Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Roodhouse after a DUI is State Farm
  • Average car insurance rates in Roodhouse, IL are $260/month
  • Average car insurance rates in Roodhouse, IL for senior drivers are $1,807/year

Average car insurance rates in Roodhouse, Illinois are $260 a month. But with a little research you can get a great deal from the top car insurance companies in Roodhouse, IL. Before you buy Roodhouse, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Roodhouse car insurance rates with Rockford car insurance rates, Champaign car insurance rates, or Aurora car insurance rates to make sure you’re getting the best Roodhouse, IL car insurance quotes available.

Need affordable Roodhouse, IL car insurance? Enter your ZIP code to compare Roodhouse car insurance quotes from multiple car insurance companies near you.

Roodhouse, IL Minimum Car Insurance Coverage

Roodhouse, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Roodhouse, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Roodhouse, IL Car Insurance Rates by Coverage Level

Some Roodhouse drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Roodhouse, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Roodhouse, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,487 $3,708 $3,540
Farmers $4,138 $4,235 $4,608
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,100 $2,227 $2,370
Nationwide $2,817 $2,831 $2,789
Progressive $3,304 $3,547 $3,806
State Farm $1,972 $2,073 $2,166
Travelers $2,016 $2,129 $2,249
USAA $2,632 $2,814 $3,004

Roodhouse, IL Car Insurance Rates by Age, Gender, and Marital Status

Roodhouse, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Roodhouse, IL car insurance, get quotes from multiple car insurance companies in the Roodhouse area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roodhouse, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,393 $2,400 $2,131 $2,242 $9,720 $10,140 $2,724 $2,866
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,389 $1,501 $1,154 $1,292 $4,511 $5,026 $1,452 $1,534
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,154 $2,069 $1,776 $1,841 $7,147 $8,058 $2,580 $2,791
State Farm $1,347 $1,347 $1,187 $1,187 $3,625 $4,619 $1,517 $1,731
Travelers $1,417 $1,497 $1,266 $1,351 $3,772 $4,653 $1,507 $1,589
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Roodhouse, IL Car Insurance Rates for Teens

How much is Roodhouse, Illinois car insurance for teens? Compare rates from top Roodhouse car insurance companies below to help find the cheapest teen car insurance in Roodhouse, IL.

Annual Car Insurance Rates for Teen Drivers in Roodhouse, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,169 $8,642
Farmers $9,720 $10,140
GEICO $4,847 $5,129
Liberty Mutual $4,511 $5,026
Nationwide $4,886 $6,291
Progressive $7,147 $8,058
State Farm $3,625 $4,619
Travelers $3,772 $4,653
USAA $5,422 $5,984

Roodhouse, IL Car Insurance Rates for Seniors

Before seniors buy Roodhouse, Illinois car insurance, they should make sure to shop around. Some Roodhouse, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Roodhouse, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,060 $2,060
Farmers $2,131 $2,242
GEICO $1,521 $1,797
Liberty Mutual $1,154 $1,292
Nationwide $1,604 $1,704
Progressive $1,776 $1,841
State Farm $1,187 $1,187
Travelers $1,266 $1,351
USAA $1,559 $1,537

Roodhouse, IL Car Insurance Rates by Credit History

How does your credit history affect Roodhouse, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Roodhouse, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $4,785 $3,228 $2,721
Farmers $4,934 $4,122 $3,925
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,159 $1,969 $1,570
Nationwide $3,360 $2,706 $2,371
Progressive $4,063 $3,432 $3,161
State Farm $3,010 $1,803 $1,398
Travelers $2,617 $2,077 $1,700
USAA $3,753 $2,575 $2,121

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Roodhouse, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Roodhouse, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Roodhouse.

Annual Roodhouse, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,664 $4,698 $4,581 $4,365
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,864 $2,635 $2,319 $2,111
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,942 $4,296 $3,250 $3,721
State Farm $1,908 $2,233 $2,070 $2,070
Travelers $1,708 $2,218 $2,465 $2,135
USAA $2,007 $2,885 $3,953 $2,421

Roodhouse, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Roodhouse, IL car insurance rates. Compare rates below to see which Roodhouse car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Roodhouse, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,777
American Family $4,960
Farmers $4,581
GEICO $3,482
Liberty Mutual $2,319
Nationwide $3,453
Progressive $3,250
State Farm $2,070
Travelers $2,465
USAA $3,953

Roodhouse, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Roodhouse, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Roodhouse companies based on commute time.

Annual Car Insurance Rates by Commute Length in Roodhouse, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,531 $3,625
Farmers $4,327 $4,327
GEICO $2,519 $2,617
Liberty Mutual $2,232 $2,232
Nationwide $2,812 $2,812
Progressive $3,552 $3,552
State Farm $2,018 $2,122
Travelers $2,049 $2,214
USAA $2,737 $2,896

Roodhouse, IL Cheapest Car Insurance Rates

How do the top Roodhouse, Illinois car insurance companies’ average rates stack up against the Roodhouse average monthly car insurance rates of $260? Take a look and see.

Best Annual Car Insurance Rates by Company in Roodhouse, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Roodhouse, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Roodhouse, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Roodhouse, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,578
Farmers $4,327
GEICO $2,568
Liberty Mutual $2,232
Nationwide $2,812
Progressive $3,552
State Farm $2,070
Travelers $2,131
USAA $2,816

Other Factors Affecting Roodhouse, IL Car Insurance Rates

Before you buy Roodhouse, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Roodhouse, IL Commute Time

How does your Roodhouse, IL commute time compare with the average driver? In Roodhouse, the average commute is 29.5 minutes.

Roodhouse, IL Car Insurance Quotes

Compare Roodhouse, IL car insurance quotes from multiple companies by entering your ZIP code now.