15 States with the Worst Teen Drivers [+Texting & Drinking Rates]

For many teenagers, getting their driver’s license is as exciting as it is stressful. Driving a car means freedom, but it also comes with a great deal of responsibility and risk. For some teenagers, it can be difficult to fully appreciate that risk. According to the Centers for Disease Control and Prevention (CDC), teenage drivers…

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How much is car insurance for a 19-year-old? (Rates + Discounts)

How much is car insurance for a 19-year-old? On average,19-year-olds pay $431 per month or $5,177 annually for car insurance. Determining the price of coverage in advance will enable you to budget accordingly. It will also help you compare quotes to find the best possible rates. Can a 19-year-old get car insurance to begin with?…

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What is the best used car for a student driver?

Most young people get used cars as their first vehicles. Used cars are affordable, meaning that a student can afford their own car or their parents can purchase it without racking up substantial debt. Students are also often very rough on their cars, often driving them without proper maintenance or in less-than-ideal conditions. Coupled with…

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Who has the best car insurance rates for teenagers?

Teenagers and young adults pay more for car insurance than any other group of people. Teenagers are automatically grouped with people who have had accidents, drunk drivers and other “high risk” groups, despite their actual driving habits. While this can seem quite unfair for an individual young driver, these rates are based on solid statistical…

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Is it Hard to Get Car Insurance for the First Time?

Most young drivers obtain car insurance coverage through their parents before purchasing their own policy. A teenager’s parents may add them to the family policy or take out a separate joint policy to cover the teen’s vehicle. This joint policy may last for several years throughout the driver’s high school and college, and by the…

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How cheap is car insurance for a 16 year old?

Young people, especially young men, pay more for auto insurance than any other demographic of people. This is because they get into auto accidents more often than any other group of drivers. Auto accidents are a leading cause of death for teenagers, and young drivers are more likely to total their vehicles in accidents than…

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Young Drivers

Auto accidents are a leading cause of death for teenagers and young adults. Statistically, a 16-year-old driver is twice as likely to be involved in a collision as a 19-year-old driver and up to 12 times as likely to be involved in a collision as an experienced driver. Because of their high risk, young drivers…

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Will car insurance cover my child away at college?

College is a time of transition, not only for students but also for parents and other family members. In many ways, college students are adults; they have not fully made the transition into living independently, however, especially not in the first few years of their schooling. Car insurance is one thing many parents may not…

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How can I get a good student discount on car insurance?

Car insurance is most expensive for teenagers and young adults. Until you have a few years of driving experience any car insurance company must rely on statistical information about other people your age in order to set your premiums. Unfortunately, young people are more likely to be involved in auto crashes than any other age…

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Will my car insurance cover my boyfriend?

Yes! If your boyfriend is a licensed driver and has your permission to use your car, he generally would be covered under your auto insurance. He should also be of legal age, as special rules apply to underage drivers in many states. Auto insurance policies generally cover the named insured and is issued in the…

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