Affordable Car Insurance Rates in Pawnee, IL (2021)
Car insurance rates in Pawnee, IL are $264/month on average. By law, Illinois drivers need to carry at least 25/50/20 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Pawnee car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- Average car insurance rates in Pawnee, IL are $264/month
- Average car insurance rates in Pawnee, IL for senior drivers are $1,817/year
- The cheapest car insurance company in Pawnee for teen drivers is State Farm
Average car insurance rates in Pawnee, Illinois are $264 a month. But with a little research you can get a great deal from the top car insurance companies in Pawnee, IL. Before you buy Pawnee, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.
It may even be helpful to compare Pawnee car insurance rates with Aurora car insurance rates, Peoria car insurance rates, or Joliet car insurance rates to make sure you’re getting the best Pawnee, IL car insurance quotes available.
Need affordable Pawnee, IL car insurance? Enter your ZIP code to compare Pawnee car insurance quotes from multiple car insurance companies near you.
Table of Contents
Pawnee, IL Minimum Car Insurance Coverage
Pawnee, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Pawnee, IL Car Insurance Rates by Coverage Level
Some Pawnee drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Pawnee, Illinois car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,136 | $5,263 | $5,403 |
| American Family | $3,775 | $4,043 | $3,885 |
| Farmers | $4,186 | $4,293 | $4,703 |
| GEICO | $2,377 | $2,564 | $2,762 |
| Liberty Mutual | $2,092 | $2,200 | $2,320 |
| Nationwide | $2,632 | $2,652 | $2,616 |
| Progressive | $3,230 | $3,475 | $3,736 |
| State Farm | $2,026 | $2,143 | $2,250 |
| Travelers | $2,165 | $2,292 | $2,427 |
| USAA | $2,663 | $2,845 | $3,035 |
Pawnee, IL Car Insurance Rates by Age, Gender, and Marital Status
Pawnee, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pawnee, IL car insurance, get quotes from multiple car insurance companies in the Pawnee area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,380 | $3,396 | $3,515 | $3,515 | $8,621 | $11,252 | $4,064 | $4,395 |
| American Family | $2,439 | $2,439 | $2,228 | $2,228 | $6,812 | $9,483 | $2,439 | $3,143 |
| Farmers | $2,360 | $2,360 | $2,094 | $2,212 | $10,090 | $10,521 | $2,696 | $2,822 |
| GEICO | $1,621 | $1,622 | $1,521 | $1,797 | $4,847 | $5,129 | $2,028 | $1,979 |
| Liberty Mutual | $1,373 | $1,482 | $1,138 | $1,271 | $4,450 | $4,951 | $1,441 | $1,527 |
| Nationwide | $1,694 | $1,726 | $1,508 | $1,600 | $4,571 | $5,876 | $1,964 | $2,129 |
| Progressive | $2,010 | $1,902 | $1,659 | $1,729 | $7,310 | $8,212 | $2,405 | $2,616 |
| State Farm | $1,365 | $1,365 | $1,213 | $1,213 | $3,812 | $4,851 | $1,541 | $1,761 |
| Travelers | $1,483 | $1,565 | $1,341 | $1,430 | $4,146 | $5,160 | $1,574 | $1,658 |
| USAA | $1,695 | $1,726 | $1,574 | $1,552 | $5,485 | $6,055 | $2,235 | $2,459 |
Pawnee, IL Car Insurance Rates for Teens
How much is Pawnee, Illinois car insurance for teens? Compare rates from top Pawnee car insurance companies below to help find the cheapest teen car insurance in Pawnee, IL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,621 | $11,252 |
| American Family | $6,812 | $9,483 |
| Farmers | $10,090 | $10,521 |
| GEICO | $4,847 | $5,129 |
| Liberty Mutual | $4,450 | $4,951 |
| Nationwide | $4,571 | $5,876 |
| Progressive | $7,310 | $8,212 |
| State Farm | $3,812 | $4,851 |
| Travelers | $4,146 | $5,160 |
| USAA | $5,485 | $6,055 |
Pawnee, IL Car Insurance Rates for Seniors
Before seniors buy Pawnee, Illinois car insurance, they should make sure to shop around. Some Pawnee, IL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,515 | $3,515 |
| American Family | $2,228 | $2,228 |
| Farmers | $2,094 | $2,212 |
| GEICO | $1,521 | $1,797 |
| Liberty Mutual | $1,138 | $1,271 |
| Nationwide | $1,508 | $1,600 |
| Progressive | $1,659 | $1,729 |
| State Farm | $1,213 | $1,213 |
| Travelers | $1,341 | $1,430 |
| USAA | $1,574 | $1,552 |
Pawnee, IL Car Insurance Rates by Credit History
How does your credit history affect Pawnee, IL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,732 | $4,843 | $4,227 |
| American Family | $5,201 | $3,526 | $2,977 |
| Farmers | $4,993 | $4,197 | $3,993 |
| GEICO | $4,119 | $2,014 | $1,571 |
| Liberty Mutual | $3,120 | $1,943 | $1,549 |
| Nationwide | $3,142 | $2,535 | $2,223 |
| Progressive | $3,959 | $3,367 | $3,116 |
| State Farm | $3,112 | $1,863 | $1,445 |
| Travelers | $2,806 | $2,248 | $1,830 |
| USAA | $3,795 | $2,603 | $2,144 |
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Pawnee, IL Car Insurance Rates by Driver History
How does a single speeding ticket affect your Pawnee, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pawnee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,828 | $6,352 | $5,926 | $4,962 |
| American Family | $2,867 | $4,068 | $5,415 | $3,254 |
| Farmers | $3,711 | $4,783 | $4,663 | $4,420 |
| GEICO | $1,896 | $2,518 | $3,482 | $2,376 |
| Liberty Mutual | $1,840 | $2,599 | $2,292 | $2,086 |
| Nationwide | $2,122 | $2,746 | $3,229 | $2,437 |
| Progressive | $2,868 | $4,259 | $3,173 | $3,623 |
| State Farm | $1,962 | $2,318 | $2,140 | $2,140 |
| Travelers | $1,833 | $2,394 | $2,658 | $2,294 |
| USAA | $2,029 | $2,916 | $3,998 | $2,447 |
Pawnee, IL Car Insurance Rates With a DUI
Even a single DUI can increase your Pawnee, IL car insurance rates. Compare rates below to see which Pawnee car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,926 |
| American Family | $5,415 |
| Farmers | $4,663 |
| GEICO | $3,482 |
| Liberty Mutual | $2,292 |
| Nationwide | $3,229 |
| Progressive | $3,173 |
| State Farm | $2,140 |
| Travelers | $2,658 |
| USAA | $3,998 |
Pawnee, IL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Pawnee, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Pawnee companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,267 | $5,267 |
| American Family | $3,851 | $3,952 |
| Farmers | $4,394 | $4,394 |
| GEICO | $2,519 | $2,617 |
| Liberty Mutual | $2,204 | $2,204 |
| Nationwide | $2,633 | $2,633 |
| Progressive | $3,481 | $3,481 |
| State Farm | $2,085 | $2,194 |
| Travelers | $2,206 | $2,384 |
| USAA | $2,767 | $2,927 |
Pawnee, IL Cheapest Car Insurance Rates
How do the top Pawnee, Illinois car insurance companies’ average rates stack up against the Pawnee average monthly car insurance rates of $264? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Liberty Mutual |
| Clean Record | Travelers |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
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Pawnee, IL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Pawnee, Illinois car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,267 |
| American Family | $3,901 |
| Farmers | $4,394 |
| GEICO | $2,568 |
| Liberty Mutual | $2,204 |
| Nationwide | $2,633 |
| Progressive | $3,481 |
| State Farm | $2,140 |
| Travelers | $2,295 |
| USAA | $2,847 |
Other Factors Affecting Pawnee, IL Car Insurance Rates
Before you buy Pawnee, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Pawnee, IL Commute Time
How does your Pawnee, IL commute time compare with the average driver? In Pawnee, the average commute is 29.1 minutes.
Pawnee, IL Car Insurance Quotes
Compare Pawnee, IL car insurance quotes from multiple companies by entering your ZIP code now.