insurance Rates for Teen Drivers in Justice, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,227 $15,904
American Family $8,462 $11,696
Farmers $14,064 $14,677
GEICO $7,921 $8,214
Liberty Mutual $4,900 $5,456
Nationwide $6,119 $7,828
Progressive $9,427 $10,551
State Farm $6,286 $7,936
Travelers $5,676 $7,203
USAA $6,700 $7,373

Justice, IL Car Insurance Rates for Seniors

Before seniors buy Justice, Illinois car insurance, they should make sure to shop around. Some Justice, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Justice, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,896 $4,896
American Family $2,706 $2,706
Farmers $2,791 $2,962
GEICO $2,128 $2,392
Liberty Mutual $1,210 $1,359
Nationwide $1,941 $2,051
Progressive $2,088 $2,198
State Farm $1,788 $1,788
Travelers $1,705 $1,817
USAA $1,851 $1,805

Justice, IL Car Insurance Rates by Credit History

How does your credit history affect Justice, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Justice, Illinois

Insurance Company Poor Fair Good
Allstate $9,395 $6,785 $5,940
American Family $6,351 $4,328 $3,661
Farmers $6,819 $5,761 $5,480
GEICO $6,096 $2,949 $2,286
Liberty Mutual $3,356 $2,100 $1,670
Nationwide $4,127 $3,332 $2,907
Progressive $5,033 $4,273 $3,956
State Farm $4,829 $2,892 $2,244
Travelers $3,674 $2,987 $2,413
USAA $4,532 $3,118 $2,570

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Justice, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Justice, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Justice.

Annual Justice, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,229 $8,993 $8,354 $6,918
American Family $3,522 $4,954 $6,650 $3,994
Farmers $5,080 $6,567 $6,403 $6,031
GEICO $2,528 $4,065 $5,537 $2,977
Liberty Mutual $1,976 $2,817 $2,464 $2,243
Nationwide $2,788 $3,603 $4,232 $3,199
Progressive $3,629 $5,434 $4,029 $4,591
State Farm $3,014 $3,629 $3,322 $3,322
Travelers $2,392 $3,159 $3,537 $3,011
USAA $2,409 $3,497 $4,803 $2,916

Justice, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Justice, IL car insurance rates. Compare rates below to see which Justice car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Justice, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,354
American Family $6,650
Farmers $6,403
GEICO $5,537
Liberty Mutual $2,464
Nationwide $4,232
Progressive $4,029
State Farm $3,322
Travelers $3,537
USAA $4,803

Justice, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Justice, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Justice companies based on commute time.

Annual Car Insurance Rates by Commute Length in Justice, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,373 $7,373
American Family $4,719 $4,841
Farmers $6,020 $6,020
GEICO $3,710 $3,844
Liberty Mutual $2,375 $2,375
Nationwide $3,455 $3,455
Progressive $4,421 $4,421
State Farm $3,238 $3,405
Travelers $2,904 $3,145
USAA $3,311 $3,502

Justice, IL Cheapest Car Insurance Rates

How do the top Justice, Illinois car insurance companies’ average rates stack up against the Justice average monthly car insurance rates of $350? Take a look and see.

Best Annual Car Insurance Rates by Company in Justice, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Justice, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Justice, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Justice, Illinois

Insurance Company Average Annual Rates
Allstate $7,373
American Family $4,780
Farmers $6,020
GEICO $3,777
Liberty Mutual $2,375
Nationwide $3,455
Progressive $4,421
State Farm $3,322
Travelers $3,025
USAA $3,406

Other Factors Affecting Justice, IL Car Insurance Rates

Before you buy Justice, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Justice, IL Commute Time

How does your Justice, IL commute time compare with the average driver? In Justice, the average commute is 32.9 minutes.

Justice, IL Car Insurance Quotes

Compare Justice, IL car insurance quotes from multiple companies by entering your ZIP code now.