Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 30, 2021

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Just What's Essential

  • Nine companies offer electronic stability control car insurance discounts to drivers
  • Customers save an average of 4% on their annual rates by earning this deal
  • This type of rate reduction is considered a safety discount

Since 2012, all new cars manufactured in America feature electronic stability control (ECS). If your vehicle has this safety feature, you could earn an electronic stability control car insurance discount on your car policy.

Below, learn what companies offer electronic stability control discounts and see how safety discounts like this one can stack and lead to affordable car insurance for any driver.

After discovering where you buy electronic stability control discount car insurance, remember to enter your ZIP code into our free rate tool above to compare quotes from the best companies near you.

What companies offer an electronic stability control car insurance discount to drivers?

You can earn electronic stability control car insurance discount rates from nine national insurance providers.

Drivers will save around 4% on average off of their insurance premiums if they qualify for this rate reduction.

To verify if you already use an electronic stability control car insurance discount company, take a look at the list below:

Local providers near you may also offer this discount to customers. Plus, not every company is active or available in every ZIP code.

Your age, driving record, and the car insurance laws where you live also influence your annual car insurance rates.

So to secure your best prices, compare quotes online from multiple companies and ask about additional car insurance discounts.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What is an electronic stability control car insurance discount?

Electronic stability control discounts are safety discounts, as you’re actively reducing your accident risk.

But do electronic stability control systems prevent car crashes? Research suggests that ECS technology reduces fatal single-car accidents by 36%.

Therefore, since 2012, the National Highway Traffic Safety Administration (NHTSA) has pushed to require ECS systems on all newly manufactured vehicles.

How do electronic stability control systems work? Sensors and computers in your car detect abnormal vehicle movement, including skidding, swerving, or losing traction.

The ESC system activates your brakes and relies on engine power to help prevent you from losing control of your vehicle and corrects your steering.

But how do ESC car insurance discounts work? All you need to do is inform your provider that your vehicle comes equipped with this safety technology. Assuming you use a participating provider, a rate reduction will then apply to your policy.

How much can you save with electronic stability control technology in your car?

The rate reduction is a minor 4% on average, and usually, it only applies to collision coverage.

That’s because this technology now comes standard on all vehicles. Also, only collision policies cover the damage that ECS systems prevent, so if you only purchase liability insurance, you may not qualify for this discount.

However, this is one of the safety features that lower car insurance even without a discount.

Some studies suggest cars with ECS technology earn cheaper average quotes overall just for being safer vehicles.

Electronic Stability Control Car Insurance Discount: The Bottom Line

Electronic stability control technology is now standard in most new cars. Fortunately, the safety feature actively saves lives every day.

Therefore, this is one of the car insurance discounts to ask for if you’re hoping to reduce your car insurance rates.

Which feature on your car is worth a discount on your car insurance besides ECS technology? Typical safety and driver discounts include:

  • Anti-lock brake discount
  • Anti-theft device discount
  • Claim free discount
  • Multi-policy discount
  • Safe driver discount
  • VIN etching discount
  • Vehicle recovery discount

Secure your cheapest rates by shopping around for coverage and comparing quotes online.

You’ve compared affordable electronic stability control car insurance discount quotes, now compare rates from the top providers in your region for free by entering your ZIP code into our tool below.