Can my car insurance be canceled from a DUI?

A DUI, also known as DWI in some states, is a conviction for driving under the influence of alcohol. Drunk driving accounts for a large number of car accidents in the country, and is a leading cause of vehicle-related fatalities. Driving while intoxicated leads to delayed reaction time and may also cause drivers to fall…

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Will my husband’s DUI affect my car insurance rates?

Car insurance companies base their rates on information gathered about the vehicle’s owner and any other drivers in the household. The age, gender and driving history of all people with access to a vehicle will play a role in determining the cost of the car insurance. This means that the policyholder is not the only…

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How long will a DUI stay on my driving record?

If you have ever been convicted of a DUI you already know that this conviction can have serious impacts on all aspects of your life. You may have lost your driver’s license for a period of time, required to take classes such as safe driving and alcohol education, made to serve jail time, and required…

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How can high risk drivers save on car insurance?

Car insurance companies determine the cost of insurance by calculating risk. People who pose a higher risk of being involved in an accident will pay higher rates in order to compensate for future claims. People who are unlikely to be involved in auto accidents will pay the lowest rates. Risk categories are fluid, and people…

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How much does car insurance cost after a DUI?

Drinking and driving is dangerous. Each year, thousands of people are killed in drunk driving accidents, and many more experience property damage and injuries as a result of drunk drivers. In order to reduce the impact of these accidents, state laws crack down hard on offenders, and the consequences of a DUI charge can be…

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Can I buy car insurance with a suspended driver’s license?

There are many reasons why your driver’s license may become suspended. You may have been involved in an accident that you could not pay for, and your license is suspended until the damages are addressed. You might have been convicted of a DUI or failed to pay your speeding tickets. Whatever the reason, a suspended…

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Can I file the SR22 form?

If you have never been in an accident or lost your car insurance coverage, you may not know what an SR22 form is. If the occasion ever arises when you must file such a form, it’s a good idea to know what it is so that you can fill it out correctly and promptly. Essentially,…

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Where do I find a SR22 form?

An SR22 form is a state required form that proves a driver has insurance or is financially able to pay for damage through other means. The state requires you to be able to pay for any damage that you cause, whether through insurance or out of your own pocket. Because most people are not able…

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Can I buy car insurance after a DUI?

Driving under the influence of alcohol is dangerous and illegal. It can also cause car insurance premiums to skyrocket. Nevertheless, sometimes even the most responsible drivers can make a mistake. If you’ve ever been convicted of a DUI, it may be difficult to obtain low cost car insurance; in some cases, you may have a…

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What happens if I refuse a breathalyzer test?

You may know that you have the legal right to refuse a breathalyzer test. But did you know that doing so may have serious consequences? Refusing to submit to a breathalyzer is considered a criminal offense in some states and you can receive jail time or loss of driving privileges. In most states, you give…

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