Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Viola for teen drivers is State Farm
  • The cheapest car insurance company in Viola after a DUI is State Farm
  • Average car insurance rates in Viola, IL are $243/month

Average car insurance rates in Viola, Illinois are $243 a month. But with a little research you can get a great deal from the top car insurance companies in Viola, IL. Before you buy Viola, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Viola car insurance rates with Elgin car insurance rates, Rockford car insurance rates, or Peoria car insurance rates to make sure you’re getting the best Viola, IL car insurance quotes available.

Need affordable Viola, IL car insurance? Enter your ZIP code to compare Viola car insurance quotes from multiple car insurance companies near you.

Viola, IL Minimum Car Insurance Coverage

Viola, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Viola, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Viola, IL Car Insurance Rates by Coverage Level

Some Viola drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Viola, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Viola, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,814 $3,904 $4,248
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,999 $2,106 $2,226
Nationwide $2,611 $2,626 $2,590
Progressive $2,948 $3,148 $3,368
State Farm $2,005 $2,102 $2,190
Travelers $2,029 $2,140 $2,257
USAA $2,324 $2,467 $2,616

Viola, IL Car Insurance Rates by Age, Gender, and Marital Status

Viola, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Viola, IL car insurance, get quotes from multiple car insurance companies in the Viola area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Viola, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,189 $2,192 $1,949 $2,053 $9,008 $9,385 $2,501 $2,631
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,327 $1,433 $1,105 $1,234 $4,227 $4,700 $1,389 $1,468
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,886 $1,805 $1,554 $1,615 $6,433 $7,238 $2,259 $2,448
State Farm $1,362 $1,362 $1,200 $1,200 $3,688 $4,690 $1,534 $1,757
Travelers $1,418 $1,497 $1,269 $1,355 $3,804 $4,695 $1,508 $1,589
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Viola, IL Car Insurance Rates for Teens

How much is Viola, Illinois car insurance for teens? Compare rates from top Viola car insurance companies below to help find the cheapest teen car insurance in Viola, IL.

Annual Car Insurance Rates for Teen Drivers in Viola, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $9,008 $9,385
GEICO $4,847 $5,129
Liberty Mutual $4,227 $4,700
Nationwide $4,540 $5,829
Progressive $6,433 $7,238
State Farm $3,688 $4,690
Travelers $3,804 $4,695
USAA $4,700 $5,201

Viola, IL Car Insurance Rates for Seniors

Before seniors buy Viola, Illinois car insurance, they should make sure to shop around. Some Viola, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Viola, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,949 $2,053
GEICO $1,521 $1,797
Liberty Mutual $1,105 $1,234
Nationwide $1,491 $1,581
Progressive $1,554 $1,615
State Farm $1,200 $1,200
Travelers $1,269 $1,355
USAA $1,379 $1,361

Viola, IL Car Insurance Rates by Credit History

How does your credit history affect Viola, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Viola, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,548 $3,801 $3,617
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,983 $1,862 $1,487
Nationwide $3,113 $2,512 $2,202
Progressive $3,607 $3,048 $2,810
State Farm $3,052 $1,828 $1,417
Travelers $2,628 $2,090 $1,708
USAA $3,299 $2,255 $1,854

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Viola, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Viola, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Viola.

Annual Viola, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,372 $4,332 $4,224 $4,027
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,765 $2,486 $2,193 $1,998
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,612 $3,826 $2,884 $3,298
State Farm $1,933 $2,265 $2,099 $2,099
Travelers $1,716 $2,232 $2,475 $2,145
USAA $1,769 $2,525 $3,453 $2,130

Viola, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Viola, IL car insurance rates. Compare rates below to see which Viola car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Viola, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,224
GEICO $3,482
Liberty Mutual $2,193
Nationwide $3,196
Progressive $2,884
State Farm $2,099
Travelers $2,475
USAA $3,453

Viola, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Viola, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Viola companies based on commute time.

Annual Car Insurance Rates by Commute Length in Viola, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $3,989 $3,989
GEICO $2,519 $2,617
Liberty Mutual $2,111 $2,111
Nationwide $2,609 $2,609
Progressive $3,155 $3,155
State Farm $2,047 $2,151
Travelers $2,059 $2,225
USAA $2,400 $2,538

Viola, IL Cheapest Car Insurance Rates

How do the top Viola, Illinois car insurance companies’ average rates stack up against the Viola average monthly car insurance rates of $243? Take a look and see.

Best Annual Car Insurance Rates by Company in Viola, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Viola, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Viola, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Viola, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $3,989
GEICO $2,568
Liberty Mutual $2,111
Nationwide $2,609
Progressive $3,155
State Farm $2,099
Travelers $2,142
USAA $2,469

Other Factors Affecting Viola, IL Car Insurance Rates

Before you buy Viola, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Viola, IL Commute Time

How does your Viola, IL commute time compare with the average driver? In Viola, the average commute is 24.0 minutes.

Viola, IL Car Insurance Quotes

Compare Viola, IL car insurance quotes from multiple companies by entering your ZIP code now.