Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Lawrenceville, IL are $250/month
  • The cheapest car insurance company in Lawrenceville for teen drivers is State Farm
  • Average car insurance rates in Lawrenceville, IL for senior drivers are $1,740/year

Average car insurance rates in Lawrenceville, Illinois are $250 a month. But with a little research you can get a great deal from the top car insurance companies in Lawrenceville, IL. Before you buy Lawrenceville, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Lawrenceville car insurance rates with Naperville car insurance rates, Aurora car insurance rates, or Joliet car insurance rates to make sure you’re getting the best Lawrenceville, IL car insurance quotes available.

Need affordable Lawrenceville, IL car insurance? Enter your ZIP code to compare Lawrenceville car insurance quotes from multiple car insurance companies near you.

Lawrenceville, IL Minimum Car Insurance Coverage

Lawrenceville, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lawrenceville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Lawrenceville, IL Car Insurance Rates by Coverage Level

Some Lawrenceville drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Lawrenceville, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lawrenceville, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,050 $4,143 $4,490
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,002 $2,114 $2,240
Nationwide $2,684 $2,705 $2,669
Progressive $2,971 $3,198 $3,489
State Farm $2,097 $2,196 $2,286
Travelers $2,243 $2,384 $2,533
USAA $2,562 $2,743 $2,933

Lawrenceville, IL Car Insurance Rates by Age, Gender, and Marital Status

Lawrenceville, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lawrenceville, IL car insurance, get quotes from multiple car insurance companies in the Lawrenceville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawrenceville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,350 $2,354 $2,094 $2,202 $9,467 $9,864 $2,676 $2,815
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,348 $1,458 $1,124 $1,257 $4,193 $4,666 $1,410 $1,493
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,970 $1,888 $1,623 $1,695 $6,460 $7,261 $2,347 $2,510
State Farm $1,426 $1,426 $1,255 $1,255 $3,846 $4,891 $1,606 $1,839
Travelers $1,533 $1,618 $1,389 $1,481 $4,330 $5,403 $1,627 $1,715
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Lawrenceville, IL Car Insurance Rates for Teens

How much is Lawrenceville, Illinois car insurance for teens? Compare rates from top Lawrenceville car insurance companies below to help find the cheapest teen car insurance in Lawrenceville, IL.

Annual Car Insurance Rates for Teen Drivers in Lawrenceville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,467 $9,864
GEICO $4,375 $4,641
Liberty Mutual $4,193 $4,666
Nationwide $4,666 $5,999
Progressive $6,460 $7,261
State Farm $3,846 $4,891
Travelers $4,330 $5,403
USAA $5,278 $5,822

Lawrenceville, IL Car Insurance Rates for Seniors

Before seniors buy Lawrenceville, Illinois car insurance, they should make sure to shop around. Some Lawrenceville, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lawrenceville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,094 $2,202
GEICO $1,364 $1,612
Liberty Mutual $1,124 $1,257
Nationwide $1,535 $1,629
Progressive $1,623 $1,695
State Farm $1,255 $1,255
Travelers $1,389 $1,481
USAA $1,524 $1,504

Lawrenceville, IL Car Insurance Rates by Credit History

How does your credit history affect Lawrenceville, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lawrenceville, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,824 $4,026 $3,833
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,000 $1,865 $1,490
Nationwide $3,206 $2,585 $2,266
Progressive $3,701 $3,105 $2,852
State Farm $3,189 $1,909 $1,480
Travelers $2,919 $2,338 $1,904
USAA $3,658 $2,511 $2,069

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Lawrenceville, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lawrenceville, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lawrenceville.

Annual Lawrenceville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,579 $4,589 $4,474 $4,268
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,773 $2,492 $2,202 $2,007
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,670 $3,884 $2,951 $3,373
State Farm $2,021 $2,365 $2,193 $2,193
Travelers $1,902 $2,487 $2,773 $2,386
USAA $1,958 $2,813 $3,852 $2,361

Lawrenceville, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Lawrenceville, IL car insurance rates. Compare rates below to see which Lawrenceville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lawrenceville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,474
GEICO $3,141
Liberty Mutual $2,202
Nationwide $3,294
Progressive $2,951
State Farm $2,193
Travelers $2,773
USAA $3,852

Lawrenceville, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lawrenceville, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Lawrenceville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lawrenceville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,228 $4,228
GEICO $2,263 $2,351
Liberty Mutual $2,119 $2,119
Nationwide $2,686 $2,686
Progressive $3,219 $3,219
State Farm $2,139 $2,247
Travelers $2,293 $2,481
USAA $2,669 $2,823

Lawrenceville, IL Cheapest Car Insurance Rates

How do the top Lawrenceville, Illinois car insurance companies’ average rates stack up against the Lawrenceville average monthly car insurance rates of $250? Take a look and see.

Best Annual Car Insurance Rates by Company in Lawrenceville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Lawrenceville, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lawrenceville, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lawrenceville, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,228
GEICO $2,307
Liberty Mutual $2,119
Nationwide $2,686
Progressive $3,219
State Farm $2,193
Travelers $2,387
USAA $2,746

Other Factors Affecting Lawrenceville, IL Car Insurance Rates

Before you buy Lawrenceville, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lawrenceville, IL Commute Time

How does your Lawrenceville, IL commute time compare with the average driver? In Lawrenceville, the average commute is 19.0 minutes.

Lawrenceville, IL Car Insurance Quotes

Compare Lawrenceville, IL car insurance quotes from multiple companies by entering your ZIP code now.