Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Worth, IL for senior drivers are $2,217/year
  • Average car insurance rates in Worth, IL are $331/month
  • The cheapest car insurance company in Worth for teen drivers is Liberty Mutual

Average car insurance rates in Worth, Illinois are $331 a month. But with a little research you can get a great deal from the top car insurance companies in Worth, IL. Before you buy Worth, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Worth car insurance rates with Elgin car insurance rates, Cicero car insurance rates, or Naperville car insurance rates to make sure you’re getting the best Worth, IL car insurance quotes available.

Need affordable Worth, IL car insurance? Enter your ZIP code to compare Worth car insurance quotes from multiple car insurance companies near you.

Worth, IL Minimum Car Insurance Coverage

Worth, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Worth, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Worth, IL Car Insurance Rates by Coverage Level

Some Worth drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Worth, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Worth, Illinois

Insurance Company Low Medium High
Allstate $6,452 $6,682 $6,932
American Family $4,265 $4,599 $4,445
Farmers $5,517 $5,672 $6,302
GEICO $3,056 $3,369 $3,713
Liberty Mutual $2,369 $2,529 $2,711
Nationwide $3,413 $3,487 $3,466
Progressive $3,895 $4,234 $4,603
State Farm $2,951 $3,157 $3,346
Travelers $2,670 $2,864 $3,068
USAA $2,922 $3,138 $3,360

Worth, IL Car Insurance Rates by Age, Gender, and Marital Status

Worth, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Worth, IL car insurance, get quotes from multiple car insurance companies in the Worth area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Worth, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,228 $4,248 $4,437 $4,437 $11,140 $14,440 $5,086 $5,495
American Family $2,733 $2,733 $2,507 $2,507 $7,872 $10,868 $2,733 $3,537
Farmers $3,032 $3,037 $2,677 $2,839 $13,668 $14,296 $3,472 $3,623
GEICO $1,971 $2,030 $1,925 $2,161 $7,023 $7,304 $2,262 $2,360
Liberty Mutual $1,528 $1,649 $1,273 $1,427 $5,286 $5,880 $1,586 $1,662
Nationwide $2,180 $2,213 $1,941 $2,051 $6,119 $7,828 $2,552 $2,759
Progressive $2,398 $2,249 $1,983 $2,075 $9,082 $10,191 $2,863 $3,111
State Farm $1,867 $1,867 $1,693 $1,693 $5,980 $7,546 $2,118 $2,444
Travelers $1,750 $1,845 $1,621 $1,726 $5,373 $6,818 $1,852 $1,950
USAA $1,835 $1,850 $1,708 $1,663 $6,201 $6,807 $2,422 $2,634

Worth, IL Car Insurance Rates for Teens

How much is Worth, Illinois car insurance for teens? Compare rates from top Worth car insurance companies below to help find the cheapest teen car insurance in Worth, IL.

Annual Car Insurance Rates for Teen Drivers in Worth, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,140 $14,440
American Family $7,872 $10,868
Farmers $13,668 $14,296
GEICO $7,023 $7,304
Liberty Mutual $5,286 $5,880
Nationwide $6,119 $7,828
Progressive $9,082 $10,191
State Farm $5,980 $7,546
Travelers $5,373 $6,818
USAA $6,201 $6,807

Worth, IL Car Insurance Rates for Seniors

Before seniors buy Worth, Illinois car insurance, they should make sure to shop around. Some Worth, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Worth, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,437 $4,437
American Family $2,507 $2,507
Farmers $2,677 $2,839
GEICO $1,925 $2,161
Liberty Mutual $1,273 $1,427
Nationwide $1,941 $2,051
Progressive $1,983 $2,075
State Farm $1,693 $1,693
Travelers $1,621 $1,726
USAA $1,708 $1,663

Worth, IL Car Insurance Rates by Credit History

How does your credit history affect Worth, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Worth, Illinois

Insurance Company Poor Fair Good
Allstate $8,525 $6,152 $5,390
American Family $5,891 $4,018 $3,400
Farmers $6,602 $5,581 $5,308
GEICO $5,445 $2,642 $2,051
Liberty Mutual $3,589 $2,242 $1,778
Nationwide $4,127 $3,332 $2,907
Progressive $4,813 $4,109 $3,810
State Farm $4,580 $2,744 $2,129
Travelers $3,482 $2,831 $2,288
USAA $4,167 $2,877 $2,375

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Worth, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Worth, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Worth.

Annual Worth, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,712 $8,188 $7,589 $6,267
American Family $3,265 $4,607 $6,169 $3,704
Farmers $4,918 $6,359 $6,200 $5,845
GEICO $2,284 $3,583 $4,964 $2,687
Liberty Mutual $2,104 $3,012 $2,634 $2,396
Nationwide $2,788 $3,603 $4,232 $3,199
Progressive $3,483 $5,225 $3,863 $4,405
State Farm $2,857 $3,445 $3,151 $3,151
Travelers $2,269 $2,994 $3,351 $2,854
USAA $2,220 $3,228 $4,425 $2,686

Worth, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Worth, IL car insurance rates. Compare rates below to see which Worth car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Worth, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,589
American Family $6,169
Farmers $6,200
GEICO $4,964
Liberty Mutual $2,634
Nationwide $4,232
Progressive $3,863
State Farm $3,151
Travelers $3,351
USAA $4,425

Worth, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Worth, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Worth companies based on commute time.

Annual Car Insurance Rates by Commute Length in Worth, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,689 $6,689
American Family $4,380 $4,493
Farmers $5,830 $5,830
GEICO $3,320 $3,439
Liberty Mutual $2,536 $2,536
Nationwide $3,455 $3,455
Progressive $4,244 $4,244
State Farm $3,072 $3,231
Travelers $2,754 $2,980
USAA $3,052 $3,228

Worth, IL Cheapest Car Insurance Rates

How do the top Worth, Illinois car insurance companies’ average rates stack up against the Worth average monthly car insurance rates of $331? Take a look and see.

Best Annual Car Insurance Rates by Company in Worth, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Worth, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Worth, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Worth, Illinois

Insurance Company Average Annual Rates
Allstate $6,689
American Family $4,436
Farmers $5,830
GEICO $3,380
Liberty Mutual $2,536
Nationwide $3,455
Progressive $4,244
State Farm $3,151
Travelers $2,867
USAA $3,140

Other Factors Affecting Worth, IL Car Insurance Rates

Before you buy Worth, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Worth, IL Commute Time

How does your Worth, IL commute time compare with the average driver? In Worth, the average commute is 32.3 minutes.

Worth, IL Car Insurance Quotes

Compare Worth, IL car insurance quotes from multiple companies by entering your ZIP code now.