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Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Jul 1, 2021

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Just What's Essential

  • Farmers Signal offers a five percent discount when you sign up
  • Driving at night could affect your Farmers Signal score
  • Maintaining good credit can secure affordable Farmers car insurance

Did you know Farmers car insurance company has a usage-based insurance (UBI) program? Farmers Signal provides a way you can save money as you drive.

But how does Farmers Signal work?

Our Farmers Signal review explains everything you need to know about Farmers car insurance, how it affects Farmers car insurance rates, and how you can secure affordable car insurance with Farmers Signal.

After you learn how Farmers Signal works, enter your ZIP code in the free online quote tool above to compare multiple car insurance companies near you.

How does Farmers Signal work?

Farmers Signal is a usage-based car insurance program that uses telematics to track your driving behaviors.

During Farmers Signal’s evaluation period, your driving habits are graded. The better your grades, the more you can save on Farmers auto insurance rates.

Farmers Signal App Privacy policy reassures Signal data is not used to adjust claims and promises that all data is secure.

But how do you sign up for Farmers auto insurance company’s UBI program? Read on to learn more.

How to Sign Up for Farmers Signal

If you want to sign up for Farmers Signal, you’ll need to speak with an agent to enroll you into the program. Once you’re registered, you’ll receive a 5% discount on Farmers auto insurance rates.

To secure up to 15% off Farmers auto insurance, you’ll need to practice safe driving behaviors. A Farmers Signal user needs to complete ten trips within the app before the Farmers auto insurance company gives out a discount.

How to Use Farmers Signal App

Download Farmers Signal onto your smartphone (available on Google Play Store and Apple App Store). After downloading and installing Farmers Signal, enter your Farmers insurance login.

Once you’re inside, the Farmers Signal app gives you options to explore. When you’re ready, the Farmers Signal app runs in the background as you’re driving.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What driving habits affect your Farmers Signal score?

Farmers Signal monitors these four factors as you’re driving using its telematics.

  • Distracted Driving
  • Braking Hard
  • Speeding
  • Miles You Drive

You may want to pay attention to what time of day you’re driving and be mindful of how you’re driving to maximize your savings.

How does Farmers Signal affect Farmers car insurance rates?

Personal factors like age, gender, and your driving record already impact your Farmers auto insurance quotes. So let’s look at how Farmers Signal’s discount affects Farmers car insurance rates:

  • Average Farmers Auto Insurance Rates w/ Farmers Signal (signing up discount) – $332/month
  • Average Farmers Auto Insurance Rates After Farmers Signal Evaluation – $297/month

When you qualify for discounts, you can secure affordable Farmers car insurance. You can stack your deals before you buy Farmers car insurance to see what your rates could be.

Is Farmers Signal worth it?

It depends. Farmers Signal saves money, but you can only secure a Farmers Signal discount if you practice good driving habits.

Before you buy Farmers auto insurance, check out our Farmers car insurance review to learn more about your coverage options.

Now that you know more about Farmers Signal, use our free comparison tool below to compare multiple companies in your local area.