Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Rockton, IL for senior drivers are $1,738/year
  • The cheapest car insurance company in Rockton for teen drivers is State Farm
  • The cheapest car insurance company in Rockton after a DUI is State Farm

Average car insurance rates in Rockton, Illinois are $254 a month. But with a little research you can get a great deal from the top car insurance companies in Rockton, IL. Before you buy Rockton, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Rockton car insurance rates with Naperville car insurance rates, Chicago car insurance rates, or Champaign car insurance rates to make sure you’re getting the best Rockton, IL car insurance quotes available.

Need affordable Rockton, IL car insurance? Enter your ZIP code to compare Rockton car insurance quotes from multiple car insurance companies near you.

Rockton, IL Minimum Car Insurance Coverage

Rockton, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rockton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Rockton, IL Car Insurance Rates by Coverage Level

Some Rockton drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Rockton, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rockton, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,443 $3,716 $3,593
Farmers $4,069 $4,176 $4,585
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,203 $2,321 $2,453
Nationwide $2,391 $2,439 $2,419
Progressive $2,967 $3,226 $3,518
State Farm $2,002 $2,129 $2,242
Travelers $2,204 $2,351 $2,508
USAA $2,574 $2,761 $2,957

Rockton, IL Car Insurance Rates by Age, Gender, and Marital Status

Rockton, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rockton, IL car insurance, get quotes from multiple car insurance companies in the Rockton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,217 $2,217 $2,034 $2,034 $6,337 $8,753 $2,217 $2,863
Farmers $2,272 $2,270 $2,013 $2,131 $9,895 $10,313 $2,600 $2,718
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,420 $1,531 $1,178 $1,314 $4,789 $5,322 $1,486 $1,569
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $1,849 $1,739 $1,524 $1,599 $6,881 $7,716 $2,202 $2,387
State Farm $1,307 $1,307 $1,178 $1,178 $3,901 $4,936 $1,481 $1,710
Travelers $1,469 $1,547 $1,354 $1,440 $4,353 $5,483 $1,553 $1,634
USAA $1,651 $1,683 $1,537 $1,518 $5,304 $5,849 $2,174 $2,396

Rockton, IL Car Insurance Rates for Teens

How much is Rockton, Illinois car insurance for teens? Compare rates from top Rockton car insurance companies below to help find the cheapest teen car insurance in Rockton, IL.

Annual Car Insurance Rates for Teen Drivers in Rockton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,337 $8,753
Farmers $9,895 $10,313
GEICO $4,524 $4,715
Liberty Mutual $4,789 $5,322
Nationwide $4,204 $5,377
Progressive $6,881 $7,716
State Farm $3,901 $4,936
Travelers $4,353 $5,483
USAA $5,304 $5,849

Rockton, IL Car Insurance Rates for Seniors

Before seniors buy Rockton, Illinois car insurance, they should make sure to shop around. Some Rockton, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rockton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $2,034 $2,034
Farmers $2,013 $2,131
GEICO $1,429 $1,724
Liberty Mutual $1,178 $1,314
Nationwide $1,390 $1,468
Progressive $1,524 $1,599
State Farm $1,178 $1,178
Travelers $1,354 $1,440
USAA $1,537 $1,518

Rockton, IL Car Insurance Rates by Credit History

How does your credit history affect Rockton, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Rockton, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,757 $3,246 $2,749
Farmers $4,854 $4,088 $3,888
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,290 $2,054 $1,633
Nationwide $2,875 $2,330 $2,045
Progressive $3,684 $3,131 $2,896
State Farm $3,090 $1,850 $1,435
Travelers $2,864 $2,319 $1,879
USAA $3,681 $2,528 $2,084

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Rockton, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rockton, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rockton.

Annual Rockton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,633 $3,748 $4,970 $2,986
Farmers $3,607 $4,658 $4,542 $4,299
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,934 $2,752 $2,418 $2,199
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,664 $3,969 $2,951 $3,363
State Farm $1,931 $2,318 $2,125 $2,125
Travelers $1,873 $2,457 $2,740 $2,347
USAA $1,971 $2,831 $3,877 $2,377

Rockton, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Rockton, IL car insurance rates. Compare rates below to see which Rockton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rockton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,712
American Family $4,970
Farmers $4,542
GEICO $3,243
Liberty Mutual $2,418
Nationwide $2,951
Progressive $2,951
State Farm $2,125
Travelers $2,740
USAA $3,877

Rockton, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rockton, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Rockton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rockton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,538 $3,630
Farmers $4,277 $4,277
GEICO $2,338 $2,425
Liberty Mutual $2,326 $2,326
Nationwide $2,416 $2,416
Progressive $3,237 $3,237
State Farm $2,071 $2,179
Travelers $2,262 $2,446
USAA $2,686 $2,842

Rockton, IL Cheapest Car Insurance Rates

How do the top Rockton, Illinois car insurance companies’ average rates stack up against the Rockton average monthly car insurance rates of $254? Take a look and see.

Best Annual Car Insurance Rates by Company in Rockton, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Rockton, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rockton, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rockton, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,584
Farmers $4,277
GEICO $2,382
Liberty Mutual $2,326
Nationwide $2,416
Progressive $3,237
State Farm $2,125
Travelers $2,354
USAA $2,764

Other Factors Affecting Rockton, IL Car Insurance Rates

Before you buy Rockton, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rockton, IL Commute Time

How does your Rockton, IL commute time compare with the average driver? In Rockton, the average commute is 24.0 minutes.

Rockton, IL Car Insurance Quotes

Compare Rockton, IL car insurance quotes from multiple companies by entering your ZIP code now.